Times of an ancient name for China (Chinatimes.net.cn) Feng Ying of reporter Wang Zhongqi child Beijing report
Lane of near future Wei farming commercial firm is troublesome and ceaseless. The Shandong that net of Chinese judge copy clerk announced a few days ago saves judgment of criminal of court of people of division of article of Kui of Wei lane city to show, former Wei lane farming Qiu Mou of president of subbranch of a bank of 20 lis of fort is in commercial firm when Na Tunxin of company of couplet of collaboration of credence of rural area of area of article of Kui of city of lane holding the post of Wei uses company chairman, comprise through inciting much person " trader of market of major of agency of credit of country of Wei lane city door credit is allied " means, loan of company of couplet of collaboration of credence of rural area of area of article of Kui of city of diddle Wei lane adds up to 11.2 million yuan, cause loan principal 1.5 million yuan cannot be recovered.
In addition, should combining compasses management aspect all right also frequency shows flaw. In a year of many time, for many times because violate compasses manage punish by superintendency branch, amerce amount is close 4 million yuan.
Notable is, by who losses of afore-mentioned nearly 5.5 million loan and amerce buy sheet? By who the loss of a huge sum that to Wei lane farming commercial firm causes is in charge of? For this, " times of an ancient name for China " the reporter ever gave Wei hair of lane farming commercial firm go covering case. But up to when distributing news dispatches till, should do not have the problem of reply reporter all right.
Public data shows, wei lane farming commercial firm held water on November 14, 2012, in article of former Wei city, Kui, lane child, cold booth on base of company of couplet of collaboration of 4 countries credence, with setting amalgamative pattern newly, launch the has independent corporate organization share-holding system that establish local bank orgnaization, it is Shandong provincial the farming merchant bank that the conformity of the city zone on first whole sense establishs, service limits covers article of city of the Wei inside Wei lane administer, Kui, lane child, hill of cold booth, new and high, seaside, gorge 7 areas, register capital to be 2.677 billion yuan.
Break the law put borrow 11.2 million loss 1.5 million
The criminal judgment of court of district of article of Kui of Wei lane city is announced, 2012 in year, during Qiu Mou is holding the position of chairman of company of credit of Natun of company of couplet of collaboration of credence of rural area of area of article of Kui of Wei lane city, to raise money him capital is used, find Zhao Mou and Li Mou second early or late, let 2 people offer dweller Id, registered permanent residence to wait for individual information data originally, pretend to be rolled steel to manage door of course of study, assume other's name to borrow money for its.
Subsequently, armour of second of Zhao Mou of Qiu Mou general, Li Mou and Cui Mou, Zhou Mou, Zhang Mou armour, Liu Yongde (all other case is handled) composition " trader of market of major of agency of credit of country of Wei lane city door credit is allied " , cooperate to credence of rural area of area of article of Kui of Wei lane city couplet company applies for loan. In this loan grade the investigation that give a letter checks the work in, qiu Mou incites loan before armour nonperformance borrows Li Mou, specific agency person investigates duty of examine and verify, be opposite of loan applicant individual and industrial and commercial the authenticity of the false loan material such as contract of purchase and sale of driver's license of card of a business charter, house property, motor vehicle, rolled steel did not grant to check namely the findings report with compose false content, put forward to criticize this 6 people the class that it is AA, give a letter respectively 2 million yuan, deadline investigation opinion of 2 years.
On August 10, 2012, the 6 people such as company of couplet of collaboration of credence of rural area of area of article of Kui of Wei lane city and Zhao Mou are signed " highest forehead assures the individual jointly loan contract " , li Mou armour investigates person, Qiu Mou to regard credit agency as the director as credit agency loan, be in early or late " course of study of market of major of rural credit agency door loan applies for to examine and approve a book " after arrange of be the lucky number agrees with an opinion, company of couplet of collaboration of credence of rural area of area of article of Kui of Wei lane city agrees to wait for 6 people to extend to Zhao Mou 1.6 million, 1.7 million, 1.9 million with the 2 million loan that differ, add up to 11.2 million yuan. Among them, the loan of second of Zhao Mou of Qiu Mou general, Li Mou and Cui Mou is had and use at remanding individual debt.
The court thinks, qiu Mou and Li Mou armour as bank clerk, disobey national regulation to extend loan, amount is huge cause significant loss, its behavior all is formed break the law extend loan blame, sentence a set term of imprisonment 2 years to Qiu Mou, punish golden RMB 80 thousand yuan. Sentence Li Mou armour set term of imprisonment 1 year, probation 1 year, punish golden RMB 50 thousand yuan.
Although the person such as Qiu Mou got legal punish, but this case not only to Wei lane farming commercial firm brings negative effect, also caused actual loss at the same time.
After afore-mentioned loan expire, principal of Zhao Mou loan 1.5 million yuan of exceed the time limit did not remand. Wei lane farming business sues Zhao Mou and sponsor all right to court of Kui article district. This courtyard made civil report on June 17, 2016, adjudicate Zhao Mou remands what owe bank loan principal and interest. After report go into effect, company of couplet of collaboration of credence of rural area of area of article of Kui of Wei lane city applies for to be carried out compulsively. On November 28, 2016, court of Kui article district with be being carried out person of short duration is not had fulfill compulsory ability for, the ruling is terminative executive program.
That is to say, wait for this 1.5 million loan that the person extends via Qiu Mou, up to day of adjudicative become effective, became Wei the bad Zhang of lane farming commercial firm. Although pass cancel after verification, this gain will naturally be affected.
Violate compasses manage be punished 4 million
Wei lane farming commercial firm not only expose to the sun piece break the law put borrow big case, should combining compasses management aspect all right also again and again " in action " . The reporter notices, this violate compasses business to basically involve note business, credit business and be in harmony of a person of same business to go out wait for a respect.
Be in early 2017 end, 15 files show 2017 〕 of 〔 of point of rash price check, wei lane farming the punishment that commercial firm got Shandong saves prices bureau. The file shows, wei lane farming business should register cost to impute to usurer is assumed and offend by the building guaranty of bank pay soon law. According to " value standard " the 14th regulation, wei lane farming commercial firm is confiscated 1760 yuan to violate earning by bureau of Shandong province prices, amerce 1.01 million multivariate.
On January 25, 2018, course of study of Bank of China supervises superintendency bureau of administrative committee Shandong to announce, wei lane farming commercial firm because " violate compasses to estate development company provides loan, violate compasses offer to the borrower that does not accord with a condition award letter or loan to wait " , according to " financial illegal act sanctions method " the 16th, " the decision that the Standing Committee of the National People's Congress controls administrative committee to fulfill what fulfill by Chinese people bank formerly to supervise administrative responsibility about course of study of Bank of China " , " circulating fund loan runs temporary measure " thirtieth 9, " banking of People's Republic of China controls administrative standard " the 46th relevant provision, to Wei place of lane farming commercial firm fines 1.2 million yuan with the warning.
On July 5, 2018, website of superintendency bureau of Shandong of committee of supervisory management of Bank of China announced Wei silver-colored inspect to punish definitely word [2018]2 date administration punishs a file, wei lane farming commercial firm violates compasses act because of dealing with credit business presence to break the law, basis of Wei lane superintendency substation " banking of People's Republic of China controls administrative standard " the 46th relevant provision, to Wei place of lane farming commercial firm fines with 350 thousand yuan.
After 10 days, farming merchant bank ever published Wei lane the problem is " consciousness of compasses of powerful chemical combination stands fast risk bottom line " one article, wen Zhongming points out truly " close compasses it is to stand of travel this, violate compasses the source that is a risk " . This article points out, accomplish only in day-to-day work strengthen employee thought team to build, raise employee to comply with law management concept; Strengthen inside accuse to manage, perfect regulations system, fulfil strictly inside accuse to run a system, put an end to stoutly violate compasses operation and have an order not abide, nonsked spot examination and attune take monitoring to selective examination, ask strictly duty, strangle the risk in the cradle.
Wei lane farming commercial firm expresses, combine compasses culture not only it is a catchword, it is generation more another generation farming letter person, struggle for it, the mental home that guards for it. Wish with close compasses person of the same trade, creation Wei lane farming merchant bank is more good tomorrow.
However the article does not publish a month, wei lane farming commercial firm is received again punish sheet. On August 10, 2018, information of punishment of administration of superintendency substation of meeting Wei lane expresses card inspect publicly show, wei lane farming commercial firm violates the business of compasses conduction note, business that give a letter because of involving, violate compasses deal with favorable balance of trade of be in harmony of bad assets, a person of same business superintends the behavior such as index too, disobeyed " banking of People's Republic of China controls administrative standard " the 46th, wei lane farming commercial firm is in the amerce with 1.3 million yuan.
