Nowadays, after standard of living rises, more and more people begin to buy a car, the car brought a lot of advantage to our life really, after buying a car, everybody can cherish their car very much, average car advocate do not love to love oneself the car to borrow outside, not only because fear,the car can appear to damage what kind ofly, still fear to be able to produce what kind of traffic accident complicity to oneself, but a lot of people can lend because of the problem such as feelings, but once appear after contingency, car advocate need not assume surely any responsibility? How to compensate? There was specific provision 2019!
Above all, on compensatory problem, driving friend must know whether the car has insurance, if buy traffic insurance; compulsively to buy the accident of insurance car to basically be solved by insurance company, basis " law of liability of tort of People's Republic of China " the 49th concerned regulation, because rent,servantchoose a person for a job or the reason such as loan is not same person, the traffic accident that produce ought to be car of vest in motor-driven, to concerning a respect, if compensation exceeds computational limit,insurance company ought to compensate for traffic accident; , insurance company should give compensation, or the insurance liability of motor vehicle, be in charge of compensating for by motor vehicle, if motor vehicle everybody happens in the accident,unit of choose and employ persons ought to assume; of liability to pay compensation from time to tome malfeasant, return an agree to carry corresponding liability to pay compensation.
That is to say, below normal circumstance, after renting a car, produce an accident, it is inside insurance compensation limits, by insurance company compensatory; is besides insurance limits, by use person compensation.
So, lender (is engine possessory) when should assume responsibility? According to legal provision, adopt to the accident when everybody malfeasant when, they should be responsible to this, be in the following below 3 kinds of circumstances, of car possessory answer an accident to be in charge of.
1. understands or fall in normal circumstance, should know car is put in safe hidden trouble to still rent a car, hidden trouble is the reason; that causes an accident
2, know the user is not contented drive to ask and still rent a car, for example, driving licence grade of the driver can't drive the car of this kind of type, or the user can drive only but without driving licence;
If after the user discovers wine of the person that use, 3. drives, take medicaments of control sex spirit or anaesthetic, contract the disease that do not suit to drive or does not suit to drive, he still lends a car;
Car advocate responsible depend on whether does he have fault, when the car advocate when doing not have afore-mentioned mistakes, he need not assume responsibility and compensation for the any other business, below normal circumstance, wh whoever assumes an accident, the responsibility of the person that use is met bigger, but car advocate the responsibility that also must have noticed he should be lost.
