After 15 evening parties of 3 · , "714 tall artillery piece " enter liquidation period, the user i

Face " 714 tall artillery piece " the enormous pressure that brings after exposure, on March 26, the company of type of supermarket of a loan puts forward to have some of idea that take on very much.

Personnel of its customer service to get together complain express, be willing to be based on get together complain a net to borrow the compromise in complaining regulation plan, seek as soon as possible end a case; Complain to what still did not solve, the demand the net on its APP shifts platform to press what do not exceed 36% year change interest rate and borrower close an account, if platform is not accepted, this company will help user pay for sb and expect to be repaid later the 36% charge beyond.

In the center of 2019 broadcasting television total stage 15 evening parties of 3 · , key exposure a batch " 714 tall artillery piece " platform, weigh this kind of APP " want money to drive sb. to his death again " .

So far, a lot of person first time know, so called " 714 tall artillery piece " , it is to show those deadline are 7 days or high interest network of 14 days borrows money, its include high specified number " behead ceases " reach " charge of exceed the time limit " .

3 · 15 that evening 8: 06, the program broadcasts in, 100 divisions added Baidu newly a vocabulary entry -- 714 tall artillery piece.

Although finance is in charge of what the branch still did not enter 15 evening parties of 3 · to sponsor an unit, but cash shifts an industry cruel growth random elephant, by 3 · focusing of 15 evening parties is " 714 tall artillery piece " , cause wide attention, superintendency branch and guild move to discharge in succession check cash to borrow.

Meanwhile, get together complain what platform consumes financial industry about Internet to complain increase sharply, greeted the 7th to be suspected of crime moving the local police that takes relevant testimony in the light of businessman of industry of each other gold.

A week after 15 evening parties of 3 · (came 22 days on March 16) , get together complain platform to receive countrywide netizen to complain 19539 effectively to what Internet consumes financial industry, than 3 · 15 before of a week time complain a quantity effectively 9245, increased full one times.

Complain 3 most " problem type " , it is respectively: "Usurious " " behead ceases " " force is urged close " .

On March 7, mr Wang of Qingdao is aimed at in its " 714 usurious platform " inform against below post, made what essence of life allows forecast:

2019 315 exposure large quantities of one 714 nets borrow platform, those are wanting to raise borrowed person in order to borrow you regain consciousness, do not cast finally euqally to my friend wife abandon child choice commit suicide, the time has been met, do not go imagining one night cruel rich, dependable life

To on March 28, this post already won 2530 netizens review, click a quantity near 100 thousand. (complain post link: Http://ts.21cn.com/tousu/show/id/740726)

Also because such, this post ever encountered CC is atttacked a few times.

The be in harmony that is call-overed by CCTV 360, complain a quantity from 3 · 15 before 184 of a week, 3 · 15 hind a week violent wind rises reach 1916. Netizen Mr Guo complains in the collective that initiated on March 12: 360 indulgent banners issue be in harmony platform the form that with shopping the forehead spends coverts charge of collection high specified number, to 29 days, already exceeded 900 people to participate in complain. (collective complains special subject link: Http://ts.21cn.com/tousu/show/cid/9331)

Be in harmony 360 express with get together complain active butt joint. But solve actually complain, more depends on the 360 nets that go up borrow be in harmony platform, cause difficulty bigger.

On March 22, netizen introduced from the northern and western nationalities or from abroad lady releases complain say: Go the 714 tall artillery piece that which lent privately to delete me to apply for on platform, all already the 714 loan record of settle was done not have. (complain post link: Http://ts.21cn.com/tousu/show/id/783707)

Get together complain the preliminary discovery that check, the net that is shown privately deletes user loan to record borrows platform to still have:

Be in harmony 360, 2345 loan king, Hui Huahua, second is bought, water is resembled in installment, fast second purse, hey money net, cash Bai Ka, love goes into the street store, fast spend money, the second is white, loan of Mo Chou flower, king, .

At this point, many businessmen response gets together complain, all deny privately to delete user loan record, among them businessman explanation says: Upgrade because of the system or the product is optimized wait for a reason, bring about an user to cannot examine order. The businessman basically responds to as follows:

Go which borrow

Complain person place to narrate do not belong to solid, we did not delete record of this user loan. We are to hold to the user experience with be better to undertake transforming to the product all the time, undertake optimizing to technical system. Also hope the user can understand and support our work.

Be in harmony 360

Our platform has many loan record, amount of page of order of individual of reimbursement user visit is large, easy pose function problem. To make sure the reimbursement of the user experiences, we will are apart from today time is very long (1 year of above) , and had applied for to fail, already the loan of settle, the entrance is concealed in individual order page. These order were not deleted in the system, if the user hopes to examine, can call customer service, we will assist examine information.

King borrows money

We cooperate to what wear on platform square product undertook be checkinged oneself rectifying and reform, had fallen at present wore all and endless combine the product of compasses;

If the user needs to understand his associate with to lend reimbursement data, can contact orgnaization of real make loans to undertake inquiring.

The second is white

About the near future order of loan of client feedback history records the case that cannot see, belong to really solid. Be worth my platform product to update level at present, the server also is in in upgrading, at present technical group also is intensifying developing, finish after upgrading, we can restore, inform all users through APP and short message.

Second shellfish

Of the user complain do not belong to solid. At present second shellfish is undertaking the system upgrades, user order cannot see temporarily, belong to regular system to safeguard. The system upgrades after the end, return to normal, the user can inquire his historical information.

Water is resembled in installment

Water elephant cannot examine any loan records in installment, already pass on is contacted to staff member of fast second purse, staff member of fast second purse already contacted an user to understand a situation.

Fast second purse

Already checked, already contacted with the user, the user shows relevant loan record can be examined, did not delete loan order record, check please!

Hey money net

Because natural resources of company operation platform is limited, platform of the system that start is optimized upgrade processing, complain person feedback circumstance to be not belonged to solid, nonexistent delete order circumstance. Already to complain person explanation.

Fast spend money

Fast spend money to also never won't delete record of order of user history loan. Thank!

2345 loan king

About issue of user Zhang mark, my department has replied in the website user, reply circumstance and user manage in me account cut pursues as follows (information already did attack by surprise to pile up) :

1, offer a mobile phone to check according to the user, behavior of user place description is nonexistent, all loan data all can inquire the user normally, show, the user still served loan through member appreciation on March 12, up to now have not reimbursement, I manage systematic check scheme already uploaded a website. If the user thinks data is deleted, need to provide clear evidence, otherwise my department cannot make clear user purpose specific content.

2, my department borrows a product to combine compasses operation legally instantly, accrual collection is: Extremely 6.5, loan 15 days, only collection 14 days of accrual, 1000 yuan according to product cycle for, only collection 9.1 yuan of charge. The user pays game member, store member, we offer 300-700 yuan the ceremony certificate that differ, ceremony certificate arrives constantly Zhang, the user enjoys service of member rights and interests and loan not to have immediate impact. There all is definite agreement before loan every time bright show an user, and need user affirms ability undertakes loan applies for independently, holding cost is according to contract provision normal collection.

Hui Huahua

Nonexistent privately deletes Hui Huahua platform the behavior such as client order; Commissioner answers caller door successfully already, inform client benefit to spend beautiful platform order to be able to be in my order undertake examining, the client expresses to approbate, be willing to come get together complain explanatory specification.

The product explains:

Home page of A, product, my, carry record now, can inquire all loan information (can inquire hand-in-hand travel reimbursement)

Home page of B, product, my, my order, can inquire information of all guarantee slip (can inquire actual guarantee slip according to guarantee slip number)

The second is bought

The user complains content to be not belonged to solid, the second buys platform the behavior that nonexistent privately deletes client order, all order all can undertake inquiring through total order. The client is bought in the second platform is nonexistent behavior of add period order, reason cannot inquire add period order.

The product explains:

1, homepage, loan, my, total order, order detailed information (can inquire guarantee slip information)

2, homepage, loan, my, loan is recorded (can inquire loan record)

Qian Jinjin

Because I manage the system is safeguarded, if the client needs to inquire historical order but sequel is advertent, my department is normal operation add up to compasses platform, also did not do not have necessary delete historical order information, sequel I manage will as always with get together complain devote oneself to to safeguard jointly close compasses.

Before this, already had Shenzhen, Guangzhou, Henan happy hill of beautiful water, Sichuan, Jiangsu does not have some county, Zhejiang police of stannic and other places, borrow force to urge in the light of the net accept a case, connection gets together complain platform, tone is taken information is complained related the netizen. On March 19, police of the 7th place will get together complain, be suspected of guilty behavior in the light of some platform, tone takes a netizen to complain pertinent information.

On Feburary 26, the Ministry of Public Security holds a press conference, mechanism of public security of bulletin whole nation is hit " cover a road to borrow " circumstance of new-style black vicious power. The bulletin can say: Will severe blow " cover a road to borrow " kind illegal crime activity serves as sweep black except evil working key, eradicate stoutly " cover a road to borrow " illegal crime activity.

Actual condition makes clear: Get together the mass data that complains platform to accumulate, hit for countrywide police malign / force is urged close waited for illegal criminality to be offerred first help strength, revealed get together the value that complains platform to participate in a society to administer.

On March 16, association of gold of Beijing each other releases " guild of Beijing Internet finance about starting the announcement that an examination action feels inside whole town limits " say: Guild of Beijing Internet finance is already urgent hold water special deal with group, harmonious lawyer, expert waits trade public figure, undertake the examination feeling a platoon inside whole town limits acts one round immediately.

On March 19, association of gold of Beijing each other is released " hold a card to put the risk clew that borrows an orgnaization to offer diversion to serve to case to be not about relevant enterprise " , make risk clew: The company such as financial supermarket makes good risk control, strengthen pair of Cooperation Agency the checkup of relevant aptitude, what issue a Cooperation Agency instantly is all " cash is borrowed " product; Save hit from December 2017 " cash is borrowed " the relevant history data since, feel an examination to be suspected of jointly " 714 tall artillery piece " super- benefit is borrowed and " cash is borrowed " put borrow an orgnaization.

On March 19, organization of association of Chinese Internet banking is held be on guard dissolve high interest cash to borrow wait for informal discussion of business risk special subject, the conference says: Partial orgnaization still is engaged in " exceed benefit to borrow " " behead is borrowed " " campus is borrowed " reach force to urge close etc violate compasses business activity, consumer of serious enroach on closes right increase. The conference emphasizes: The orgnaization must not begin high interest cash to borrow related each, " campus is borrowed " , collection " behead ceases " , force is urged close, encroach user privacy to wait violate compasses activity, had done check oneself rectify and reform the job, also just want to undertake be discharginged in the round checking to cooperating. Manage the member orgnaization that requirement, refus does not correct to laws and regulations of inobservant country banking and industry self-discipline, once discover, will cancel its member qualification, involve a net to borrow an orgnaization, will submit to in time to superintend sectional examine and verify. The conference asks the orgnaization wants to be abided by self-consciously related each " debt of Internet finance exceed the time limit is urged accept autonomic joint pledge (try out) " concerned requirement.

On March 20, government-owned net releases office of job of Xiamen city banking " association of banking of Xiamen city place is borrowed about beginning Xiamen city to aid reach civilian leasehold orgnaization to try to find out the real intention an announcement that investigates special work " , say: Height of association of banking of Xiamen city place takes CCTV seriously 3 · of exposure of 15 evening parties " 714 tall artillery piece " high interest cash is borrowed reach its backside hidden to break the law violate compasses industry catenary, begin whole town limits now inside try to find out the real intention the platoon investigates special work. The platoon checks the elephant is the company name inside area under administration of Xiamen city administration or scope of operations to contain " financial information serves " the enterprise of the word and name do not contain financial word, but be engaged in aiding borrow, folk is leasehold wait for an orgnaization.

On March 21, association of banking of Tianjin city Internet is aimed at " 714 tall artillery piece " wait for a problem to begin work of investigation and study actively, be opposite especially " 714 tall artillery piece " , " the issue pays on the net " etc undertake special subject survey.

On March 20, hunan Province bosom turns venture of city Internet banking office of group of special punish leader, bosom changes city P2P network office of working party of punish of leasehold risk transition was signed and issue " develop financial business activity illegally about ban and be being hit hand in handle case " , this letter says, information of benefit of appropriate letter general seeks advice (Beijing) limited company bosom changes a branch to be suspected of developing the activity of illegal banking business such as financial business conduct propaganda illegally.

On March 21, the bosom turns venture of city Internet banking office of group of special punish leader, bosom changes city P2P network office of working party of punish of leasehold risk transition allots " the announcement that shifts an industry about farther normative net " , forbidden did not obtain the net that put on record to borrow an orgnaization to be engaged in the line on P2P line leaving relevant business.

On March 22, association of Guangzhou Internet banking is released " about be not the orgnaization that hold a card, " borrow super- " diversion platform, net borrows an orgnaization to wait violate compasses the risk clew that is engaged in cash shifting relevant business cases " , clew is not had the ready money that puts the of all kinds orgnaization that lends intelligence to should stop all channel is borrowed or covert cash shifts business, clew " borrow super- " wait for diversion platform to should issue an all cash to borrow instantly perhaps covert cash borrows a product.

Instantly, partial orgnaization or individual for obtain sudden huge profits, still be engaged in " exceed benefit to borrow " " behead is borrowed " reach force to urge close etc violate compasses business activity, consumer of serious enroach on closes right increase.

In the meantime, partial borrower " know perfectly well Shan Youhu, deflection tiger hill goes " , to the enroach on that its oneself suffers, also have certain fault.

Regard Internet finance as consumer, the specific item such as the actual and integrated cost that the aptitude that understands leasehold orgnaization, loan answers before loan, reason handles leasehold action, promotion finance consumption protects consciousness. After loan is successful, borrower still should repay lawfully capital and corresponding accrual, cherish oneself credence. Do not " raise in order to borrow borrow " , " bull is leasehold " !

In the meantime, get together complain admonish release complained borrower: Complain need to be occupied lawfully solid, to false complainant, get together complain will handle in order to draw black, exposure.

If borrower encounters the net borrows the irregularity of the orgnaization to violate compasses act (be like: Malign urge close, perhaps exceed to the integrated capital cost of borrower collection of 36% year change interest rate) , can be after the business information that affirms this Internet consumes finance, authority of referenced and the following dimension suggests to upgrade complain:

1. to (be complained square seat) silver-colored inspect bureau complains:

Http://www.cbrc.gov.cn/sj/guangdong/index.html (but in the webpage left choice visits agency each)

2. informs against to association of Chinese Internet banking:

3. to (be complained square seat) hot line of protection of rights and interests of consumer of people bank finance complains:

4. to (be complained square seat) financial job bureau (or finance does) complain

5. superintends a branch to inform against to the market:

6. to (victim seat, be suspected of malfeasant seat) police informs against: