A lot of people say, the times of king is in asset, asset carries those who decided P2P net borrows platform to promote decline.
In a year of in the past, we witnessed many exploding thunder platform, must admit, among them the false mark, problem that carries a respect from a lot of asset such as be in harmony, exceed the time limit, bad Zhang is the germ that Lei Chao erupts.
Platform wants to obtain the credit of lender, the development with more long-term base oneself upon, high grade asset end is the element with steady essential progress. And the belongings that what the asset end that we say points to for the most part is materiality, the house property that mortgages for instance, car is waited a moment, it is the asset inside asset end. Namely what P2P asset end points to is loan principal part reach its a few specific content, point to the whereaboutldirection of platform capital.
"The stand or fall that asset carries will affect catenary of P 2P platform is whole capital directly, the person that can say so that asset carries gets the world " respecting of Xu Kefei of financing easy CEO, lender wants to know, oneself are undertaking through platform when the network is leasehold, loan square whether actual existence, whether does capital close in borrower place compasses using, this is about the asset end of restrospect to platform.
1, end of financing easy asset: Domain of dedicated housing finance
Borrow an industry to superintend as P2P net advance quickly, in comply with superintendency requirement is finished close compasses put on record while, high grade asset carries the key that also became each platform operation and decide the issue of the battle. Financing can be easy in industry wave show itself, suffer lender fully reputably, result from its possess core high grade asset, especially the development of product of housing finance domain.
Domain of finance of housing of financing easy deep ploughing, accuse grasper for wind with house property of city of a gleam of, roll out assure to assure with house property · guaranty of · of loan, house property assures loan product is core business. Short-term loan crossing the bridge, house property beyond is worth the house property that end of asset of platform ground floor comes from city of a gleam of the housing finance such as loan of mortgage of credit, house property serves, have risk coefficient inferior, investment is periodic origin of taller, reimbursement makes clear shorter, return rate wait for a feature.
Financing is easy relevant chief says, house property · assures to assure loan basically offers house property for borrower short-term fund crossing the bridge serves, borrower needs to offer the bank that is based on house property guaranty to borrow a book together, the bank borrows a book to have legal effectiveness together, ability of the financial condition that means borrower, reimbursement already was examined and approve through the bank, bank wind accuses to be financing prejudication of the easy client that finish. In addition, financing is easy matched loan amount not the loan orgnaization with new prep above those who issue lend amount together and not 70% of value of prep above property, be in charge of with all possible means accuse to turn a venture infirmly.
Additional, means of reimbursement of financing easy project repays captital with interest to press a month, the cash that can inspect borrower every months so flows healthy level, ensure borrower economic atmosphere is good, buy turns a venture infirmly before, the advantage is shown in the market, win numerous lender approbate.
Future, financing is easy will last take root is in housing finance domain, perfect oneself operation ability, upgrade product system zephyr controls a system, in shifting an industry for P2P net, small small company and client are offerred all-around deepness serves.
2, end of financing easy asset runs a group
Alleged plan matters is in person, accomplish sth is in day. Asset carries wind of rely heavily on sb's service to accuse, the tall canal that so asset carries should value financial property more, because they often can accuse in wind,experience is brought to prop up in the system.
It is reported, financing saves Li Yi of assistant president of branch assistant president, head office of former Guangzhou bank easily by Guangdong of former agriculture bank the senior personage such as group of the Internet inside new U.N. , finance, law establishs jointly, core tall canal basically comes from large and state-owned bank and top-ranking Internet enterprise. Financing easy author holds CEO Xu Kefei concurrently is an one hundred percent " the sea returns " the person that the clique does poineering work continuously, he ever studied abroad in Singapore old, dedicated Internet business management and operation, financing founds after going back to the motherland easy. Official of easy presiding operation, presiding wind accuses financing the bank that the official waits for to all have more than 20 years is experienced from course of study, the side runs in credit seasoned.
Wind accuses the person that operation group regards platform as the initial contact of the project, in examine and verify strict, actor is chosen actor while, the characteristic that aggrandizement asset carries, form difference to change competitive dominant position, through strengthening the innovation of pair of fractionize market territories, seek user pain spot, those who ensure asset quality is admirable.
Additional, the project inspects early days, full-time of organization of easy relevant section all moves financing location of staff analysis company is trade situation, on-the-spot inspect an enterprise to manage a case, investigate and check a project to touch impawn thing, ensure of project information complete with true. The project is entered when be stationed in platform, by seasoned and the professional wind that has the relevant education background such as financial, law accuses a group, strict charge project venture point, be on guard potential risk.
Easy relevant controller expresses financing, borrow platform to P2P net for, accuse a system to arrive from perfect wind choose high grade capital fund, each segment is very important. Financing puts asset safety easily in Chongzhongzhi to weigh from beginning to end, accuse a standard to choose capital fund with the strictest wind, the safe ability that asset carries is most the safety of core. Own high grade property, ability ensures the rights and interests of lender adequately, for the operation with platform dovish follow-up, lay next solid foundations.
"High grade asset end is one of survryor's rod that the net borrows platform competition ability, because platform asset is more high grade, core competition ability is stronger also, evolution is longer also " . Xu Kefei expresses, on prospective path, financing is easy hold to as before seize opportunity, the law of breakthrough, change, gradual progress, in dovish operation while, ceaseless breakthrough and conformity, it is core with user interest, ensure of asset high grade with safety, do the risk of good fountainhead project to control, to make the same score a long base oneself upon to last steady progress lays solid foundation.
