Since found a state, we have a kind of natural trustful feeling to the bank, thought to go to oneself Qian Cunjin with respect to no risk at all. Was in land home June this year mouth forum, zhang Tao of Central Bank assistant president says: Allow financial orgnaization to go bankrupt in order, if the bank closed down really, can our fund run where? Small today make up explain for everybody. According to " deposit insurance byelaw " regulation, after the bank closes down, manage to depositor by insurance device compensate 500 thousand yuan, although your deposit compares this number,also can obtain compensate only more 500 thousand, other do not grant claim for compensation. Insurance byelaw just protects the natural person's deposit, do not include product of bank conduct financial transactions, and company bank savings also is not inside protective limits. Young nevertheless associate people need not worry too, the meeting after small bank closes down in is received by other financial orgnaizations dish, the case that gives you money both the principal and the interest at the appointed time also is some, although very few. Apparent country is no longer in small bank closes down and reveal all the details, if the Central Bank is every commercial bank to have disclose the whole inside story, the likelihood brings about commercial bank unbridled, money market is flabby, the risk that so prospective bank goes broke cannot be ignored as before. Our country ever had produced a bank two cases to go bankrupt case, commercial bank of a share-holding system, one home farming believes a company, and homebred bank because financing is abundant the tree is large deeper, go bankrupt not easily. Such state-owned bank is built in resembling workers and peasants, once risk incident happens, it is chain-reacting absolutely, country won't sit by and watch pays no attention to. Young associate people should grow mug-up, big bank savings wants with 500 thousand for the unit, stock different bank respectively, the choice has dimensions to have the state-owned bank of safeguard. good this period content arrives here, favorite young associate welcomes great attention transmit, we fall period adieu.