Everybody anticipates no less than in that way, the Central Bank is right in small bank again directional fall accurate. On April 3 afternoon, the Central Bank announces, develop to support hypostatic economy, promote increase the supportive strength of small small company in be opposite, reduce social financing real cost, the decision is right bank of collaboration of commercial bank of rural credit agency, country, country, bourg bank and it is only inside provincial administration area the city that run the commercial bank is directional reduce deposit reserve to lead a percent, will divide on May 15 at was being mixed on April 15 second carry out reach the designated position, reduce 0.5 percent every time, release long-term financing to make an appointment with 400 billion yuan in all. In addition, central Bank decision rises to deposit money financial orgnaization above quota in the Central Bank from April 7 reserve interest rate from 0.72% reduce to 0.35% , this is the Central Bank is adjusted 12 years first above quota reserve interest rate.
The Central Bank expresses, implement firm monetary policy more will agile, restore supportive substance economy to develop put more prominent place, pay attention to directional adjusting control, inside and outside of give attention to two or morethings is balanced, maintain liquidity reasonable and abundant, growth of dimensions of financing of monetary credit, society develops to suit with economy, for high quality reform of development and sex of supply side structure builds appropriate monetary banking environment.
This directional fall to be able to release long-term financing definitely 400 billion yuan
The Central Bank expresses about chief, this directional fall to be able to release long-term financing to make an appointment with 400 billion yuan definitely, average every small bank can obtain long-term financing to make an appointment with 100 million yuan in the home, in increasing effectively, small bank supports the stable financing source of hypostatic economy, still can reduce bank financing cost to make an appointment with 6 billion yuan every year, conduct through the bank be helpful for promoting reduce small loan of business of small, civilian battalion is actual interest rate, support hypostatic economy directly.
This directional fall accurate cent was mixed on April 15 will carry out twice on May 15 reach the designated position, prevent one-time release cause fluidity deposit too much, ensure fall the total capital that in allowing, small bank will obtain is cast with inferior interest rate to in small small company.
Fall this after allowing, those who exceed 4000 is medium small bank savings kind financial orgnaization (include bank of collaboration of commercial bank of rural credit agency, country, country, bourg bank, financial company, finance to rent company and car banking firm to wait) deposit reserve is led already fell to 6% , go up from our country history and developing country circumstance looks, the deposit reserve of 6% is led is lower level.
Nearly 4000 small bank is obtained in the home directional fall accurate capital
This directional fall in allowing an object to choose small bank, did not involve big bank. To this, the Central Bank expresses about chief, this second directional in falling to be faced definitely small bank, include two kinds of orgnaizations, one kind is commercial bank of rural credit agency, country, country the rural finance orgnaization such as cooperative bank, bourg bank, another kind is the urban commercial bank that runs inside provincial administration area only. Obtain directional fall those who allow fund is medium small bank has nearly 4000, in bank system domestic number is occupied than for 99% , the amount is numerous, widespread, basic level of place of base oneself upon, take root, it is the fundamental strength of small small company in the service. In be being reduced further, reserve of small bank deposit is led, the capital actual strength of small bank in increasing, conduce to guide its with more favourable interest rate to in small small company provides loan, enlarge experience farming, foreign trade and the credit that get epidemic situation to affect more serious industry to put in, enhance the supportive strength that restore and develops to hypostatic economy.
Small bank is better in Central Bank support in focusing small small company
The personage inside course of study points out, on March 31, standing conference decides the State Council, aggrandizement is right in support of finance of sex of benefit of general of small small company, include to be carried out further among them small bank is directional in be opposite fall accurate, the total capital that in guiding, small bank will obtain with favourable interest rate to in small small company borrows money, enlarge experience farming, foreign trade and the credit that get epidemic situation to affect heavier industry to put in. Accordingly, the Central Bank announces now directional fall to be in completely definitely anticipate in.
Country of Liu of Central Bank assistant president is in by force couplet of joint defence of the State Council accuses mechanism press conference to go up to also express now, small bank is distributed in more extensive, plunge into basis layer, have Pu Hui's quality inherently. "Say a common word, ' small bank should draw near big money also does not draw near on ' , they can serve small company only, it is so natural have Pu Hui sex " .
He points out, in be opposite, small bank carries out inferior deposit reserve to lead is the significant move that pushs reform of sex of structure of financial supply side, the measure that adopts reform optimizes financial supply structure and credit fund configuration, small bank is better in support in focusing small small company, increase credit supply, reduce financing cost, serve hypostatic economy.
Will 12 years be reduced first above quota reserve interest rate
Notable is, the Central Bank announces not only now directional fall accurate, still announce to reduce at the same time above quota reserve interest rate. Last the Central Bank is adjusted above quota reserve interest rate or 2008.
The Central Bank expresses about chief, above quota reserve is to deposit money the orgnaization is in kind of finance pay is full after legal reserve, deposit the money in the Central Bank of one's own accord, control independently by the bank, can use at the need such as cash of liquidation, extraction at any time. The Central Bank is right above quota reserve pays interest, its interest rate is above quota reserve interest rate, 2008 from 0.99% reduce to 0.72% hind, did not do all the time adjust. This Central Bank general above quota reserve interest rate by 0.72% reduce to 0.35% , can drive a bank to raise capital to use efficiency, stimulative bank serves hypostatic economy better especially in small small company.
Civil / Beijing youth signs up for reporter Cheng Jie
