Serious illness new rule is enabled now, also develop respect at the same time hot a list of names posted up.
As old edition serious illness defines out of service, rose on Feburary 1, 2021, the new edition of each company weighs disease to define a product to be about to come out in succession. Below this kind of situation, will market of serious illness risk appear what change? We let our thought flow freely today, if my missay, although open in season, anyway I cast a brick namely.
Above all, sell a field, short-term inside serious illness risk can sell a bit hard. Insurance company tells a client before Feburary 1, old product can be enjoyed " preferred manage compensate " privilege. The client of accept good advices was bought, the client of rise superior to, also do not expect they can be after Feburary 1, buy the product that new edition defines instantly. This is just like, the stock is in low when, you are cast went out. Etc go up after going up, can be you collected come back? Everybody meets not self-conscious have such idea: I can be a fool, but cannot behave so that resemble a fool. Nevertheless, from will for a long time tell, an indispensable dish in affirmation of serious illness risk or basket of common people insurance.
Next, product side, the risk of new serious illness of each company can have bigger correcting. Each company just changes a definition unlikelily. Because new serious illness defines a field, cannot follow for certain " preferred manage compensate " defied. If product configuration is again invariable, doesn't that wait dead namely? But, the change of product configuration respect, can go toward wh which direction, each company is likely idea is abhorrent. Some companies can make product profit more rich and colorful, help somebody attain his aim with safeguard will attract a client. Nevertheless, subsequently and come, it is insurance cost of course also won't cheap. Another some of company, turn over its path possibly to go, abandon complex cramped guarantees a benefit, will attract a client with more compendious interest and cheaper price. Who can win? Do not know.
The 3rd, service respect, to sale member major spends a requirement the meeting is taller. The definition that weigh disease is revised, had caused market heat to discuss. A lot of clients begin to realize truly, product of serious illness risk is very professional. No matter be the client that has bought, still be the accurate client that did not buy, to the difference of new old definition, regular meeting is right sale member initiate often " torturous " . Right now, one can the professional sale that tirelessly path comes to member will take an advantage. This kind of advantage is in client memory, had built the gentle and simple of insurance cost likely even. Then, professional service begins to show its value.
The 4th, manage compensate respect, compensate pays quantity and dispute rate will double fall. Compensate pays a quantity to drop, because malignant tumor and cardiac muscle stalk are in all weighing twice this to death,be disease compensate Fu Zhongzhan compares highest serious illness, its define more severe exacting. Dispute rate falls, because all definitions that weigh disease are more scientific and precise,be, the room of controversy is less. Those who change character, it is so " do not suffer from few, suffer from not all " , now need not " suffer from " , because " few and all " came.
Finally, conserve respect, old money weighs the add of disease risk product to protect frank meeting to promote somewhat. This very good understanding, if not be as a last resort, who also not be willing to part with or use lets his can be enjoyed originally " preferred manage compensate " favourable old product easily invalidation.
No matter whether above judgement is accurate, I think, weigh what disease defines this to edit, it is far-reaching to the influence of insurance market. Make us collective experience. # weighs disease risk new rule to carry out #
Write finally: Attention [father wrapping up bag says to be sure] .
1. wants to be configured to the family most the insurance that sexual price compares, can illicit letter I, or lower part leaves a message, I am met with oneself professional experience, help you offer a few proposals that are worth reference.
If 2. thinks whether the safeguard that diagnoses his to go is appropriate (guarantee slip is combed) , again perhaps still the nucleus is protected, the difficulty problem such as manage compensate, OK also illicit letter I am specific circumstance, my deciding knows character of all without exception to speak all.