As the development of estate adjusting control, house price had city of line of just a little to fall certainly. But a lot of people also discover, house price falls to fell to be not moved to certain level, and house price did not fall far 2015 the level of the end of the year. House price still falls space, why cannot house price fall greatly?
2018, 6 big add loan and money advanced for sb to be paid back later newly to add up to 5.13 trillion yuan, among them, individual housing loan adds 2.53 trillion yuan newly. Held 49.39% what add loan and money advanced for sb to be paid back later newly. That is to say 6 big close halves that increase loan newly flowed to building city.
The room is borrowed namely because fraction defective is low,building city mortgages loan, get so of a lot of banks love. With class action exemple, the proportion that individual housing loan holds an individual to borrow money by 2017 of end 79.6% rise 2018 81.5% of end;
The 78 Chengdu that the individual borrows money are a room borrow, the safe stability that so the room borrows decided the safety of the bank and stability. So the reason that house price cannot fall greatly was found, if house price falls too much, certainly will brings about a lot of people to break for, so the bank is inflicted heavy losses on necessarily. So house price cannot fall too much.
Loan of a lot of people buys a house now, the month offers the half above that achieved income, this affected purchasing power to also bring a series of risks not only. So house price cannot fall too much.
