Everybody knows, bank blacklist can affect loan, influence to buy a house. Can that bank blacklist affect the child?
What bad perhaps record points to the bank blacklist that we say normally is the bank undesirable assessment to individual credence, immediate impact individual undertakes borrowing money waiting for business to the bank. The closest to the individual the loan reimbursement condition of 24 months, also can state in credit report.
Once the individual is not punctual,reimbursement causes exceed the time limit, the meeting on the report that sign a letter shows the range that day of exceed the time limit counts, "1 " show exceed the time limit 1 ～ 30 days, "2 " show exceed the time limit 31 ～ 60 days, with this analogize.
Went up what effect can blacklist have?Basis " top people court breaks his promise to be carried out about announcing a certain number of regulations of person list information " , can be carried out to breaking one's promise the action that the person takes has:
1. cannot apply for loan: If the individual had had undesirable credence to record, and more serious, can no more be in China an any banks apply for churchyard loan;
2. cannot handle credit card;
3. limitation takes vehicle: Cannot choose soft sleeper of plane, train, ship second-class above cabin seat or berth; Have the person of undesirable credence, will not pass naughty cat of treasure, day, pay treasure, China to hire the platform such as the car to buy travel, go vacationing product, also do not have a law to book airline ticket;
4. limitation is in the place such as field of guesthouse of astral class above, hotel, nightclub, golf undertakes high spending;
5. limitation pays insurance cost of high specified number to buy product of insurance manage money matters;
6. limitation rents the spatial office such as high-grade office building, guesthouse, apartment;
7. limitation is bought blame run indispensible car;
8. restricts a net to buy luxury;
9. limitation children is read tall collect fees private school;
10. breaks his promise to be carried out what the person is a natural person, thing of the legal representative that must not hold the position of an enterprise, trustee, inspect, senior administrator.
1. credit card is successive 3, accumulative total reimbursement of 6 exceed the time limit;
2. room borrows a month to offer accumulative total 2 to 3 months exceed the time limit or not reimbursement;
3. car borrows a month to offer accumulative total 2 to 3 months exceed the time limit or not reimbursement;
Move on 4. loan interest rate, still pay a month to offer by former amount, produce debit interest exceed the time limit;
5. water, report, cost burning gas does not make a money on time;
6. individual credit card appears an occurrence behaviour;
7. is aided learn loan to default not reimbursement;
8. " Morpheus credit card " do not activation or can produce year of cost, if not pay is recorded with respect to the credence with meeting negative generation;
9. credit card overdraws consumption, mortgage loan to do not have seasonable on schedule reimbursement;
10. is offerred for tripartite when assuring, tripartite did not repay on time loan;
Out of service of number of 11. mobile phone, did not deal with relevant formalities, form exceed the time limit because of owing lunar rent charge, also can create bad record;
12. is risked to use id card by others or credit card of Id photocopy generation owes cost record.
Went up blacklist can affect oneself and spouse not only, next generation also can suffer an effect.
Basis " top people court is carried out about limitation a certain number of regulations of person high spending " the 3rd the 7th specific provision, parents is to break his promise to be carried out of the person, children cannot read high spending private school.
As to average college, although because examinee is Laolai children,won't reject its,enter a school is read. But to the part for the school with politics strict careful, the child's qualification test cannot be passed very likely.
In addition, laolai children is joining the army, enter oneself for an examination military school, when attending officeholder, institution, state-owend enterprise to take an exam, because,also meet of parents break one's promise behavior is affected its of politics careful through.
As social credit system mix soundly ceaselessly perfect, of one individual credence be short of break can affect an individual not only, still can affect a family. Parents breaks his promise, the child goes to school suffer be restricted, the force that the family forces is tremendous, also gave the parent greatly morality is manacled. To ensure the rights and interests of you and family, still cherish please your individual credence!
