"Head pay 20 thousand
The month pays 500
Monthly pay of 5000 you
Also can become gens having a car
Of the world hold the post of you to gallop greatly "
...
This is not a dream of course
But
It is a trap likely
We chat today
Instalment buys a car those " feline be bored with "
"Feline be bored with " pay 10 times buy a car? Careful " cover a road to borrow "
Everybody, the country is not to allow 0 to pay those who buy a car! Hear language of this kind of conduct propaganda to ask place expose again later they!
According to " car loan runs way " regulation, car of conventional motive force head pay must not under 20% . So on the market so called " 0 pay " , it is other or orgnaization pay for consumer actually 20% to of 30% head pay, come true to win the action that approves loan from bank or car banking firm thereby.
It is in order to sell the car of 300 thousand exemple, cheater pays the need that buy a car 50 thousand yuan of poundage with 0 for, meeting and you sign 350 thousand yuan " buy a car " contract, call your account as agreed upon, ask you return the poundage that returns 50 thousand yuan with cash form again, taking when you 300 thousand come when reimbursement takes a car, cheater can ask you return 350 thousand yuan according to the contract!
What is the gimmick of cheater here? What actually you sign is loan contract, those who be hit in your account is the amount that he borrow money, 350 thousand yuan when receive can show only on bank running water. Want dimension right, discover running water of contract it may not be a bad idea, bank however, do not have the strong evidence that can help oneself!
"Feline be bored with " 2 revulsive consumer " buy on sb's behalf in order to hire " buy a car
After understanding consumer plans to buy a car with the installment plan, undesirable businessman often excuse asks for the reason such as condition of letter reason, economy to cannot handle a bank because of consumer in installment, can handle loan in order to rent the form of the contract only, and with accrual low, examine and approve wait for alluring consumer quickly, thereby " cover a region " consumer. Ask consumer to must hold piercing eye, do not want the commitment of credulous the other side, suggest you pass normal bank loan channel to deal with buy a car in installment.
Will quickly learn a businessman " buy on sb's behalf in order to hire " mode and the interests ↓ that borrow money to normal bank
Apparent, the mode that chooses to buy on sb's behalf in order to hire buys a car, your right will special suffer be restricted and the risk is bigger! Consumer must be clear about this!
Covet is cheap temporarily bright, fall into trap to escape hard! As consumer, these " heart " you want to have:
- Do not want covet petty gain, a minute of price a minute of goods! Do not want those who choose high risk to buy on sb's behalf in order to hire mode, the proposal borrows money through normal bank channel. Sign standard written contract without fail, the main provision such as the among them means that buy a car, reimbursement means, accrual should be examined careful; Once have issue, note the significant evidence such as keep contract, recording, video, facilitate hold relevant responsibility.
After be being cheated must complain actively to consumer protection branch, dare to safeguard oneself legitimate rights and interests through legal approach, also help other customer avoid to fall into congener fraud!