100 thousand yuan car, buy a car two years to be compared with entire section photograph in installment, how many money can you need after all?
When buying a car, if be car Xiaobai, the person that buys a car for the first time namely to 4S inn collect fees the project basically does not understand, and entire section buys car and loan to buy a car who more be to one's profit, basically understand also not be very much, tiring-room has a lot of vermicelli made from bean starch to seek advice from his to me recently the plan is more expensive if 100 thousand right-and-left cars are to borrow money 2 years to buy car and entire section to buy a car, who more Where is be to one's profit? And a lot of people also say, loan buys a car to want to buy a car than entire section many a lot of money, be after all such? The author talks about this problem with everybody today,
Above all we want to know, no matter be in 4s inn, the steam trade entire section that still is in place buys a car is to collect fees however project, basically be identical, it is the naked car price of the car, the car that adds a car to must want to hand in is safe, and of the car purchase duty and on card fee, but if be loan,buy a car almost of inn of each 4 S collect fees project and rate are different.
That is to say, when loan buys a car, inside the industry also the standard that neither one sets, and expend to the service of collection, poundage, cost of delivery of cargo from storage, GPS installs charge, insurance premium is used, PDI detects cost and the interest that loan place generates are not identical, if the car price with respect to that car that for instance we should talk about today is in 100 thousand yuan, if head pay scale to be in 30% , likelihood the be born price that steam trade inn and 4S give out differs 10 thousand yuan possible.
We pass contrast of a group of data below, entire section buys car and loan to buy a car in light of 2 annual meeting differ how many money.
Above all we see entire section buy a car first, the left that pursues on is buy a car to undertake calculative according to entire section, among them car price 100 thousand yuan, safe 5500 yuan, purchase duty 8547 yuan, the card expends 350 yuan on, the charge of a be born is in probably 114, 397 yuan or so, the fare that entire section buys a car is simpler, and the project that collect fees is opposite for a few more transparent also.
Right is according to head pay proportion 30% undertake calculative, loan amount 70 thousand yuan, head pay 30 thousand yuan, among them poundage 2800 yuan, safe 6000 yuan, purchase duty 8547 yuan, the card expends 350 yuan on whole head pay the charge of be born is controlled in 47697 yuan probably, what may some of person understands not quite is, why does my place calculative have poundage only this one? , we come below one by one undertake solution.
Attentive you can discover certainly, when loan buys a car, insurance wants many to buy a car than entire section 500 yuan, these 500 yuan are the spontaneous combustion a place difficult of access that you must want to buy and pilfer rush to deal with an emergency, and the 1st year, and later, the first beneficiary beneficiary of the 2nd year is to assure company, and poundage is to must want collection, generally speaking present rate is according to loan specified amount 4 nod those who will have collection, but too specific to the collection neither one of poundage requirement, some 4s inn may be nodded according to 6 or 8 data of the dot, collect fees a little possibly according to what secure 5000 yuan.
When loan buys a car, should compare entire section to buy a car to come out more besides safe charge and poundage besides, still have the cost of a few delivery of cargo from storage that my above paragraphs mentions, GPS installs charge, PDI detects cost and accrual, these charge, basically 4s inn metropolis collection the charge of one part, to loan when, if have the generation of accrual, for instance 70 thousand yuan according to normal now computation, accrual wants to be controlled in 7700 yuan probably, if say, the credence of your individual is not very good, the accrual that when buying a car, borrows money may be met again a bit taller, achieving 10 thousand yuan also is possible.
Summary: As a whole, when loan buys a car, should buy a car than entire section really many a lot of money, in light of this computation according to two years, the fee that must want collection basically is about to be in 10 thousand yuan of above, but buy a car when us truly to 4s inn when, the likelihood borrows money the charge that the place that buy a car comes out more compares me calculative is even bit more, because after all the rate of every 4s inn is different, share here about today's knowledge and everybody, if everybody has the place that does not know, remember leaving a message in comment area, we are discussed together.
