Of tax of law of Yue Lv division -- the life piece
Quiz:
Mike of classmate of my high school is in recently small letter group ask authority, the capital of the company of conduct financial transactions that is thrown to the net can give chase after. Mike works a few years in Beijing is all the time " moon a group of things with common features " , parents has some of stockpile, they want to buy a house to him in native place, but deposit growth rate is driven all the time not of main rooms price go up. Mike parents lets a friend say to have a platform of the conduct financial transactions on the net, income is particularly high, even somebody had earned big money, moved " investment " idea. Mike begins to believe not quite, but parental classics does not live alluring, very hold to, not only cast old saving, still lend money " investment " .
Began them to also win a lot of share out bonus really, this let Mike see true gold silver, borrowed money to continue to throw with the friend. What Mike thinks is, so go up go down, a bigger house perhaps can be bought after a year. But once he discovers platform is taken do not come out money, call manager of money asking reason, the other side says is platform is safeguarded only just, need not worry, he also was not cared about.
The result is less than half month, press says, catenary of capital of company of this conduct financial transactions ruptures, repay without money the capital of investor. An original capital of hundred thousands of fund that 3 hardship accumulate is not had return, still owed the money of others even.
Was cheated by platform of conduct financial transactions so like Mike capital, how is ability chased after?
Yue Lv division:
The last few years, year the Internet finance that yield may exceed 10% , let a lot of people his mind disturbed, risk of not careful even consideration is bought at will on platform of these Internet conduct financial transactions.
Face the advertisement of conduct financial transactions that nowhere is absent to look very inviting again, how should avoid to be cheated? In case encountered fraud of conduct financial transactions, how should do again?
Actually, the fraud of all money, it is to use " have an insatiable desire for " word. Fraud is Protean, but final it is it is bait with high income, tall redound, the capital of diddle investor.
So, to when you grain property is tasted very when one'sing mind disturbed, need ponders over the following problems, decide otherwise wants to have investment again next.
Problem one, does this investment platform rely on chart?
Want to make financial investment normally, can go the orgnaization such as bank, insurance company, somebody chooses to get online or also use mobile phone App. The technology developeds nowadays, more and more people depend on online conduct financial transactions, this also gives cheater put apart giant vacuum. Before investing capital so, you must understand the situation that invests platform deep first, include evaluation of whereaboutldirection of platform aptitude, capital, user to wait.
There are all sorts of methods to check platform to whether rely on chart on the net, I recommend each person to measure effective method in person to everybody again here: Investigate father and the case that run a group high. In a few if weather eye is checked,wait for the website that sign a letter, the detailed information that you can investigate a company, other company that runs group, controller and of these companies collect the information such as the letter. What believe a system as our country ask forring is perfect, if they are in there is black history on finance, credence, also check can easy to doly on the net.
What someone views investment is very simple: Money is thrown in platform, need to await money to lay money only can. Before investment, you still need to examine platform is to rely on what gain. Pattern of each big platform profit, have 3 kinds commonly: Industry of sale product, investment and pass annul, draw capital fund of a huge sum through enrolling accept member purely namely, the money that takes a successor shares out bonus to the person that has entered. In fact, platform invests reliable industry only or sell reliable product, ability makes sure stability gains profit.
So, investigate the case of clear platform, it is the first step that makes financial economy.
Problem 2, your fight risk ability how?
If you never had contacted conduct financial transactions, go when orgnaization of standard conduct financial transactions, the other side won't recommend your product directly, want to do a grade of risk of conduct financial transactions that has referenced sense however. Pass this formal grade, the risk that orgnaization of conduct financial transactions can know you bears ability and risk preference. To control a venture, bank and corporation of regular conduct financial transactions, can recommend a client to buy the product of conduct financial transactions that can accept.
So, you can go to a bank waiting for professional orgnaization to have grade of formal risk of conduct financial transactions, those who understand oneself fight risk level. If inconvenience goes doing the test below the line, mobile phone App also does a lot of normal banks to be judged oneself. Specific means is, choose product of a conduct financial transactions to click buy, operate first, app can play the hint that gives evaluation of risk of conduct financial transactions.
Finally, decided to buy product of a conduct financial transactions when you, ask again even: I am right this thing keeps economy in fluky psychology, feel oneself are impossible to there is a loss?
People often says to want to have risk consciousness. So-called risk consciousness, a word is " know tall redound means high risk, low redound means low risk " .
Secretary of Party committee of Chinese people bank, Bank of China is sure to supervise Ceng Dao of administrative committee Chairman Guo Shuqing to give the fact of risk of conduct financial transactions: "Yield exceeds 6% to be about to make question mark, it is very dangerous to exceed 8% , of more than 10% above, be about to prepare a loss total capital. Be about to prepare a loss total capital..
The money treasure net that is closed down at the beginning of this year, once one year yield can exceed acceptance 50% , prove later, this is dye-in-the-wood Pang fraud. Alleged Pang fraud, it is the share out bonus that original investor wins, it is the capital that just invests platform. For example, the first person invests 100 thousand yuan, obtain 50 thousand yuan one year, but these 50 thousand money are 100 thousand his Qian Li likely very that 50 thousand, 100 thousand yuan may be the person investment that enters the arena at the back of him even 50 thousand in. In 100 thousand yuan of capital that 50 thousand yuan of share out bonus that the person that enters after that wins are arrival. So, pang fraud is to tear open east the wall fills on the west wall, the successor pays share out bonus to the person that enter first. This also is the gimmick with idiomatic product of economy of a lot of high income.
Face all affirmatory tall redound but the product of conduct financial transactions that low risk perhaps does not have a risk, want very vigilant. The sky drops the matter of pasty, can happen far from, have really, that also is trap necessarily.
Additional, no matter how investment redound relies on chart, I do not suggest you employ a family major asset lifts debt to invest even. When doing risk grade, orgnaization of conduct financial transactions also can ask you, how many to have with the proportion that holds gross earnings at the investment of conduct financial transactions.
To a lot of people, talk about the method that avoids to be immersed in financial fraud, the likelihood is a little late. Platform of conduct financial transactions of very much this year Internet " explode thunder " , because the boss carries paragraph abscond,have a plenty of, have a plenty of capital catenary to rupture, the user cannot be carried now. Countless people are deep-set among them, there is a loss in many platform even. So much company has an accident at the same time, so much user wants dimension right at the same time, the difficulty of recapture capital imagines very hard. So, was immersed in the person of fraud already unfortunately, how should do again?
Above all, want sober, must not confused.
Next, determine the current condition of company of conduct financial transactions first please, if be in countrywide enterprise credit information is public show the inquiry on the system, or again to staff member make oblique references, judge integratedly, this company is the boss carries paragraph abscond at present, still be the money that clerk privately cheats an user. After knowing true condition, ability has those who be aimed at undertake handling.
The Mike in the query discovers money is taken at the outset when coming out, had had doubt, but the explanation that he still believed a company. Best circumstance is, he is looked up immediately at that time is platform had a problem.
The 3rd pace, collect and save the evidence that be cheated, the chatting record that manages with classics of clerk, conduct financial transactions for instance, the agreement that signs with company of conduct financial transactions, platform, turn Zhang record is waited a moment, the thought that conduces to sequel fors the time being.
The 4th pace, combine other victim. The fall victim group of fraud of conduct financial transactions is compared commonly big, the victim may be communicated each other, collective collect evidence. Normally, fraud of such conduct financial transactions, also what thought fors the time being chat group with the website. A person may be accuse without the door, but a stratagem which ensures success of collective lawsuit is relative bigger.
Additional, best the member that can contact the insider of company interior. A company of the closest exposure, the clerk also is run the boss of the road was cheated, combine victims one case then thought fors the time being. Clerk at hand may have a lot of evidence, the result that their thought fors the time being may better.
Finally, want to call the police in time. Call the police to recover devoted capital likely, do not call the police to have any hopes hardly. The company walks road, the property of place remnant is not much, who is active at that time thought fors the time being, who wins compensation more likely.
If we discuss today, the problem is, how does conduct financial transactions avoid to be cheated in the life, and how should after be immersed in fraud of Internet conduct financial transactions, do.
Conduct financial transactions produces tasted return rate, the redound that invests with platform of conduct financial transactions is concerned. If platform of conduct financial transactions does not have the investment of hypostatic economy to make safeguard, redound of high specified number is very difficult maintain go down, this kind of conduct financial transactions also did not create value at all, you also are done not have necessary take money earned by hard toil to do this to plant " investment " .
Once you had encountered fraud of conduct financial transactions, must the mood is firm, the action is quick, best the loss that can combine other victim to recover his together.
Investment has a risk, of hope resource you can detection all these, invest capital to more valuable place.
