Xiao Bao
Mom, why is the uncle in the hall so angry a moment ago?
Because that uncle bought an insurance, ability understanding follows what the clerk says to be sure at the outset to a few accrual now not quite same, get angry quite so.
Dawn keeps mum
Dawn protects father
Some insurance clerk to complete outstanding achievement, chose the method of revulsive consumer. Alas, little imagine can make a lot of people right be sure to produce bad impression so, it is a vicious circle.
Medium of what sale misdirect to have commonly? You say with us, good remind everybody!
Dawn keeps mum
Had you encountered??
These typical insurance sell misdirect instrument, consumer should notice to be on guard!
Actually, sell misdirect field safely about be on guard, the meeting that keep watch ever had done a risk to hint for many times. Xiao Baoye has had a few popular science with respect to relevant content. But, in insurance fact Wu, such violating compasses behavior still has however happen. Today, xiao Bao explains the insurance of a few models to sell misdirect instrument for everybody, consumer should notice to be on guard discern!
Misdirect method 1
bank deposit of insurance product confuse sth with sth else
This kind of circumstance basically happens in a few silver to maintain channel, meaning of hour of the conduct financial transactions that salesperson of product of channel of individual bank insurance is sure in the introduction product is evasive product risk, faintness produces moral character to pledge, revulsive finance consumer buys insurance product, bringing about what him place choose and buy does not understand when a few consumer are being bought is safe actually, after waiting to figure out finally, feel be retreated to protect even by deceit, giving financial consumer to cause inconvenience is a loss even, disturbed finance administers order, damaged the reputation of insurance device.
How be on guard?
Face this kind of situation, consumer is in when facing a salesperson, want to raise vigilance above all, detailed knowledge is about to buy the property of the product, the area distinguishs Hunan this product is bank deposit or insurance after all. Silver keeps a product is not product of bank conduct financial transactions, not be bank deposit, however investment of give attention to two or morethings and the insurance product that ensure a function. Next, want to read a contract seriously, responsibility of the risk clew sign that notes guarantee slip cover especially and insurance amount, safeguard, responsibility is absolved wait for a part, accomplish know fairly well. Finally, when buying silver to keep a product, everybody had better copy the risk hints personally statement. In addition, when Ceng Fawen asks the bank keeps a product in sale silver, the meeting that keep watch does a risk to evaluate, a few special situations even policy-holder autograph affirms cast defend statement Fangke accept insurance.
Misdirect method 2
Exaggerated product earnings, disloyal acceptance
In recent years, as the promotion of people living standard, many people can choose product of a few new economy insurance to have investment, for instance danger of universal a place difficult of access, share out bonus. Because such insurance product holds the double function that provides investment and safeguard concurrently normally, also have many consumer choose and buys. But, superintendency unit discovers in investigation however, the salesperson of one part insurance company is put in earnings of intended exaggerated product however, have disloyal commitment to consumer, still use even " assemble money " wait for a view, say this not certain income to decide, high income, cause misunderstanding and loss to consumer.
How be on guard?
Believe the high yield of salesperson acceptance and rake-off of high specified number not blindly. Insurance consumer wants careful nucleus check to sell the aptitude of orgnaization and personnel and insurance product feature, listen to the clerk specification to the product and explanation carefully in detail, the safeguard that is aimed at accrual and product itself, capture expends means, the inquiry such as form of share out bonus is fair, lane understand till, affirm the product decides to buy again sure. When signing a contract, do not do not have scrutiny to sign with respect to carelessly. Liability of the insurance in should be read seriously and understanding a contract, except responsibility, accrual reachs the serious content such as the means that get, prevent to sell revulsive.
Misdirect method 3
Is insurance product about to stop carry out, rise in price?
In insurance fact Wu, the member that some insurance are sold sells outstanding achievement to be finished as soon as possible, let consumer have sense of urgency, often also can use insurance product to be about to stop carry out, rise in price wait for means to come revulsive, make thereby consumer prejudge, did not see clear details, also fail the product that according to demand serious choose and buy fits him. Actually, regard a kind of sale as the method, if information is belonged to solid, can tell customer relatively objectively such information, but build such view intentionally to create pressure, it is the kind that cannot take very much, protect easily to be retreated in the future and manage compensate buries next dispute hidden trouble.
How be on guard?
Insurance consumption is different from other, its are professional the case that decided consumer must want him foundation when the choose and buy comes the product with corresponding choose and buy, from a certain respect character, insurance calls without place the view of the cheapest, be to one's profit, suit only or do not suit oneself. Consumer must read contract article seriously when product of insurance of choose and buy, what to see clear insurable what cannot be protected, and the hesitation that uses oneself effectively period the right.
Xiaobao reminds
Besides above method, the member that the part is sure to sell still exists to undertake to selling policy disloyal conduct propaganda, right company of a person of same business undertakes disloyal conduct propaganda, make our product and other company disloyal contrast and company of bespatter a person of same business wait for a circumstance. Consumer is in when facing such situation, must raise vigilance, everything sets out with ego demand, selecting suitable product just is the basiccest principle. In addition, if insurance consumer encountered insurance sells misdirect, please instantly with " agency staff " connection, redeem a loss as far as possible, superintend a branch in time to complain to insurance, safeguard oneself to close right increase stoutly.
The following two articles, can help you choose to suit your product 👇👇👇
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