About " cover a road to borrow " , opinions vary, the explanation that connects legal personage also is multifarious, national near future published an explanation that borrows about covering a region, to covering borrowed cognizance, and as leasehold as folk distinction made specific provision. But covering a road to borrow is not accusation, it is to use all sorts of methods that cover a region, below the condition that allows borrower to violate true meaning, concern of creditor's rights liability is formed between both sides, its purpose is not leasehold. Folk has one view very apt, folk is leasehold it is to want your accrual, and covering a road to borrow is to want your capital. Those who clear up what is it is a road, what ability is normal and leasehold, be helpful for the benign development of the market, also be helpful for civilian financing. The common form that covers a road to borrow is aimed at below, to undertake explaining greatly:
What telling above all is to cover a road to borrow, and cover a road to borrow as leasehold as folk the distinction that has what essence.
"Cover a road to borrow " it is to point to, lender is not for lend capital is a purpose, it is a purpose with owning lender property illegally however, making folk's leasehold pretense, dummy fact, borrower of deceit, lure by promise of gain is signed all sorts of formal, written contract, next repass a series of inside the industry go regular method, a concern of false creditor's rights liability is formed between leasehold both sides.
A lot of people abhor quite those who pursue civilian leasehold trade, think they are using a means deceiving people. Folk is actually leasehold depend on with the distinction that covers borrowed essence, when relationship of debt of two kinds of creditor's rights is reached, the true meaning that whether is oneself expresses, if be the leasehold concern that true meaning expresses to reach, that is folk leasehold, if come to an agreement when, the purpose is very clear, it is to own property of the other side, this covers a road to borrow namely.
Big introduction gives below, "Cover a road to borrow " common cover a region.
Cover a region one, production false appearance, revulsive sign a contract.
Often a lot of professions are put borrowing a person is with individual name external leasehold, very few with normal company name leasehold, but undertake conduct propaganda external with the name of regular corporation, such meetings create a wrong knowledge to party, think loan unit is very standard; The metropolis when be being publicized with accrual low, without assure, loan is fast revulsive party, but actually, conventional accrual is looked at seem very low, but add poundage, intermediary cost, after all sorts of charge such as administration fee not low, and do not tell existence the thing of penalty due to breach of contract of high specified number, bring about loan to think by accident accrual really very low, did not understand completely to sign a contract to contract content.
Cover a region 2, production evidence, pretend lawful creditor's rights.
Bank running water is a road of a model, everybody knows behead ceases, do not get legal protection, but a lot of small borrow a company to use, sum makes a money, when accompanying borrower to take money again next, take away behead breath. This kind namely avoid behead ceases, arrive not quite abominable. But put sometimes borrow a person to seek higher interest, make false bank running water, this kind of circumstance is more abominable, everybody knows, did not give paid interest, law is highest protection ceases to annual interest 24% less than, exceed partial court not to support, but to let legalization of this part interest, use true turn Zhang, receive fund next, make a bank turn the record of Zhang, if there are not contract agreement refund and accrual after party, undertake prosecution with the loan with new brushstroke, will obtain an interest with this kind of means the biggest the end that change. But below this kind of circumstance, debtor is badly in need of brushstroke money sometimes, think oneself can be returned far from case, should borrow only let write what to write, final debtor is only able eat be unable to speak out about one's grievances. This time judicatory explains specific provision, this kind of circumstance falls to also can be maintained to be a road to borrow.
Cover a region 3, trap of production break a contact, seek increase of break a contact.
General agreement interest is very little, but the comparison that penalty due to breach of contract agrees is tall, put borrow a person to cease to go after usury, the standard device break a contact is very small, let you do not take care with respect to break a contact. There has been a case before, 30 days every when agree in the contract pay interest, when some month have 31 days, party knows him beak a contract far from, the penalty due to breach of contract of result collection high specified number. Still have a few state, borrower remands by the agreement debt, never the circumstance of defer, put borrow a person to appear to invite borrower break a contact, set reimbursement barrier, to reimbursement involve the telephone call when day machine, let borrower cannot be found, will achieve the goal of high interest with this kind of means.
Cover a region 4, the holiday is well-meaning, help reimbursement, the purpose increases debt for empty
This kind of circumstance has pawn to exist commonly, because pawn value is exorbitant, when debt of short duration when incapable reimbursement, put the meeting that borrow a person to make up all sorts of reason, let his related company or someone else, help reimbursement, raise borrowed kind in order to borrow, the purpose is to let liability amount increase, obtain an interest the biggest change.
Cover a region really too much, and pattern 100, put to the profession borrow a person to tell, these also are icebergs merely one horn, a drop in the sea, once had listened to senior put borrow a person to had said, do not have a person to be able to become Laolai in his eye. Enough sees, of their way. Was thought to avoid road of him bedding bag, seek normal finance company, be in at the same time when signing legal document, want to notice to after be being read carefully, sign again again.