■ Su Xianggao of our newspaper reporter
Danger look forward to sells misdirect to be added one case again by superintendency punishment through friend circle.
On April 24, the punishment that net of official of the silver-colored meeting that keep watch announces cases (inscribe time is on March 18) show, the silver-colored bureau that keep watch is in Heibei to came in September 2018 the discovery when the spot will be checked in December, the letter is protected in sincere life-insurance limited company (the following abbreviation " in the letter is protected sincere " ) Baoding center raises company sale business to develop department staff to be in small letter group make up sale of hair pension insurance to publicize information, partial content existence is not undeserved, accurate wait for a problem.
And the near future, the silver-colored meeting that keep watch releases to each life insurance " the bulletin that person was sure to administer sale chaos to resemble blow to manage special operation illegally to concern a situation 2018 " (next weighing " bulletin " ) also mention, partial risk look forward to wait to stop carry out from media channel hype in small gain, small letter, be restricted to make work information, misinterpret superintendency policy, have danger look forward to grooming use in material " superintendency back boiler " wait for a word, misinterpret superintendency policy.
Actually, according to " negotiable securities daily " not complete count shows the reporter, since last year, have look forward to of more than 10 danger (contain an individual) be punished because of misdirect content is being released in friend circle, among them, there already was dimension of 4 dangers look forward to to be punished since this year.
Look forward to of 4 danger inside year
Because the friend encircles misdirect to be punished
The near future, the silver-colored meeting that keep watch releases " announcement " mentioned a friend to encircle sale channel again, and as a result of the friend the circle sells misdirect since this year, already 4 danger look forward to is punished.
On April 24, the punishment that the silver-colored meeting that keep watch announces cases (inscribe time is on March 18) show, the silver-colored bureau that keep watch is in Heibei to came in September 2018 the discovery when the spot will be checked in December, the letter is protected in sincere life-insurance limited company (the following abbreviation " in the letter is protected sincere " ) Baoding center raises company sale business to develop department staff to be in small letter group make up the letter in hair to protect sale of sincere pension insurance to publicize information, the letter in this information blame keeps sincere government from media information, the letter in blame is protected sincere unified make and manage, and partial content and clauses or company are unified make, propagandist material of management is abhorrent, partial content existence is not undeserved, accurate wait for a problem.
Meanwhile, the letter protects sincere Baoding center to raise sale of company share insurance to be in from personnel of course of study in its oneself are small letter friend circle is written or the letter in transmit is protected sincere life-insurance sale publicizes information, the letter in this information blame keeps sincere government from media information, the letter in blame is protected sincere unified make and manage, and partial content and clauses or company are unified make, propagandist material of management is abhorrent, partial content existence is not undeserved, accurate wait for a problem.
Actually, since this year, increased pair of sale personnel to wait to release the condemnatory strength of false sale information from media platform in circle of small letter friend as superintendency branch, because misdirect of friend group sale is punished,have danger look forward to repeatedly.
From the condemnatory letter that publish is superintended to look since this year, some appears on the market sale of insurance of medium-counts of endowment this world of company of risk of birthday of danger look forward to from Lv Mou of personnel of course of study, Lu Mou because some encircles transmit in small letter friend contain misdirect content from media article, be fined 10 thousand yuan respectively.
Silver maintains branch of Shanxi of look forward to of a medium-sized danger client manager Duan Mou passes two small letters to exchange group of information that wait for a person to release earnings of exaggerated insurance product to bank clerk, friend, client. Branch of Shanxi of this danger look forward to is fined 60 thousand yuan, duan Mou is fined 10 thousand yuan.
Silver protected branch of Shanxi of look forward to of a place difficult of access of department of a bank to the ministry is made and be used contain exaggerated product earnings, use the course that stays carry out to undertake propagandist content phonily; This company silver allows to protect You Mou of department assistant manager to use small letter friend to encircle the message that sends function of exaggerated insurance product to not specific crowd when. This company is fined 60 thousand yuan, you Mou is fined 10 thousand yuan.
With respect to the friend the circle sells the account that misdirect frequency sends, the silver-colored meeting that keep watch expresses before this, current, include date of Zhang of guest of Internet, application process, rich, small gain guest, public, small letter to wait inside already became orgnaization of intermediary of insurance company, insurance and insurance to show company image from personnel of course of study from media platform, recommend insurance product, introduction insurance service, popularize insurance knowledge, . But because participate in a doorsill from media channel low, release main body weak, transmit transmits examine and verify of much, information fast, the tall hair field that already made transmission of insurance sale misdirect, disloyal information, consumer of serious insurance of damage closes right increase, bury next many insurance to consume hidden danger of dispute and risk of group sex event.
Many friends encircle misdirect behavior, also restrain to business personnel with insurance company lax about. According to " negotiable securities daily " the reporter is combed, the silver-colored meeting that keep watch is right of insurance company in punishing sheet, because,many business personnel are punished is " lead agent cheats policy-holder " .
Small Bo Weixin from media
Insurance misdirect sells frequency hair
Actually, because misdirect of friend group sale is punished,was danger look forward to last year.
Afore-mentioned " bulletin " mention, partial risk look forward to wait to stop carry out from media channel hype in small gain, small letter, be restricted to make work information, misinterpret superintendency policy. Be like: Some appears on the market staff member of branch of Zhejiang of birthday risk company encircles sale of hype product set limit to, information stopping carry out in small letter friend. Branch of Liaoning of some joint-stock danger look forward to explains to allege in the meeting in the product some product has limit, it is the product of calm danger. Branch of Hainan of look forward to of another large risk is grooming use in material " the breakthrough is superintended " " superintendency back boiler " wait for a word, misinterpret superintendency policy.
" bulletin " early childhood, partial risk look forward to is put in exaggerated insurance product to guarantee range, product of partial health risk with " super social security " " super cure is protected " wait for name to pack. For instance, branch of Tianjin of company of some joint-stock birthday risk recommends in network rich guest or dragnet station without checked data, emphasize major disease occurence rate one-sidedly, lead client buys a product.
Divide " bulletin " outside, according to " negotiable securities daily " the reporter is combed, last year on July 2, yunnan protected inspect bureau to announce two administration to punish a result, show an insurance sells branch of joint-stock company Yunnan continuously 2 insurance sale carries small letter from existence of personnel of course of study the action that the disturbed insurance such as dispersed and false fact manages order normally. Last year September, center of bank of jujube of Shandong of company of some small-sized birthday risk raises agent of individual of company occurrence share to encircle content of propagandist disagreement compasses through small letter friend, cheat the circumstance of policy-holder. With the month, heilongjiang protects inspect bureau to discover in spot check out procedure, existence passes a company of company of some birthday risk small letter group, content of sex of misdirect of friend circle transmission, beguiling policy-holder, insurant or the behavior of beneficiary beneficiary.
Last year year end, the risk reminder that the silver-colored meeting that keep watch issues also is mentioned, some agency is in " bright sword acts " the discovery in special inspection, some is in forces of representative of insurance of some person insurance company its are released in circle of small letter friend " buy return still model healthy insurance is final opportunity " , " major disease premium rate is adjusted " etc " fry stop " information, with " be about to stop carry out " notional misdirect consumer, be suspected of false conduct propaganda.
Sell misdirect to because the friend is encircled,prevent consumer, the silver-colored meeting that keep watch has issued reminder of much portion risk. Among them, this year on January 8, the silver-colored meeting that keep watch released " use the risk that publicizes from media platform misdirect to hint about be on guard " and exposure risk of 3 kinds of big misdirect: It is hungry sale kind: Propagandist insurance product is about to stop carry out or in a limited time sale, if use " the second is killed " " the whole nation is mad grab " " in a limited time set limit to " wait for diction; 2 it is exaggerated accrual kind: Promiscuous insurance product and other and fixed income kind product of conduct financial transactions, if release " protect this protecting to cease " " maintain this high income " " compound interest boils put " etc; 3 it is misinterpret clause kind: Intended and misinterpret policy or product clause, if allege " associate with medical history need not be declared " " got disease to also can be bought " " whats can be protected " etc.
