The car gives the tool of travel as convenient people, can say now we more and more cannot leave it. But as illicit home car increasing, road is more and more crowded, it becomes more and more not respect, can give us incommode sometimes even. Face a car much, person the case with much, complex road, car be or get out of danger becomes much. After car be or get out of danger, the disclaimer in car insurance most let everybody headache. Oneself are not clear that the car is sure to be avoided mediumly duty what to have, but fear again missay word insurance company not compensate, do not know how to should do really. Chat with everybody today, the detailed rules of be or get out of danger of insurance company, these circumstances are not accompanied.
The first: New car did not go up card, without temporarily the card perhaps faces a card to expire not compensate. The car that has few number advocate after 4S inn buys car a place difficult of access, inn of presumable small 4S (small car agent) can not offer copy a card, can appear so be or get out of danger of the car on the way that registers license plate. Because car risk detailed rules sets, car danger is you hang out his shingle ability become effective, having card travel so is not of compensate. Was thought to prevent this kind of situation, go as far as possible normal 4S inn shifts a car.
The 2nd: Oneself add the component of outfit to damage not compensate. Cannot change his costume or dress with privately when the car because of us, there also is this one in disclaimer so, beyond the former plant equipment that new car leaves factory add equipment newly, after be or get out of danger not compensate.
The 3rd: Headlight and back a car lens is alone attaint and car component by pilfer not compensate. This car risk detailed rules is avoid morality risk. Actually this one has the meaning of clause of bit of Xiang Yu the Conqueror, do not suffer lose for his interest and harmed the interest of regular customer.
The 4th: Collecting fees parking lot and other tripartite have duty park loses a car not compensate. Because these circumstances are the neglect one's duty because of tripartite, so insurance company is met with tripartite bargaining, but not compensate.
? The 5th: Drive without card, travel card, driver's license is done not have yearly check, driver and drive car nots agree with not compensate.
The 6th: After car ford, start engine 2 times to cause engine to damage not compensate.
The 7th: The folk that strikes oneself not compensate, disclaimer still is avoid morality risk.
The 8th: Produce postaccident, insurant or drive the person escapes the spot, destroy the spot to reach those who forge the spot not compensate.
The 9th: Exceed 48 hours to did not report a case to the security authorities not compensate. But special situation can apply for more than 48 hours, this should treat specific condition, a little special situation cannot report a case to the security authorities possibly! For instance party is weighed, so be after 48 hours is OK still.
The 10th says to compensate of be or get out of danger drives after authority's not quite clear wine! Compensate but not complete compensate, depend even and decide. Commercial risk driving after wine is not of compensate, because commercial risk belongs to insurance of a third party, be or get out of danger drives after the wine as a result of oneself so, responsibility is maintained to drive him person, so commercial risk not compensate. But it is OK to make strong narrow pass compensate, but can inspect a condition and decide, what simple point says even if drink is more, of compensate less.
Remind everybody finally, not confused after car be or get out of danger, according to the particular case at that time the choice reports a case to the security authorities or do not report a case to the security authorities. If bilateral loss is not big, if be in 400 yuan to be able to talk things over completely below,solve, because of hind of be or get out of danger, the rise that is sure next year won't under 400 yuan. The spot remembers taking a picture after still having be or get out of danger, can avoid issue later so. If encounter bigger accident, must have protected hoggish spot. The most important is to must be accomplished drink not to drive, drive not to drink!
Finally is graph of float of a piece of premium rate, the friend that does not know can understand!
