Investment bought a house 2019, 3 gale danger must notice

It is the golden age of estate 20 years of in the past, if inchoate buy a room to regard investment as the method, so obtain to today 300% even the tall redound of 1000% is very normal.

Arrived 2019, if again buy a room to regard investment as the method, so big probability can incur 3 gale risk.

No matter be,compare from income house price, still hire carry out to evaluate a standard to look than waiting for value of international house property from house property, domestic house value is already serious deviate real value, have great reduce a space.

If was reached 2019,a few years the choice will invest house property henceforth, so big probability can encounter house price callback, appear 30% even of 50% above considerably deficit.

The commodity that nonexistent price rises not to drop only on the world, the house nowadays is already serious and superfluous, financial attribute is too apparent, investment is occupied gianter than dimensions, reduce continuously as fertility-rate had had the actual base that depreciates considerably.

Because house price rises too quickly, great majority is versed in firewood estate has canned not afford a room nowadays. Unless father generation is aided financially with great quantity, oneself have the job of high pay again, otherwise not only collect does not go out head pay, lunar income still also does not rise a room to borrow. In this kind big setting falls, capable to buy a house just needed gross decreasing actually continuously, what true hold much flatlet produces is more wealthy family more.

House price continues to rise, just needed to be able to not afford a room, receive do not rise dish.

House price falls apparently, stem from buy go up not to buy dropping general psychology, wait-and-see apiration can be strengthened, the society that expects house price falls considerably quickly anticipates the meeting is quick form, receive right now dish the person will be less and less.

No matter go up to still drop, the difficulty that means house property to sell increases, when wanting to spend money truly, even if taking the house property of 5 million, also do not obtain the fund that gives 500 thousand yuan. Prospective house property has valence do not have city, great majority house property loses liquidity is big probability incident. Deduct loan amount after all, dweller deposit net value does not pass 20 trillion, face the huge market of more than 500 trillion, of 5% fry lodger to sell house property can draw out the deposit of most person empty, theoretic fry lodger majority already bedding bag became firm.

If be entire section,buy a house, no more than is hire redound compares bank deposit small in part or more, after all 3 years period rate of annual interest of big deposit receipt can be achieved 4.2% the left and right sides, and hire return rate does not pass 2% . Although go out,show empty buy, no more than is not to collect rent, impact of the person that buy a house to entire section is so not big.

Actually, investor of great majority house property can use lever high as far as possible, most at least also should borrow money, such ability with small gain big. If individual income and deposit can't repay,borrow money, appear to offer a condition, can affect an individual to sign a letter not just, be received likely still by the bank house property auction. If auction earning money to repay not quite,borrow money, the bank still can continue to chase after debt to usurer, the house was done not have, head pay did not have, returned loan was done not have, debt still is in.

If loan bought much flatlet to produce, so debt will be very heavy, once appear problem, be labelled finally likely Laolai, affect daily life.

Investment buys a house already no longer safe