A questionnaire helps you escape those hole that buy insurance

Will send a questionnaire freely to the reader today, we hammer into shape through about a hundred, designed technically to need to buy safe friend a risk is evaluated and insurance program designs questionnaire. Look first questionnaire previews and probably conclusion:

? Prepare the friend that insurance buys below the line: If your agent / the problem that agent understands to you did not exceed 15 in questionnaire, your insurance program may be existence flaw, be hidden danger of risk of compensate of existence heavy Dali even;

? Prepare the friend that insurance buys on the line: If did not want to understand 30 problems on questionnaire before buying insurance, bought insurance 99% have a problem;

Questionnaire part previews:

Say why we design this questionnaire, basically have the feeling of a few respects:

One, the ignorance that buys insurance and shameless

Often someone can say: Recommend a few insurance to me. Actually, the person that says this word is in behave like a hooligan, it is he himself does not know he made fun of a rogue only. I summed up a word: Come up to look for others recommend a product, it is ignorant. Come up to recommend a product give others, it is shameless. Everybody must remember this word when buying insurance, do not do innocent person, beware shameless person.

2, why can produce these ignorance and shameless

In the final analysis is a word: Consumer and insurance company (contain a salesperson) the information asymmetry between. To consumer, insurance contract itself and the thing that sending the note in ensuring flow is major of a few height, not be to resemble general goods adding shopping car absolutely, pay to be done decided. Said for fun with a friend yesterday: Cast protect a process to jump over a trouble, manage compensate may be more successful. Cast keep a process more successful, manage compensate may be more troublesome. Common saying says, the debt that has owed wants to return sooner or later. And consumer does not know to cast the bumpy in keeping a process, come up to be able to ask so: Have what good product, recommend a few to me. This is ignorant cause, understandable, after all art line of business has specialize in, give no cause for more criticism.

Say next shameless. Insurance practitioner should grasp hold an awe-stricken heart to be engaged in be sure this job, this job asks to grasp support sincere letter principle, and be " the biggest sincere letter " principle, but reality is however: Put in a batch of practitioner really to live pressure, outstanding achievement pressure, knowledge is not worth oneself major and perhaps not ask consumer is specific circumstance, recommend a product directly (violated financial product " the user that understands you " and " proper sex " basic principle) . Although these a few years of Internet are safe development is very rapid, but develop and did not solve this problem of Internet, internet became a new heavy disaster area, even platform of some small-sized Internet insurance claim " can shut an eye to buy insurance " , little imagine, shut have sth in mind to buy insurance, likelihood compensate of manage of goggle at eye is not certain take get manage reparations. And a few large Internet platform fall in the drive of capital, also be nearly mad, those who go still is before the old act of ground of horse race circle, just arrived from the move below the line on the line.

3, how to escape these hole

Fall into these hole to do not invite customer in, use up me at least can, let a few less the person falls into hole in. We pass about a hundred times hammer into shape edit, perfect detail, condensed a lot of painstaking effort, designed technically to need to buy safe friend a risk is evaluated and insurance program designs questionnaire.

This questionnaire altogether 30 problems, according to financial product " proper sex " principle design, the risk that has high essence allow to consumer is evaluated, ensure the scientific sex of insurance program and accuracy. Two principles consult to questionnaire for everybody comparing, escape cast these hole in keeping a process, the issue in also feeling to study questionnaire is very troublesome (do not forget the word that says before me: Cast protect a process to jump over a trouble, manage compensate may be more successful. Cast keep a process more successful, manage compensate may be more troublesome) :