In fact, compare with reimbursement ability photograph, what loan orgnaization values more is a person honor the agreement ability, and honor the agreement ability is the most important reflect, it is individual credence circumstance, namely the individual signs a letter.
On the other hand, repay ability also is important assessment level, because this applies the indebted rate when loan, also be one of standards of assessment, if the 60%-80% of indebted rate prep above of a person, loan by refus also be things.
Is income high certain can name of the donor?
Average person thinks, it is duty field person likewise, loan orgnaization is affirmative more favour those income are high. The month has entered the duty field person of 10 thousand to apply for loan, it is Feng Shen for certain had needed " successful personage " , can is the fact really such?
In fact, compare with reimbursement ability photograph, what loan orgnaization values more is a person honor the agreement ability, and honor the agreement ability is the most important reflect, it is individual credence circumstance, namely the individual signs a letter.
On the other hand, repay ability also is important assessment level, because this applies the indebted rate when loan, also be one of standards of assessment, if the 60%-80% of indebted rate prep above of a person, loan by refus also be things.
Frequency of the inquiry that sign a letter is overmuch
If say the first is misunderstood about income is others gives,dig " hole " , frequency of this inquiry that sign a letter is overmuch, it is oneself the road that borrows money to oneself digs one " large hole " .
Frequency of the inquiry that sign a letter is overmuch, the harm that applies for to your loan is apparently visible: Look from the angle of loan orgnaization, short-term inside letter of inquiry ask forring is overmuch, this orgnaization can think this user has requirement of very intense capital, twice of risk of break a contact increases.
And to ensure capital safety, generally speaking, frequency of letter of individual ask forring is inquired too much person, loan success probability also is met twice is reduced.
Material of make a false report of slap one's face until it's swollen in an effort to look imposing
Every loan orgnaization has his admittance doorsill and level of examine and verify. Especially bank loan is more slashing to the examine and verify of borrower, a bit a condition does not accord with a standard to be able to be killed immediately. For instance Fang Lingchao passed the provision of the bank; The area does not accord with bank regulation; Income proves that he cannot satisfy bank requirement; The building in mortgaging cannot be obtained from the bank borrow; Cannot supply water supply electricity for the bank gas Zhang sheet about living proof, be not baleful exceed the time limit to wait a moment.
Loan intermediary is perfectness the conduction flow of loan, can make more appropriate loan plan for the client appropriately.
