Special clew: Buying product of bank conduct financial transactions to want to see well is true bank conduct financial transactions or " false " bank conduct financial transactions, product of true bank conduct financial transactions and false bank conduct financial transactions cannot foolish foolish cent is not clear
Is the product of bank conduct financial transactions that you buy product of true bank conduct financial transactions? Does grain property taste the bank that the product of conduct financial transactions that the bank sells still has a holiday? Do you believe? Grain property tastes the can be a holiday bank that you may not believe to the bank is sold. But the existence of product of false bank conduct financial transactions is absolutely true however.
What is product of false bank conduct financial transactions? So called " false " holiday of product of bank conduct financial transactions is in two respects: It is not be the product of conduct financial transactions that him bank distributes really; 2 be also not be the product of conduct financial transactions that the bank acts as agent normally. Common ground is told, it is bank orgnaization site the product of is not this bank to issue conduct financial transactions that silver-colored perhaps clerk is versed in privately sells him individual, also not be the product of conduct financial transactions that examines and approve examination bank representative sale through the bank.
The product of bank conduct financial transactions that weighs this kind of holiday in bank interior and media is " flying sheet " , it is bank employee fiction fact or hide the fact, grain property tastes the tripartite orgnaization that violates compasses illicit to carry out is not a bank to be issued independently or sell goods on a commission basis.
In April 2014, jia Mou does procedure of sleave door deposit in some bank, this clerk is versed in Huang Mou introduces some Huang Mou to violate product of conduct financial transactions of fund of compasses illicit carry out to Jia Mou, jia Mou turns 1 million yuan to some to invest a management center to be in the account of C bank through A bank. This grain property tastes Jia Mou to create investment loss capital and profit after 1.11 million yuan.
" China runs a newspaper " report, zhang Mou of manager of conduct financial transactions of gold of former Construction Bank ever built a bank in some appropriate spring subbranch of a bank and hold post of Guilin subbranch of a bank, came 2011 be in during 2015 two subbranch of a bank sell diddle of false conduct financial transactions to more than 10 clients 98.6 million yuan.
Most the case of product of conduct financial transactions that the likelihood of attention getting a person is holiday of bank of the people's livelihood, most the reason of attention getting a person depends on: It is amount big, experience record amount has 30 much, throughout history be callinged is the biggest " flying sheet " case; 2 it is president of bank subbranch of a bank participate in and dominant, all sale process subbranch of a bank grew to be participated in; 3 it is to share staff numerous, the fool is numerous have 150 much people, a lot of employee have the bank participate in have 10 much people. 4 it is punishment is weighed, not only bureau of Beijing silver-colored inspect gives to branch of Beijing of bank of the people's livelihood aggregate the administrative punishment of 27.5 million yuan of amerce, subbranch of a bank grows Zhang Ying to give cancel lifelong trustee, senior administrator to hold a post qualification, lifelong the administrative punishment that prohibits be engaged in banking working. Give to Wang Yuewei cancel trustee, senior administrator 5 years to hold a post administrative punishment of the qualification. Also give respectively to additionally 9 people lifelong the administration that prohibits be engaged in banking working is punished and prohibit 1 year inside the administrative punishment that pursues banking job. Give a warning respectively to Zhang Jian, Zhou Jin and be in the administration of 500 thousand yuan of amerce to punish.
Punishing orgnaization and party had been follow-up superintendency operation, so the most important to buying the investor of conduct financial transactions is how to prevent to buy those flying sheet and suffer huge pecuniary loss, this ability is the most important.
Join the case above, is what should we know how to when buying product of bank conduct financial transactions, avoid to be bought " false " trap of product of bank conduct financial transactions?
See a contract above all: The contract of conduct financial transactions that buying what the product of conduct financial transactions of the bank should sign is a bank is not contract of tripartite conduct financial transactions
The product of conduct financial transactions that who is does not look is bought where, should not thinking more is the product of conduct financial transactions that the product of conduct financial transactions that buys in the bank is a bank, the bank reason property that should prevent to buy those holidays especially is tasted, namely the flying sheet that the staff member privately of the bank sells, the product of conduct financial transactions that acts as agent even the bank is not, do not have at all any the risk is evaluated and safety is ensured.
Accordingly, if you are when the product of conduct financial transactions that the bank buys, what does the name that no matter grain property is tasted,must be clear about call, even if produce the name of an article to weigh just the same with the conduct financial transactions of the bank, wanting a contract only is not signed with the bank, or although have the contract of the bank but the name that still has tripartite appears in the contract, so, encountered product of false bank conduct financial transactions very likely namely, cannot buy stoutly.
See the product of conduct financial transactions with official bank next: The property of formal put in order that should buy a bank is tasted and should not buy so called the product of conduct financial transactions that transfers a gender
The bank reason property of a few holidays tastes the product of conduct financial transactions with making over a gender to appear, the name of product of conduct financial transactions of name and bank identical or close, but remain buy from inside tripartite hand, so-called it is the product of conduct financial transactions that transfers from inside tripartite hand, playing the banner that product of bank conduct financial transactions makes over namely in fact, belongings of dispute legal principle tastes the likelihood that sells actually or false bank reason property is tasted.
With holiday of bank of the people's livelihood case of product of conduct financial transactions is exemple, the client is mirrorred even if manage in classics of president of subbranch of a bank of bridge of spaceflight of bank of the people's livelihood, assistant president, conduct financial transactions strong thrust Jian, bought inside bar " extraordinary asset management keeps product of this conduct financial transactions " . Although be,buy in bank bar, but the staff member makes clear this is the cession that the bank reason property that others has bought tastes, drop the trap that buys product of conduct financial transactions thereby, with the first-hand product that is not a bank however the name that other client makes over, actually you bought the product of conduct financial transactions of tripartite.
What remind even here is, the product of conduct financial transactions that there are a few banks really now undertakes cession selling, how be is the grain property that resolution is a bank tasted and product of false conduct financial transactions so? The method has only: Can inquire and the product of conduct financial transactions that the bank transfers is in mobile phone bank perhaps is bought on network bank, and if bank clerk is promoted product of cession conduct financial transactions is mixed in network bank the inquiry on mobile phone bank is less than, it is product of illegal conduct financial transactions for certain so.
See capital flow direction thirdly: Capital enters bank account and buying the capital of product of conduct financial transactions to must ensure is not date of tripartite Zhang
Product of conduct financial transactions can be bought in bank bar, also can go up in network bank and mobile phone bank buy, but should hold to a principle not to let other person representative deal with namely buy product of conduct financial transactions, although the staff member help of the bank is dealt with,also be not possible, the staff member that a segment with a lot of the most important case that bought product of false conduct financial transactions is a bank has in buying a process do sth for sb behavior, bring about buy process out of control to perhaps make a holiday.
Additional, hold even a bit, if you buy grain,be to turn Zhang, the fund that must see you buy product of conduct financial transactions so is the account that entered him bank, still entered the account of tripartite company. The bank account that your capital turns into who this are very important. If fortune administration, asset runs a company,a lot of fund that buy product of false conduct financial transactions entered blame bank orgnaization namely or other enterprise and individual, you bought product of false bank conduct financial transactions likely. The case of product of false conduct financial transactions of bank of the people's livelihood, the fund that buys product of conduct financial transactions entered individual account and not be the account of the bank.
Bought product of false conduct financial transactions, simple so when you can know:
