Afterwards pats Zhang Yingxin of reporter of economic observation network pat after borrowing, happy letter of company of financial science and technology (NASDAQ: LX) released on May 17 2019 1 quarter the financial outstanding achievement without audit.
Money newspaper shows, 2019 1 quarter, happy letter battalion receives 2 billion yuan (RMB, similarly hereinafter) , grow 22% compared to the same period; Management gross profit 907 million, grow 101% compared to the same period; Below standard of accounting of blame United States (Non-GAAP) the profit before interest duty 742 million, grow 197% compared to the same period; Net profit 583 million, grow 228% compared to the same period.
Up to 2019 1 quarter, happy letter user is achieved 42.2 million, grow 59.6% compared to the same period; 1 quarter, amount of happy letter facilitating loan 20.1 billion, grow 35.6% compared to the same period; In lend remaining sum 35 billion, grow 64.7% compared to the same period; On asset circumstance, rate of exceed the time limit is 1.42% .
Be worth what carry is, income of financial science and technology still is the part with happy letter the rapiddest growth. 2019 1 quarter, the income of financial science and technology that Lexin serves through be orgnaization of of all kinds finance and gains is achieved 911 million, a quarter is adjacent last year the half of annual, grow compared to the same period be as high as 342% . In addition, 1 quarter, in installment happy store GMV is amounted to 1.7 billion, grow 41.8% compared to the same period.
From now on the money newspaper data before looks, the four seasons was spent 2018, the income of financial science and technology that Lexin serves through be orgnaization of of all kinds finance and gains is achieved 825 million, compared to the same period the four seasons spent 191 million growth 2017 331% , annulus is compared 558 million rise the 3rd quarter 2018 47.8% . 2018 annual, income of science and technology of happy letter finance is achieved 2.08 billion, compared to the same period 380 million grow 448% considerably 2017.
Happy letter is increasing the output of ability of its finance science and technology continuously really. Before this on April 18, firm of banking of state-owned and large bank, insurance company, consumption signed tens of homes such as bank of happy letter and industrial and commercial bank, the people's livelihood strategic cooperation agreement, cooperative content covered the many fields such as sale of financial science and technology, intelligence. Current, the golden confluence of happy letter makes companionate amount already exceeded 100, 1 quarter, what 70% exceed on happy letter platform is new add loan to come from financial orgnaization.
In fact, happy letter also results from in the rapid growth on income of financial science and technology the science and technology that its increase ceaselessly is devoted. 2019 1 quarter, investment of happy letter research and development is amounted to 93.8 million, than last year 68.1 million increase the corresponding period 37.8% , expenses of Zhan Lexin operation exceeds 25% .
In setting advantage respect, the main objective that young tall growing user still forms platform group. Money newspaper shows, 1 quarter, in installment happy store user is broken through first 40 million; Store business growth is driving, GMV grows more than 40% compared to the same period. tripartite counts the investigation report that according to the research organization moxa intermediary seeks advice from to was released 2018 to show, in installment happy already became 90 hind the first selection platform that consumes in installment.
Xiao Wenjie of happy letter CEO expresses, "As 90, 95 epigenesis consume a crowd for Chinese mainstream, consumptive structure of China will upgrade quickly, greet period of a new spending. Consumptive demand of the youth is the core power that prospective China economy grows. To serve the demand that the youth changes ceaselessly better, happy this year letter formulates new strategy, on line ' Le Ka ' wait for rights and interests kind product. On line ' Le Ka ' wait for rights and interests kind product..
Public data shows, le Ka is the rights and interests that a service lives at youth character kind consume platform, the line on the line that centered youth place to be fond of issues rights and interests of of all kinds and high grade consumption, the user is OK at any time and place free enjoys the privilege such as member discount, exalted service. Among them, business of member paying fee " happy black card " at present the permeability in active in happy letter user already exceeded 20% .
