Reporter Piao Yang Rui
On May 17, be called " in installment electric business the first " happy letter (NASDAQ: LX) release 2019 1 quarter the financial outstanding achievement without audit. One quarterly reports shows, 2019 1 quarter, happy letter battalion receives 2 billion yuan (RMB, similarly hereinafter) , grow 22% compared to the same period; Management gross profit 907 million, grow 101% compared to the same period; The profit before be not duty of the interest below American accounting standard 742 million, grow 197% compared to the same period; Net profit 583 million, grow 228% compared to the same period.
Regard the biggest income of happy letter as origin, income of financial science and technology still is the part with happy letter the rapiddest growth. 2019 1 quarter, the income of financial science and technology that Lexin serves through be orgnaization of of all kinds finance and gains is achieved 911 million, a quarter is adjacent last year the half of annual, grow compared to the same period be as high as 342% .
Xiao Wenjie of happy letter CEO expresses, "Income of financial science and technology makes happy letter source of the biggest income, happy letter has this profit from the ability of financial science and technology with banner industry, realized AI the earliest to be used in the overall business on each business chain. Capital of the system of intelligent risk management that relies on happy letter, intelligence is matched match capacity, happy letter will join more golden confluence make associate continuously, serve the new spending of new crowd jointly. Serve the new spending of new crowd jointly..
On December 21, 2017, happy letter overcomes bourse to hang out his shingle formally in American Na Sida, become in installment electric business the first.
Data shows, up to 2019 1 quarter, happy letter user is achieved 42.2 million, grow 59.6% compared to the same period; 1 quarter, amount of happy letter facilitating loan 20.1 billion, grow 35.6% compared to the same period; In lend remaining sum 35 billion, grow 64.7% compared to the same period; Property performance keeps stable, rate of exceed the time limit is 1.42% .
Setting and science and technology become Lexin to send two element of force, be based on setting, finance and rights and interests 3 general orientation are happy the letter develops overall arrangement. First quarter, happy letter still rolled out brand-new consumable card " Le Ka " . Technical respect, 2019 1 quarter, investment of happy letter research and development is amounted to 93.8 million, than last year 68.1 million increase the corresponding period 37.8% , expenses of Zhan Lexin operation exceeds 25% .
Last year in April, happy letter announces " future does not do financial business " one of sound of transition of firm of banking of Internet be regardinged as. This year April, happy letter announces to establish department of To B of financial science and technology, be in charge of technically exporting financial science and technology. Strive for the collaboration with more finance orgnaization, it is the main strategy that golden company gets current each other to live and develop, the happy letter that obtains Q1 good combat gains still also has very long way to want next.
