Achieve formerly: Actor choosing keeps expert set before actor choosing protects 3 days
Is compensate of big company put in order fast, more rely on chart? Actually your understanding was turned over
Relatively simple client, there is a common fault when just contacting insurance: Big company name is big, financing is abundant, once give an accident, affirmative be out of pocket is fast. Or, my kin buys this, my friend also is those who buy this... manage as to Xiaogong, listen to had not heard of, how did the company close down to do? When buying, say well, be out of pocket when grind grind chirp. . . . . . . . . .
I spend bit of time technically to correct this wrong acknowledge today.
, in your eye " big company " , famous spending is to spend money to be bungled come out
Our country has many 200 insurance company at present, why are there 45 only in your impression? The propagandist strategy of each company decides this issue, some companies lean large quantities of the agent below the line will sell insurance, some relies on to ask star acting character, advertise will rise famous degree. An advertisement looks to put in data below:
2, buy " big company " product, you should be multinomial charge additional buy sheet
The insurance company fame of your place acknowledge and positive of advertisement light exposure close. You had heard of the company with much advertisement, think with respect to silent next " big company " buy sheet. But I should tell you, it is advertisement cost not just, whole nation of an insurance company at every turn who comes to the salary of employee of tens of thousands of office staff hair? Hundreds of lofty who comes to the duty field charge that go up assume? It is an in the long run actually, final meeting marry again is in these cost on your insurance cost.
3, " big company " is manage compensate fast really?
Oneself are engaged in insurance working 14 years, entering a Shi Gang is alive bound very 500 strong insurance company do manage compensate to investigate hillock of examine and verify, tell below say personal experience:
The pay ten years ago is very low, the compensate that make run surveys a month base pay 1500 yuan, but rejecting claims has stake, rejecting claims rewards 50 yuan, the per cent according to insurance cost is again additionally additional award, so that two years of time became dry not little " bad " thing, in all rejecting claims many 800. Tell the truth investigation obtains evidence is a quite difficult job, although know the client is to be being cheated obviously,protect, collect complete evidential catenary very hard also. Accordingly, many 800 rejecting claims always, having one most is the rejecting claims below the circumstance with scant evidence, the word that no more than covers a client namely, do note minatory, carry soft persimmon to hold.
"Big company " why should come so rejecting claims? Because compensate Fu Lvtai is tall, must want to control, and at that time is not of anxious business.
4, " Xiaogong manages " manage compensate is flat instead and agile
Compensate comes out the market, this word is the pet phrase of each insurance company, but in new the small company that enters the market is really doing so. New company does not have business originally, insurance reserve is extremely enough, what reason is there unjustifiable rejecting claims? Wish ought not to of compensate completely compensate goes out. Additionally insurance company of a few foreign capital just enters Chinese market, the insurance company of the whole world is staring at insurance market of China, want to come big reap some profit, you feel they dare refuse to obey from China superintend, informal which client hits 12378 complain a phone, can threaten these foreign capital companies so that die partly.
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