After be born 12 years, chinese net borrows an industry to enter great transition period -- this industry will be entered eventually superintend formally, close compasses management level. Of course, not be all orgnaizations organic meeting.
In this period, or put on record the door that jump dragon, or transition plans an outlet, or explode thunder, or investigate, or lonely destroys. The billows of a times, contain is worn how many joys and sorrows.
This is the times that is worth engrave, this is the period that faces future.
The problem is, who has an opportunity to move toward future?
For this, wisdom library engineers 0 one of · of 0 one finance and economics " the net borrows great transition -- put on record plan is evaluated " special subject, from put on record pilot requirement sets out, choose representative platform to undertake all-around evaluation.
Rich gold is borrowed went up formally on September 16, 2014 line, collect by rich 9 continent finance serves limited company (next weighing " rich is collected 9 continent " ) operation. Rich is collected 9 continent register capital 141.5 million yuan, real pay sth used to one's own advantage 119.7 million, up to on June 17, 2019, leasehold remaining sum 1.336 billion yuan.
The bank putting a valve that rich gold borrows is Jiangxi bank, the line on September 2016 estimates the business that put a valve completely. Construction of intercontinental of Jiangxi of legal person partner has 13 news be executived; Partner of person of 2 domestic discipline exercised by the head of a feudal household establishs dissatisfaction 5 years. Additional, the fund that transfers sign of the novice mark that rich gold borrows with creditor's rights is applied, borrower information did not announce.
According to 0 one wisdom library is newest issuance a list of names posted up is odd, rich gold is borrowed rectify and reform put on record Lang Ya a list of names posted up row 44, the letter wraps around a list of names posted up is ranked the 9th.
Experience financing 2 rounds in all; Net 2018 gain drops compared to the same period 67%
The basis reports news publicly, rich gold is borrowed experience financing two rounds in all. On March 11, 2015, angel of Jiangxi high investment annulus; On January 4, 2017, forest be able to bear or endure capital invests Pre-A annulus, amount of two rounds of financing all was not announced.
Current, rich gold borrows business to include small small finance, consumption finance, business banking, housing finance. Up to on June 17, 2019, platform accumulative total is leasehold amount twenty-four billion seven hundred and thirty-five million two hundred thousand yuan, pen of accumulative total lend counts eight hundred and three thousand four hundred, leasehold remaining sum 1.336 billion yuan. Forehead of accumulative total acting indemnity 317 million yuan, accumulative total acting countervail is led 1.28% .
The financial 2018 forms for reporting statistics that government-owned net publishs (classics Jiangxi always audit of office of Hua Hexin accountant) show, up to 2018 end, rich is collected 9 continent total assets 164 million yuan, indebted and aggregate thirty-two million nine hundred and fifty-one thousand four hundred yuan, shareholder rights and interests is aggregate 131 million yuan. Net 2017 gain is twenty-six million six hundred and twenty-seven thousand four hundred yuan, net 2018 gain eight million seven hundred and sixty-seven thousand five hundred yuan, drop compared to the same period 67.07% .
Construction of intercontinental of legal person partner has 13 news be executived, partner of person of 2 domestic discipline exercised by the head of a feudal household establishs dissatisfaction 5 years
Rich is collected 9 continent legal person delegate is Wen Xianlai, platform shares partner of partner of person of 9 domestic discipline exercised by the head of a feudal household, 9 natural people. Control factitious Jiangxi rich actually limited company of can industrial group (hold 38.96% ) , the legal person of this company holds president concurrently to also be Wen Xianlai.
According to China executive information makes public a net, border of Jiangxi of legal person partner continent limited company of construction engineering group (later development abbreviation " intercontinental is built " hold 8.235% ) share 13 information be executived, experience accuses the case basically is company and its subsidiary to be in controversy of construction project, service, folk leasehold wait for respect law contentious case, newest an information be executived by court of intermediate people of crane hillock city was released on June 4, 2019.
Additional, in partner of person of 9 domestic discipline exercised by the head of a feudal household, limited company of technology of couplet of Jiangxi straight look forward to (hold 7.952% ) held water on December 30, 2016, 10 thousand dispatch invest lake city partnership business (limited partnership) (hold 2.827% ) held water on September 28, 2016, two companies all are not satisfied " put on record pilot program " Sino-French person partner holds water must ask 5 years completely.
Provide information high:
Express 1: Rich gold borrows tall canal personal details
The information exposure of partial bid is opaque
The drops zone lend bid continuously information exposure that rich gold borrows is relatively complete, but the project of novice mark, showed project amount only, breath day is mixed since delimit the basic message such as money way. Other announces what information of the project in information is novice mark only business introduction, and a financing fund that involve dogs to apply after borrowing, after the core project information such as change of ability of management state and financial standing, reimbursement all must invest reexamine of full bid, undertake announcing in reimbursement condition, update data at. This information exposure is not quite transparent.
In addition, make over the basic message such as deadline of the only capital of mark, primitive interest rate, project, click " examine primitive project information " hind, zephyr danger clew is tracked to all be after the project information of primitive project, borrower is borrowed empty, this information exposure is opaque.
Asset provides administration of square, asset, assure the orgnaization provides service of acting countervail of exceed the time limit
Platform is used " platform + orgnaization of the finance that hold a card / aid borrow an orgnaization + finance serves " business mode, the product includes to assure kind of product (protect Jian to borrow) , credit kind product (finance of sincere credit, consumption) with guaranty kind product (the room is touched borrow, the car is borrowed) .
Platform announces closed 2018 compasses examine a report to show, loan exceed the time limit handles plan to express as follows:
Express 2: Rich gold borrows exceed the time limit to handle circumstance watch
The net that occupy an official introduces, rich gold borrows collaboration to assure the orgnaization parts Han Chen of border, your beautiful writing founds a state to assure in be, bead hill assures center, before both for state-owned control a company, latter is institution legal person, lend concern of nonexistent direct equity with rich gold.
Express 3: Rich gold borrows collaboration to assure orgnaization
Sheet of a list of names posted up ranks: Rectify and reform put on record Lang Ya a list of names posted up row 44, the letter wraps around a list of names posted up is ranked the 9th
Released May according to 0 one finance and economics " P2P net is borrowed rectify and reform put on record a list of names posted up of plan Lang Ya " , rich gold borrows a rank 44, basically break cent to be in register capital and product mode this one. Released May " P2P net borrows information to publish pop chart " in, rich gold borrows a rank the 9th, with small borrow a net to stand side by side.
Express 4: P2P net was borrowed in May rectify and reform put on record part of Lang Ya a list of names posted up is picked take
Express 5: P2P net borrowed a letter to wrap around in May pop chart part is picked take
