The Chinese's fortune grows at full speed together with this country, and the idea that manages these money and method, also experienced arrive from muddled accept, from modern to gain ground, arrive from ignore a variety of active change.
Spelled great Huang Zheng to put forward last year " the youth outside 5 annulus " (abbreviation " the youth outside annulus " ) when, everybody feels this term is very new. Think carefully, so called life is besides 5 annulus, not be small town youth upgrade edition.
The last few years, because they are unusual driving disappear is arduous, begin to get the attention of public opinion and research organization. But be mixed besides consumptive outlook besides interest preference, it seems that rare seminar pays close attention to their viewpoint to fortune and idea.
For the youth outside redefine annulus, and understand their fortune view, wu Xiaobo channel combines Beijing east fortune, last a period of time two months, wide on north to nearly 1000 lives deep besides, income is in the youth of 100 thousand yuan of above, undertook questionnaire is investigated, rolled out this period dawn to report -- " the 9 big money of the youth outside annulus are watched " .
During, the youth outside we and 4 annulus chats, from inside story of their conduct financial transactions, also can see your sign probably.
1, 3 years of yield - 90% , saw book of a lot of investment still become the leek that is cut
That summer vacation when high school graduates, him ambition chock bought one caboodle to be fried about investment book. Buffett, Peter Lynch also is a mouth to capture come. Arrived to attend a college when, the dormitory 4 individual collect go 50 thousand yuan frying, want to earn the first pail of gold before graduation.
However reality is, 80 thousand yuan arrived when accrual is highest, to the front of graduation luckily remained 5000 yuan only, 3 years of yield - 90% . Finally we 4 people sold the share went to Wuhan playing.
Fat like moustache such fat jubilation that invest those who play a heartbeat is minority only, the youth outside major ring or " the cat sends home of conduct financial transactions " , investment style is more careful, the risk bears capacity is small, like to play safe card.
For instance, the Y.m.c.a. outside annulus controls the scale of high risk product in him investment strictly, meeting control is in the person that has 73.5% 30% the following.
On loss rate, 10% it is a bank in heart of the youth outside annulus, the youth outside the link that still has 9.7% is to have a deficit to was no good more.
2, everyday 2 yuan buy lottery ticket, it is I feel most ease investment
The friend says this is eyewash, but I or meeting buy lottery ticket everyday. Every smallpox buys a hope 2 yuan, still perhaps can become rich, it doesn't matter is bad.
Nevertheless, xiaoba does not agree with such spec to become rich thought. From the point of our investigation data, the youth outside annulus does not hold lottery dream in the arms generally also.
Insist to buy lottery ticket so like Xiao En, the youth outside the ring that holds the good apiration that the spec becomes rich still is minority, only the youth outside the annulus of 6.6% can buy lottery ticket every week.
Interesting is, meet the young person outside the ring that buys lottery ticket regularly, age " scratch " the ground is centered in 30 years old to mix 27 years old. As " in the circle " mature young person, perhaps face the young person outside the annulus of middleaged crisis, long to pass more " spec " the turn that realizes life?
3, 3 months followed money of 6000 yuan of member, most be afraid of receive the friend's abrupt care
Marrier is particularly much beside this year, besides 3 boudoir honey, the elementary school classmate that does not contact even 10 years also sent invitation card to me... 3 months come down, calculate carefully followed 6000 multivariate member money actually. Think of beside still a dozen friends had not married, originally I of moon begin to put money not only, also begin to study economy.
The first situation that studies economy is wide net looks for a product, past is remaining sum treasure, discover Beijing later east Dong Xiaojin maintains the capital on finance interest is higher, present fund is main thereon.
For the youth outside the annulus of age of comfortable to be in marriage, by member money " happy disaster " it is constant some thing. According to survey data, the youth outside annulus is average and annual should follow money of 3162 yuan of member.
It is along with member money so like A Xian especially outside the annulus of 5000 yuan of above youth, the initiative that puts money wants average of apparent prep above. Among them, every month can put the person that has 38.3% the money of 30% above, this one scale wants tower above average nearly 15 percent.
4, 100 thousand what the platform that be borrowed by the net cheats, it is the brushstroke tuition that I pay for investment
The friend recommends this net borrows platform, above highest year change yield to have 12% , deadline is 90 days, can worry not to rely on chart at the beginning, but still did not withstand temptation to buy.
Result boss runs road, 100 thousand yuan make a dog with respect to steamed stuffed bun resembling the meat same, the cigarette that I smoked one evening in weather station in the evening that day... I am clear later, I took a fancy to the accrual of platform, platform is stared at early went up my capital.
Of P2P explode thunder already a year, the mist haze in heart of the youth outside annulus did not drop off from beginning to end however. Do not seek high yield, seek capital safety only, when becoming them to choose Internet finance platform the first want justice. Among them, the youth outside the annulus of 37.7% most take a fancy to capital safety, the youth outside the annulus of 36.9% most take a fancy to platform credit.
Serve as the youth outside an annulus likewise, xiaoba sees the after the event of reason of conduct financial transactions of these 4 classmates have feeling greatly. Who never wants to buy lottery ticket one night is cruel rich, perhaps do like Buffett a god. But reality is, our deposit wants not only by the marriage post of friends " happy disaster " , still can be not relied on the hole of Internet finance platform of chart.
So how to choose a platform of safe conduct financial transactions? Platform and person are actually same, OK also from evaluated below at 3 o'clock: It is those who see him is immanent, 2 it is to see the friend beside him, 3 it is the family that sees him.
We say " immanent " to platform of conduct financial transactions, see a product combine disagreement plan namely. For instance Beijing east on fortune (Beijing east financial APP- fortune board piece) the product of the sale, it is to hold what card orgnaization issues according to legal process to combine plan product normally.
Next, alleged one takes on the color of one's company, the orgnaization collaboration of platform also can add cent very by force. Beijing east the partner of fortune includes China restful, Chinese is protected, fund of Pu Fayin travel, an ancient name for China, belong to large, normal finance orgnaization.
Are you the youth outside annulus? What is your fortune view? How can you manage oneself money? Do you want to freedom of which kinds of money obtain?
