900 billion! Just, the Central Bank falls accurate be born

Fall allow be born! Fall allow be born! Fall allow be born! Just, the Central Bank is announced fall to cut time truly definitely.

Fall accurate be born! Chinese people bank just announces: Reduced reserve of financial orgnaization deposit to lead 0.5 percent on September 16, 2019. This, so fast, it is so fast!

Yesterday, observe gentleman still is saying to want to look to lowered interest yesterday etc, either if look next these 3 days. Won't do want, had not arrived on the weekend, the Central Bank falls accurate already be born.

Fall accurate this is accurate, full name -- deposit reserve.

Namely after each deposit that big bank takes us, cannot put entirely borrow go out to do business, to assure cash risk, they can take out a proportional money to be put over the Central Bank, this money calls deposit reserve.

Current big bank is 14% , small bank is 12% . Reduce 0.5 percent this extent is true not small.

Want to know, every key is low 1% , be equivalent to releasing approach the capital of 1 trillion, key is low now 0.5 are nodded, be equivalent to 500 billion fall accurate, can say dispute often gives power.

What this eliminates to will want to undertake October even is medium of the orgnaization such as small bank reduce a percent besides, both addition arrives basically -727379968, strength no less than before this fall in the round allowed.

Major interest is good came! Why to fall accurate?

The Central Bank is being released fall after accurate announcement, reappearance one article, express clearly, falling is to support hypostatic economy development definitely.

Direct designation path surnames hypostatic economy, look the country is this move real really. 3 shares kept in article:

Fall to release long-term financing to make an appointment with 900 billion yuan definitely, fall to release capital to make an appointment with 800 billion yuan definitely in the round among them,

Fall accurate with period form developed duty of the middle ten days of a month in couples in September, gross of bank system fluidity will still maintain basic stability, and directional fall to be divided definitely second carry out, also be helpful for reliable and orderly release fund.

Fall to release capital to make an appointment with 900 billion yuan definitely, increase financial orgnaization effectively to support the financing source of hypostatic economy, still reduce bank financing cost to make an appointment with 15 billion yuan every year, conduct through the bank can reduce loan effective interest rate.

In why wanting to take seriously so small small company, hypostatic enterprise, does path of even direct designation surname borrow or lend money of small small company?

Hypostatic enterprise has important sense in national economy progress, solving the obtain employment, play in increasing taxation, economy to grow positive effect.

Have even " fifty-six thousand seven hundred and eighty-nine " feature, contributed the revenue of 50% above namely, 60% above gross domestic product, achievement of innovation of 70% above technology, the town work obtain employment of 80% above, the industry measure of 90% above.

But, hypostatic enterprise, especially enterprise of substance of small small company can obtain financial support to fare badly however.

With silver-colored behavior exemple, the government announces data to show, banking loan remaining sum is at present medium, it is 30.4 trillion yuan to the loan remaining sum of civilian look forward to, occupy only than for 25% .

And the data according to the Central Bank, last year December, RMB loan increased 1.08 trillion yuan, add 495.6 billion yuan more compared to the same period.

Apparently look, really good at anticipating. But actually, increasing loan newly still basically is recumbent bill and dweller loan impulse, business loan data still is paid no attention to want, especially data of loan of civilian battalion business, the phenomenon that the bank borrows to cherish of civilian battalion, small small company still apparently.

So, enterprise of help civilian battalion, hypostatic enterprise solves financing the circumstance with difficult, expensive financing, strengthen confidence of civilian battalion entrepreneur, to the bitter fleabane of whole countryman economy suddenly develops have profit.

As to want designation path last name for assorted, because,be hypostatic enterprise more and more lend money hard. The bank is willing not quite.

At present the bank is not put the real risk that shifts hypostatic proprietor of an enterprise to want to still say to consider hypostatic company and superintend on the tie to fraction defective, the bank also is not willing to put borrow. Assure inadequacy is the biggest reason with hypostatic business bad loan.

The main asset of the workshop that rent, small small company (if the traffic such as machine equipment, shipping carries a tool) a lot of banks do not consider as pawn. The management state of a few hypostatic enterprises, not very makes money, maintaining constrainedly, cannot see bank running water wait, such banks think you do not have liquidity and do not put borrow.

Many client managers complain say, cost of hypostatic business loan is high, loan risk is high also, borrow money for hypostatic enterprise not be to one's profit, so little money, gave a problem to still have deduct pay, bonus.

On the other hand, the industry that hypostatic enterprise centers, also be the area that bank fraction defective sends high really.

The bank also is a company, it is the company is about to say beneficial result, responsible to partner. So any brushstroke loan are the brushstroke business of the bank. If bad Zhang is too much, each presidents also are explained without method!

Accordingly, this, direct matting reachs the designated position, all capital point to hypostatic enterprise continuously, block other way up dead, go up somehow it is the blood that sucks a bank to help entity. Do not want to borrow also want method is borrowed, him difficulty is overcome!

Is that affected to the market how?

900 billion capital is not little really, can be imagined to the concussion of the market, it is good to be big profit absolutely.

To the stock market:

Fall to belong to the stock market definitely major interest is good, next week one Shanghai is deep two city do not give accident will great panel height to leave. Regrettablly fail to defeat today 3000

But, consider all previous falls since 2008 card goes up to all leave high after allowing low the case that goes big even to drop, we still want to be faced carefully. Cannot like a swarm of bees went in entirely, offerred nutrient to others finally.

Cent board piece in light of, the capital such as finance, real estate is concentrated model industry benefit. But the country does not want to let capital flow into real estate apparently, accordingly, landed Zhou Yi goes situation still impeach, although went up estimation is not much also.

To building city:

Advantageous good, but very little, can bigger to the influence of capital construction, but it estate should not have what large interest is good that estate should not have what large interest.

At present the country is violated to capital compasses entering building city to be able to say is to take strict precautions against defend to the last. Such circumstance, fall although be helpful for estate,allow, also be action finite. The city of building town building August or incline to at cool condition.

Capital of room look forward to is in short supply, begin contractive battle line; But at present besides the respect that take the land, also be confined to depreciate in partial section sales promotion explore level. Fall to be opposite definitely how does the concussion of building city return cannot to know after all.

Be in " the method that does not regard short-term stimulation as economy estate " below policy fundamental key, future the estate credit policy of a few months will still hasten is severe. People's Daily also dispatch says to the room is moved to lend interest rate on much ground, later period may be tightened up, not be an empty hole invites the wind-weakness lends wings to rumors.

To hypostatic enterprise:

Relying on to lend money only is insufficient!

The article before its are honest has said, it is insufficient that light borrows money to be returned to hypostatic enterprise, want from go up at all enterprise of substance of ameliorative civilian battalion, medium and small businesses lives badly environment, should from the following 3 respects begin:

Beat all sorts of seize a chance to seek private gains

Fry a room, fry bilk of money, finance, whole society presents a blundering breath at present, without the person can truly static next hearts will do a business, publish perfect legal laws and regulations only spec of society of keep within limits, ability from go up at all small, hypostatic company grows in the help.

Solid quotations field turns reform

A lot of difficult position that civilian look forward to expands originate commercialize not quite complete, be in especially certain domain, get completely the extruding of forestall sex enterprise, and if hold to commercialized direction, with respect to the management condition that can improve civilian battalion business, raise the hope of civilian battalion entrepreneur.

Increase reduce tax

Want to support civilian look forward to and hypostatic economy development, reducing tax is the policy that is worth to carry out most. More worth while and glad is, our decrease duty to fall negative had been on the road.

Pass only reduce tax, true Zeng Houmin battalion company profit, let civilian battalion, hypostatic enterprise last flourishingly development, drive the innovation of whole economy and advancement then, just be the good plan that health of implementation countryman economy develops.

If be support merely,lend Qianlaizeng strong small small company, whole even the vigor of civilian battalion economy, saying is deal with a situation in a wrong method and make it worse, also can saying is get twice the result with half the effort.

Nevertheless, read the mood with current state, and policy. Looking this is to want to come really really, prospective real estate will be exciting economy mainstream no longer! ! !