N/arc drafting / Li Xiaojun
Zhao Li of reporter of network of □ legal system
"Ah, did not take a mobile phone, the meeting such as your, I go taking on the car. I go taking on the car..
The guest that preparing to walk out of bakery turns again first come back, there is wallet in the hand, laughing to from ridicule: ? Fly You Huanhuan of of mellow from ? can out-of-pocket expense. Fly You Huanhuan of of mellow from ? can out-of-pocket expense..
The one act above, to be in Beijing abundant stage Ou Jiayuan road for the Liu Chang that a bakery works, it is to mind already not strange, "Once the electron in our inn pays a system to malfunction, turnover achieved the history new low, because a lot of youths take a mobile phone to go out only usually, cash is not held in bag " .
Nowadays, 2 dimension code pays small below the line such as meal door inn, supermarket, convenience inn pay setting to get applied extensively. However, generate in bar code mechanism and risk hidden danger still exists in transmission process. "Below open environment, shift pays a risk to making main risk kind gradually, appear piece concealment the new trend such as sex of gender, complexity, across, the account that end of mobile mobile phone produces embezzles and present tall hair state false, cause severe loss to user capital. " paid liquidation association to hold by China on June 6 " shift paid security 2018 civilian the propagandist week ceremony that start and shift pay safety and innovation seminar " on, china pays Ma Guoguang of liquidation association deputy secretary-general to say.
Proponent: ? Fear of Gang ?
As 90 hind, in the time that goes more than two years, beijing citizen Zhang Feng is only twice the opportunity uses ready money.
It is to be in parking lot of a roadside, zhang Feng needs to pay 16 yuan to give the grandpa that sees a car. Of the vintage still mobile phone that should see the grandpa is used that momently, zhang Feng abandoned discussing with him, however good gracious gave 100 yuan, say to grandpa apology oneself did not take pocket money.
It is another those who be in a public hospital at one's own expenses drug-store, pay option without POS machine or shift, receive ready money only. "I try to be communicated with the member that receive silver, let her accept me to add her good friend, next I send a red package to her, such I can buy a 25 yuan eye ointment. That girl saw me despisingly, say ' if everybody resembles you such, how many good friend should I add one day? Purse is carried now even of poundage ' . " Zhang Feng memory says, nevertheless, at this late hour, that hospital debutted to pay treasure to pay already function, and roadside received the grandpa that stops fare to also be taken " the intelligence on the palm collects fees machine " .
Before a period of time is transient that parking lot, the grandpa says to Zhang Feng, the boss uses this to him, it is to avoid have not enough time to collect fees between fastigium wait for awkwardness, 2 it is to avoid him to contact cash reserve in a bank, solve chaos to collect fees, cut discounts the problem that stops fare. And the advantage to him himself, also do not need to plan a big small change again namely.
Does teach of Pan Shi of administrator of parking lot of Beijing some shopping centers say: ? Pa my pilfer is disconcerted Mou? jockeys, take card, pay fee, whole process needs half minutes at least, the meeting is longer when the car is much; Had ' ETCP jockeys ' hind, car pass in and out does not need to stop next awaiting that pay fee, whole process needs two seconds only, not only the user is convenient, parking lot order is better also, this kind of technology should be used in every bazaar really. This kind of technology should be used in every bazaar really..
Really, be alluded increasingly without cash society, had begun somebody to undertake timing even.
Nevertheless, below such big environment, also a batch of people are in " go against situation and row " , reject to detest shift to pay even.
The Guo Tao that pursues financial job in Beijing is sturdy cash the person that use. Let him experience him to become an alien, it is to be on party a year ago.
"The party ends at that time, everybody is contending for settle accounts. Can take out from purse in me one crowded money is done courageously when shape, did not harvest due esteem however. The person that travel together has swept a code quietly, pay, affirm, everything is extremely fluent and quiet. Finally, the person that travel together looks at me to say, ' who still uses ready money now ah ' . " recollect the setting at that time, guo Tao says, "That momently, he looks at me, like be like alpha dog to look at abecedarian of a go. That momently, I was experienced " 3 body " in what describe, gao Wei is right of low dimension fall dimension blow. Gao Wei is right of low dimension fall dimension blow..
Hit this, let Guo Tao begin to pay close attention to the not having beside cash lives, it is public transportation and the subway, OK to commute brush card, have a meal, shop to be able to use small letter entirely, pay treasure and brush bank card to finish.
"I still discovered before by the fact of my oversight, almost all small small retailer can pay trade with shift, no matter he is to sell egg fill cake or fruit of thin pancake made of millet flour, no matter he is a mobile phone,sell watermelon, can mix small letter pay treasure two 2 dimension the code imprints clearly and marked. " Guo Tao says, only limitation is, once child nursery school organizes parent contribution, can use ready money only, cannot pay in order to use shift.
Traverser: ? Step on calumnying huang3hu1?
Without cash society, a hot statement was made last year. Pay treasure and small letter to paid to be rolled out respectively even " without cash city week " and " without cash day " , let this one concept become at the summit of one's power.
Alleged without cash society, without exception of character, it is shift pays a society. Of this concept arisen, represented Chinese shift to pay the market to begin to be advanced to depth, trade from commerce public general affairs, from the line setting arrives line end scene.
Even if is such, to a few people that reject shift to pay, their reason is more sufficient also. For instance Guo Tao, safe problem is the main reason that he rejects shift to pay.
In recent years, shift pays developing quickly, improve user experience, convenience masses while, its risk also produces new change and move subsequently.
"Resemble some day, go out from you take a taxi, in subway mouth outside buying breakfast, lunch to order, sell, booth of astral Buck afternoon tea, roadside buys a fruit, eat barbecue to open air again, the consumptive behavior of all these does not have cash, pay through shift solve, produce a batch from this another batch trade data. Day after day. Pass these data, your consumptive record and habits and customs by relevant company even industrial firmly palm accuses. They understand you more than your family and friend, understand you more than yourself even. Before them, we are probable it is bare, and nowhere can hide. " Guo Tao says, so far, the action that these company controls dominate data and how the privacy of reasonable protection user, appear and do not have the superintendency of materiality, "This does not have the other one side of cash society namely. In a sense, we can be retreated without the road, also nowhere can go " .
"The place of somebody has all corners of the country, rich place has bilk. " this is the experience that regards the computer as Jiang Xingpeng of researcher of advanced network safety.
Expand what pay the market as shift ceaselessly, a few illegal elements extend a vicious person manipulating sb or sth from behind the scenes gradually pay an user to shift. Its commit the crime the method specializations, the gang is changed, pass the connection of the network, even the illegal member that a few element did not consult a face also can divide the work cooperation, form black industry chain gradually.
Pull a library, wash a library, those who bump into a library " hacker " -- this is Jiang Xingpeng in paying to shift, exist " Internet is ghostliness " state.
"In recent years, home is produced from time to tome by the incident of filch about user privacy information. The outbreak that catenary of network black industry has presented low cost, hi-tech, tall redound the gender rises situation, more and more networks are black produce a member through pulling information of individual of user of library, purloin bumping into a library, caused the harm of the many sided such as financial capital and individual information safety to the netizen. " Jiang Xingpeng says, in the information that these divulging, the easiest by the network black produce a group to use those who seek profit is number of individual full name, mobile phone, Id number and bank card date, this is 4 element of safety of immediate impact account. These information can be sold mostly the bilk gang in blackmarket and sale gang, with will have bilk and baleful sale, "The hacker is passed inbreak valuable network site, pilfer walks along user database, this process is called to pull a library in subterranean industry term. After obtaining many user data, the hacker can purge data through a series of technology measures, change to trade now in the user data with blackmarket valuable admiral, this is called to wash a library normally. Finally, the hacker has gotten data trying to login in other website, make bump into a library " .
Jiang Xingpeng says, because a lot of users like to use uniform user name password, "Bump into a library " also can make the hacker obtains an user to be in the Zhang name code of many platform. Finally, black produce personnel to still be met become the database conformity of many different types " company project library " . As " company project library " increasingly perfect, the privacy information of many network user, online behavior and the data related to safety of individual finance belongings by new conformity, multidimensional the frequency of setting of bilk of standard form of essence of life that spent huge information allows to have strong specific aim shows.
Core problem: ? Border Chuo ?
Besides, still shift pays safe technology safe issue.
Since this year, through software of gregarious network platform, con App, ill will 2 dimension are piled up wait for the case frequency hair that has bilk, shift pays safety to had become one of issues with the afraidest user. Last year, silver-colored couplet accumulative total assists public security mechanism to investigate and deal with sb case thirty-one thousand eight hundred, involve a bank to block about nine hundred and twenty-three thousand six hundred pieces among them, amount 458.2 billion yuan.
"Technical issue is the main reason that is put in safe hidden trouble. " Shen Wei of vice director of center of safety of 2 dimension code says academy of science of Tsinghua university data, "The code of 2 dimension code that sweeps a code to pay is made have national level, the QR code that at present we use is international standard, also be the national level of our country. On the technology although had had national level, but 2 dimension code still does not have corresponding standard on application. Open 2 dimension pile up nobody to superintend, and code management lacks the 2 dimension before paying break, and the reason of superintendency vacancy depends on lacking technical method.
"Virus of mobile phone trojan is shift pays the biggest cancer in the environment, in paying kind of virus behavior among them, occupy more than comparing to carry out reflection, namely the hacker is compiled instead to escape, conceal means to call the behavior pattern of certain API interface through some kind. It is privacy data next namely mobile phone information uploads occupy more than comparing. In the meantime, a lot of pay kind of virus to return couplet of meeting become silent to net, become silent is deleted and send a short message, basically be the transmit of information of code of test and verify the user to another terminal, the pilfer that realizes bank card thereby is brushed. " Jiang Xingpeng says, additional, fishing website also is a network black a stock-in-trade that produces filch user information. Alleged fishing website namely domain name and page are mixed the false website with normal very similar website, can imitate a bank normally the official website of business of telegraphic perhaps operation, revulsive user inputs individual information on fishing website.
Recently, chen An of controller of some private enterprise puzzles in illegal element below divulged oneself some pays an orgnaization to pay code, directive of the other side will pay the number on bar code sends the past, later of Chen An pay account to be delimited immediately 499 yuan. Chen An says, after looking for customer service to complain, pay an orgnaization to say tiring-room examine and verify only, if account of the other side is put in the risk, can take the step that freezes account. "But a few months went now, not only account of the other side was not frozen, the debt that is cheated also fails to want to come back " .
"Crime of 2 dimension code concealments quality strong, infectivity is fast, but electronic evidence is obtained put difficulty, relevant provision is diseased, dimension authority cost is high. The executive main body that make and releases and responsibility assume main body to make clear a lock to decide hard, the inaccuracy that increased lawsuit decides an element. " Beijing lawyer Zun Sheng is tall think.
Safety of a network says from personnel of course of study, the case that involves 2 dimension code in recent years is very much, include to get citizen information, bilk, pilfer illegally to brush among them etc. The application of much to piling up such burgeoning technology to be in like 2 dimension territory, relevant supervisory management department has not come on stage relatively effective regulations and superintendency mechanism.
To this, silver-colored couplet released a safe clew to say recently, commit a crime as economic domain the activity is increasingly complex, finance pays illegal crime activity to emerge in endlessly, present a technical content rate of tall, transmission is rapid, cross condition cross a network to carry out wait for new characteristic. To be on guard of all kinds and new-style con gimmick, consumer needs to do good safety to be on guard, nurturance discretion gets online, magnetism card should be changed " core " and see an autograph buy the good convention such as sheet seriously.
