Finance and economics of 2018-06-25 origin Sohu
Author | Lin Kai Zuo
The closest congested weather station, mix besides what bet a ball A large quantities of one P2P should be greeted again besides the shareholder the user of platform of each other gold.
After afterwards Tang Xiaoseng, 4 return the finance of survival couplet a round flat piece of jade with a hole in its center with exclusive platform high to also be exposed to the sun to give an issue greatly.
01
On June 16, profess to register user number to already was achieved 10 million, trade the quantity amounts to 80 billion yuan net to borrow platform Tang Xiaoseng to explode thunder.
After Tang Xiaoseng thunder is dropped, the netizen still says, folk 4 return platform high greatly -- finance of finance of Qian Bao net, elegant hall, wall of Tang Xiaoseng, couplet, leave finance of couplet a round flat piece of jade with a hole in its center only living still.
But on June 22, according to relevant media coverage:
"Loose river substation is in Shanghai public security bureau to already returned finance of a round flat piece of jade with a hole in its center of benefit platform couplet to collect money illegally to high specified number case already put on record. Cause of put on record is to be suspected of drawing public deposit illegally, because " number exceeds 30 people, amount to exceed 1 million,punishment detect personnel states this is main is, acceptance repays captital with interest " these 3 characteristics. Public security just starts investigation, final verdict is given priority to with forensic court decision. At present this case is in investigation process. At present this case is in investigation process..
So far, folk 4 turn over platform high not to have one escape by sheer luck greatly all Bao Lei.
02
Mention couplet wall finance, must say Fei Xun. Originally one is with the road by implement the intelligent hardware company of build up, one is P2P finance platform, be totally unrelated. But in fact, both of mutual depend on sb or sth for existence close together, what in-house mode runs a way is deep, can calls intelligent hardware and P2P sale combinative example.
Full name of Fei dispatch company: Limited company of technology of communication of data of Shanghai Fei dispatch, register 2008, management road by implement, exchange implement, the electronic product such as equipment of cloud computation technology.
In the road by implement domain, fei dispatch at best can be a 23 lines brand only. But begin from 2016, what Fei Xun uses a banner to fall is new taste K2 to begin to roll out "0 yuan the idea that buys " , from this this product sales volume is volatile grow, begin to rank way of Jing Dongping stand all the year round by implement category the first position.
And so called "0 yuan buy " , it is the user buys a way through costing the price of 399 by implement, after a month, 399 yuan are returned with respect to meeting sum still, even the accrual of many money, road by implement be equal to white.
Returning 399 yuan of returned nature is not Fei Xun hits money to give you directly. Make " be returned on APP of couplet wall finance through "K code however still.
"K code " is the core that Fei Xun buys pattern 0 yuan, every road by implement can add give a K the code, k piles up need to register activation on couplet wall finance, ability shows at be being carried in the from couplet wall finance account after a month 399.
But true feline be bored with still is from the back.
Code of termless activation K returns first time of every pieces of Id now, but if want to activation,2 K that reach above are piled up, begin to need to buy couplet wall platform to go up in March period the product of conduct financial transactions that reachs above, every Id can activation 5 times only at most K code.
The local nature with this truly absorbing activity is a month inside get the way of 399 freely by implement. No matter be oneself,turn and secondhand sell piece, one gets be after capital in oneself earn firmly not the buying and selling of compensate.
399 it is one says to say small amount greatly, but OK and affirmatory is -- road of Fei Xun K2 by implement, not worth at all the price of 399.
According to all sorts of performance data of K2: Couplet hair division handles chip MT7620A, hundred net mouth and the memory of mere 64MB, and do not offer USB port, congener contest tastes price to have 100 yuan or so only on market.
Know on have netizen analysis, the cost of stock of Fei Xun K2 of 399 has price only 40 yuan, this already special tall, real cost should be lower.
In fact can so understand, the road of hardware by implement just be an excuse, what user expenditure buys 399 yuan is product of a conduct financial transactions at all.
Period of conduct financial transactions is a month, gains of the economy after a month expires is a road by implement. If press the capital of 399, road by implement if real value is 40 yuan, the yield of a month is 10% , tall hyperbole having a place. How to calculate the buying and selling that is a be out of pocket, but if look from financial angle.
The cost winning a customer of P2P platform is as high as 1000 yuan now, can cost 40 yuan to win a client, at the same time the client is besides benefit of savor initial stage, to activation again K is piled up, the product of other conduct financial transactions on couplet wall platform will have greatly appeal, this is extremely the buying and selling of be to one's profit.
And N the still has Fei Xun turnover with 399 high caboodle.
Have a netizen the assimilate to of this kind of mode Fei Xun pool of a capital.
In the pond of this capital, have two wirereinforced suction hose give conduit with two. The principal and interest of the money that wirereinforced suction hose is investor and borrower and, giving conduit is the money of returned investor and the money that lend borrower.
Road by implement the valve that is wirereinforced suction hose, the discharge bulk that passes different mobile strength wirereinforced suction hose can control on certain level, and the water in passing the flow that controls whole dance floor and pond of velocity of flow is theoretic won't work also won't excessive.
Can see, compared with make a way by implement, fei Xun actually more those who be good at is capital run. Brillant is, "0 yuan buy " pattern, mix hardware finance is complete departure.
On one hand this avoid of concept of conduct financial transactions intervene, the user just feels I want a way only by implement just, pull with conduct financial transactions at all not above.
If do not have a road by implement this concept, say with the user directly, investment 399, gold of repayment of capital and way are returned after a month by implement the accrual of corresponding value, so high return rate is afraid dare try without a few people, had a way by implement complete different.
On the other hand, two companies also pass avoid of this kind of form risk. Technical company is essential of non-privileged brazenly have this kind of substantial banking activity.
But moving Fei Xun through work is the financial platform that puts turnover into tripartite nevertheless, and platform of tripartite finance, return corresponding redound again return registered investor. These two kinds of case are doing not have any problems on legal principle.
Last year in May, because " entices consumer to buy " of product of high risk banking, clean out treasure and idle fish to had prohibited " of " Fei Xun searching as sensitive word, and Beijing east also had restricted Fei Xun to hit a "0 yuan buy ticket of " sales promotion.
The biggest risk of this kind of mode depends on, "0 yuan buy " just is the activity of a sales promotion that Fei Xun calls, , once give cruel thunder of platform of cash be in harmony, fei Xun can announce " activity ends " at any time: The of 399 route that I sell you namely by implement, I a 40 yuan road by implement the excessive price that should have 399 namely, everybody is your affection I wish.
Once this kind of circumstance happens, extremely dispersive Fei dispatch user also cans say nothing of course, can become only a bit more expensive buy a product, amass dimension advantageous position very hard together.
From K2 road by implement later, fei Xun tastes frequency newly to go out, be in even 2017 coronal name thought is close old show, wrapped Gao Tielai whole times to advertise promotion. In profit margin not high road by implement in the industry, calculate on heroic spirit is towering.
And in Fei Xun in be being tasted newly, notting have is not continue to use the sale train of thought of K2, all products are same low match Gao Yi price, return the mode of total still value next, and not be only return after a month still, pattern begins to become more.
Among them sound box of a portable blue tooth sold 1999 yuan, with the most top class product sold same price inside course of study. But sound box of this blue tooth can activation likewise K code, and return return a cent to be one year 12 period undertake, look from the angle of conduct financial transactions even if, investment 1999, a year period accrual is sound box of a blue tooth.
Other such as 999 yuan intelligent hand annulus and 2499 yuan intelligence sound box, return return deadline to differ for 3 months and 24 months.
Below such mode, fei Xun cannot have said for company of a technology, however a financial firm that runs capital for cover with hardware.
03
Author of Fei dispatch company and effective control person consider the setting with smooth country, explained why Fei Xun is fond of such mode actually. The farce exposure that one picket caught up with intelligent ball concerns city firm ST last year:
Ever made the same score actual pilot to visit a country ST intelligent ball, produce those who cross brazenly for many times to violate compasses and punish; Gu Guoping also is after fusing of 16 years of stock markets, was immersed in crisis of debt of a huge sum, because the letter wraps around,violate compasses be met by card inspect lifelong bear the stock market.
Considering a country to make the same score itself is more the person that is good at undertaking capital is run, couplet wall finance is as much as Fei Xun also in industrial and commercial information an implication that tall canal has countless ties.
Besides couplet wall finance, 10 thousand gold took an ancient name for China of platform of another investment conduct financial transactions to also undertake "0 with Fei Xun yuan the business agreement that buys " , balance of fat of style of Fei dispatch brand landed gold of an ancient name for China formally to take platform in September 2017, also open "0 yuan buy " pattern. An ancient name for China basically is engaged in Internet 10 thousand times supplying catenary finance, held water 2014, register capital 50 million yuan.
And 10 thousand gold take an ancient name for China with Fei Xun also be " collaboration " only not simply. The discovery in product of conduct financial transactions is taken in gold of much money an ancient name for China, loan square or assure square in, health Fei of Shanghai thering is no lack of (Fei dispatch parent company) correlation just reachs downstream industry.
After couplet wall finance is investigated, fei Xun makes a statement immediately say, he follow its is normal partner concern only, if couplet wall finance cannot the acceptance that enough cash buys 0 yuan, fei Xun will press affirmatory sum cash.
But did not have financial partner to regard as prop up, without "0 yuan the sale stunt that buys " is revulsive user, the approbating that the " Fei Xun that mentions in Fei dispatch statement wins a client with high grade intelligent hardware product from beginning to end " ases if is to telling a the most comical joke.
