★ is directional fall accurate ★
Chinese people bank decides 24 days, since July 5, reduce reserve of bank RMB deposit to lead 0.5 percent, advance further commercialize law to change " debt turns " , increase the supportive strength of pair of small small companies. This directional fall to be able to release capital to make an appointment with 700 billion yuan definitely, this is the 2nd inside year directional next tone deposit reserve are led.
★ of ★ specific policy
Commercialize law to change to be advanced further " debt turns " , increase the supportive strength of pair of small small companies, chinese people bank decides, since July 5, 2018, reduce reserve of deposit of RMB of bank of commercial bank of country of region of county of commercial bank of state-owned and large commercial bank, share-holding system commercial bank, postal savings bank, city, blame, foreign capital to lead 0.5 percent. Encourage 5 state-owned and large commercial banks and commercial bank of 12 share-holding system to apply directional fall to allow and go up from the market the capital of collect, according to commercialize price principle to carry out " debt turns " project. Support " debt turns " executive main body is true exercise partner right, participate in company processing, promote mixture ownership reform. Directional fall accurate capital does not support " a solid debt " and " corpse enterprise " project. In the meantime, the postal savings bank and urban commercial bank, region that be not a county farming commercial firm in small bank should will fall accurate capital basically uses Yu Xiaowei enterprise to borrow money, exert oneself alleviates expensive issue of difficult financing of financing of small small company.
People bank will continue the unified deploy according to the Party Central Committee, the State Council, had implemented the monetary policy of dovish neutral, hold fine structure sex to go the strength of lever and rhythm, for high quality reform of development and sex of supply side structure builds appropriate monetary banking environment.
Why is ★ planted to building city generation influence ★
Capital of 700 billion yuan of huge amounts is released, can building city receive benefit? Right what does the person that buy a house mean?
To this, the view inside course of study has each different:
Place produces Wei of chief analyst magnify in:
"The history looks, should fall only accurate, affirming to estate is benefit good, can alleviate financing area is pressed. " look in him, building city will somewhat benefit, also can certain level alleviates estate fund tightens up pressure.
Liu Xiaobo:
Apparently look, "Directional fall accurate " basically be aimed at hypostatic economy, city following a building has nothing to do. In fact, bank financing always flows into building city with all sorts of means, because building city return rate is high, falling this so also is bigger profit to building city definitely good.
Seek advice from Zhang Hongwei of research department inspector general with plan:
Financing cost does not fall, the money that can lend is much, high cost financing continues to erode company profit, to room look forward to same also, financing cost will still be in now exalted; Policy is right financing of room look forward to " go lever " had arrived acme, fall allowed short-term inside also won't the opportunity adds lever considerably; Area of financing of room look forward to is nervous, even look forward to of room of big shop sign suspended taking the land in May, 3 quarters are civilian pressure of cash of financing of barracks look forward to is the greatest time, because fall,won't change!
Guo Shiliang:
Actually, compare with stock market photograph, market of domestic building city needs to pay close attention to policy environment and financing area environment likewise, and once financing area environment somewhat get warm again after a cold spell, policy environment is loosened somewhat, can constitute certain positive effect to whole market however.
Each netizen also expressed his view:
Sohu netizen:
When considering present worth of prospective cash flow, also should eliminate price to need the influence with poor value of access of land of blame individual residence, otherwise the value of the house after capitalization of fee of loan of probable make a false report.
Liu Jiang (Jiangsu province does not have stannic city) :
Although flow into medium and small businesses, final utility still is cast to estate. Do not have which industry to have the yield that fry a room tall.
Netease netizen:
Should meet to the influence of the stock market bigger, building city is opposite for won't have too big effect, after all the evidence that policy adjusting control did not shake.
And to last directional fall accurate, all circles personage that causes likewise about " whether is house price met violent wind rises " be anxious deeply. Flow into estate domain to prevent fund, the Central Bank made clear limitation to fund use. Through factual test and verify, the comprehensive violent wind that falls a few times to did not cause house price definitely rises, the essence of visible Central Bank is controlled definitely very reach the designated position, and city of line of just a little is restricted to buy be restricted to borrow policy the slightest amount or degree to did not become loose, house price was not stimulated under heavy maximum pressure go up.
★ sums up ★
This shows, this directional fall standard policy basically is aimed at hypostatic economy, and the building city that serves as one of hypostatic economy also can be affected necessarily by its, the adjusting control policy that believes building city can hold to " the room is taken, not be to take those who fry " this one criterion, house price is not met comprehensive mad go up, the person that buy a house also wants optimistic to building city state of mind, reason buys a house.
