Economy market is not quiet, gains of bank conduct financial transactions is the first drop, what re

Civil | Rare money net

When investor is buying product of conduct financial transactions, besides the security of capital, the no more than that cares most is the yield of product of conduct financial transactions. Everybody is tasted in property of grain of choose and buy when, the difference of the yield that can discover product of different conduct financial transactions also is very big. So, is the yield of product of conduct financial transactions by what decide?

Product of conduct financial transactions

The investor that always pays close attention to economy market should have discovered, in nearly a few months, the yield of product of conduct financial transactions is to drop continuously. Among them, bank conduct financial transactions anticipated yield dropped on average in July 4.75% , already was successive 5 months drop, and achieve since December 2017 lowermost yield level; The average yield of monetary fund was in July 3.55% , also be those who achieve nearly a few months to come is new low. So, the yield of product of conduct financial transactions is fluctuant, with what element be concerned after all?

Product of conduct financial transactions

1, of monetary policy comfortable. Monetary policy is the one big factor that affects yield of product of conduct financial transactions, and the yield of product of near future conduct financial transactions drops, the mainest reason or monetary policy are loose, of the Central Bank directional fall to be mixed definitely leasehold advantage operated metaphase to release greater fluidity to the market, bring about market money rate to be achieved ceaselessly inside year new low.

2, the deadline of product of conduct financial transactions. This element produces tasted effect to conduct financial transactions, believe everybody looks was in in the eye. It is product of conduct financial transactions of bank deposit, bank no matter, still be all sorts of fund products, will tell commonly, as long as it is product deadline is longer, the income with shorter than product deadline metropolis is higher. Because,this basically is, sth used to one's own advantage also has time value, as time spin, its value is higher also, yield is higher also of course.

Product of conduct financial transactions

3, the type of product of conduct financial transactions. Products of each conduct financial transactions, its type also is different. A few is protect this model product of conduct financial transactions, its yield is opposite inferior; And the product of conduct financial transactions that a few blame keep this kind, the direction that is about to invest according to its, will decide the discretion of its yield, of course, yield is higher, the risk also is jumped over relatively big. For instance: Invest direction to wait for bond, fund, because the risk is inferior, accrual is relatively inferior also. And the product of conduct financial transactions that invests stock market, corresponding risk is high also, so income is higher also.

4, distribute square scale. The product of conduct financial transactions that distributes with the bank is exemple, if be big bank,distribute product of conduct financial transactions, often meet more discreet, a few more comparative for small bank, the yield that its tag often is met a few lower, because such meetings are more sedate; And small bank for market of race to control, when distributing product of bank conduct financial transactions, the yield that its tag often is met a few taller, in order to attract more client capital.

Summary: Above 4 elements, can saying is 4 factors with the mainest yield of product of influence conduct financial transactions. Everybody still has the issue with other what, welcome to leave a message! About putting the skill of money manage money matters Xi Caijun also did collect to arrange, pay close attention to rare money net to send illicit letter " conduct financial transactions " refer!