The old person is in next bank selling manager is lead buying " product of conduct financial transactions " , two years rear know dispute law to collect money, principal of a huge sum of money of close ten million is not had return; The bank says when the thing the selling manager has resigned however, and its sell " product of conduct financial transactions " the department is not functionary action, reject to assume joint liability...
Current, this case faces south in Beijing division people court is tried further in.
8 million yuan bought annual interest of 12% " product of conduct financial transactions "
"I had not seen so much money all one's life, in one's hand in still do not have warm up heat, did not have. " the building aunt of Beijing speaks of to be bought by coax of bank selling manager " product of conduct financial transactions " thing, although go 4 years, still feel like be in the dream.
At the beginning of 2014, to improve living condition, building aunt sold to be located in Beijing east the bungalow of the city zone, get more than yuan 10 million house money.
"This money calls my bank account that day, I get a short message, if need economy,tell me, can seek subsidiary bank of XX bank Beijing subbranch of a bank of 9 dragon hill (abbreviation " 9 Long Shan subbranch of a bank " ) Zhao Xin of manager of conduct financial transactions. " building aunt memory says, the plan buying a house that books as a result of oneself is after a year, she plans to take this money to buy conduct financial transactions.
Before long, building aunt comes to the subbranch of a bank of 9 dragon hill that mentions in the short message, found Zhao Xin of manager of that conduct financial transactions.
"I am taken at that time in honoured guest room, zhao Xin is wearing the tool of the bank, also have industry card. I tell him to want to use after Qian Yinian, must make item of safe and reliable XX bank conduct financial transactions so. Next Zhao Xin recommended product of two conduct financial transactions to me, one is expire one year partly, one is expire one year, annual interest is in 12% the left and right sides. " building aunt memory says, "I fear interest is so high at that time, can have a risk. Zhao Xin says however, the bank has sold accrual more expensive than this product before, expire to be returned returned. Expire to be returned returned..
In Zhao Xin assure to fall, building aunt purchased value product of 8 million yuan two conduct financial transactions, divide on the terminal of hall of subbranch of a bank of 9 dragon hill second finished turn paragraph.
After a few days, building aunt obtained the confirmation of conduct financial transactions of these two projects. "I all the time bank of very trustful XX, what also believe Zhao Xin is recommended to me is XX him bank the product of low risk conduct financial transactions of put on sale. But I did not think of, nightmare began so. Nightmare began so..
"Product of conduct financial transactions " became collect money illegally
In March 2015, one year period product of 3 million yuan of conduct financial transactions expired, but the fund that building aunt discovers him fails to be returned as scheduled still. Building aunt finds Zhao Xin to enquire, the other side expresses to also had happened before the circumstance of cash of this kind of delay, make her patient await.
This is first-class with respect to not within the foreseeable future, but bigger blow still is from the back. Building aunt is informed accidentally, the product of two conduct financial transactions that oneself buy had an accident, saying is " dispute law collects money, the boss was caught " .
"Hear this message to be just as 5 thunder to with a bang support, I am whole the person is muddled. I do not understand to now, the grain property that why buys in XX bank lobby is tasted, how to become illegal to collect money? How to become illegal to collect money??
According to Beijing silver inspect bureau is checked, building aunt recommends two next commendatory products in Zhao Xin is Beijing respectively Jin Fenghou ceremony invests a management center (limited partnership) issue " the lake on Jin Jiazhuang district of city of Anhui saddle hill finds a place for room village A2 forms a delegation project " with Xiangtan farsighted, product of these two conduct financial transactions is not XX bank put on sale.
The reporter understands, on July 31, 2017, court of district of people of Beijing rising sun collects investment to reach its to carry out president Wang Dong to absorb the public illegally to deposit money with Xin to Beijing one case undertook first instance adjudicates.
Judgment shows, this company in order to invest " village of the lake on division of bank of home of gold of saddle hill city finds a place for room project " for, the form that with saddle ground of Shan Suhang buy develops limited company collaboration to use limited partnership is initiated establish Beijing Jin Fenghou benefit to invest a management center (limited partnership) intercurrent travel fund, acceptance returns this payment of interest, to social community illegal collect RMB more than yuan 200 million. Forensic first instance sentences this company to carry out set term of imprisonment of president Wang Dong 5 years, fine RMB 200 thousand yuan, instruct its pay compensation for what one has unlawfully taken to share the loss of prosecution investor, closed down the partial worth of business of experience case partnership.
On September 21, 2017, court of people of division of Shanghai rainbow mouth is right also limited company of management of asset of Shanghai farsighted grain, Wang Wei absorbs public deposit case illegally to make first instance adjudicate.
Report says, according to accusation of procuratorate of people of division of Shanghai rainbow mouth, this company and king of the accused person bright on November 27, 2013 partnership establishs Xiangtan farsighted abundant to invest a management center, in Shanghai farsighted Gu Wei obtains the circumstance of financial business license to fall, popularize through commending company of conduct financial transactions, those who dial the means such as according to legend of mouth of phone, mouth to publicize Xiangtan farsighted abundant to not specific public is medium company of purchase and sale of Chu Liangli hill " move city building outskirt " project, audit of the classics after case hair, shanghai farsighted cereal absorbs investment fund to add up to RMB 44199990 yuan. The court adjudicates asset management limited company makes Shanghai farsighted cereal admit public deposit guilt illegally, sentence fine RMB person Wang Wei makes the accused of 100 thousand yuan of; admit public deposit guilt illegally, sentence a set term of imprisonment 4 years, punish the public deposit that 50 thousand yuan of; draws golden RMB illegally to give pursue and wipe out. Shanghai 2 careful kept court of the 2nd intermediate people original judgement.
Regretful is, because building aunt obtains information too late, did not participate in appeal in the prosecution of two cases, also cannot win relevant compensation directly according to the court decision. And during this, zhao Xin already left subbranch of a bank of 9 dragon hill at resigning in March 2016.
Bank refus carries responsibility to become defendant
Building aunt Ceng Duo second to branch of XX bank Beijing, Beijing silver inspect bureau is complained.
The response letter that bureau of Beijing silver-colored inspect gave a building the nurse on July 24, 2017 says, zhao Xin buys products of afore-mentioned conduct financial transactions to rise to recommend action to building aunt. The client manager that Zhao Xin regards subordinate of subbranch of a bank of 9 dragon hill as Long Teng subbranch of a bank, the product of conduct financial transactions of put on sale of the bank that be not XX is recommended to the client during the job, show subbranch of a bank of 9 dragon hill and dragon vacate subbranch of a bank to manage effectiveness to be not worth to employee conduct, bureau of Beijing silver-colored inspect already instructed branch of XX bank Beijing to undertake interior asks duty. To building aunt investment produces unripe loss, bureau of Beijing silver-colored inspect expresses, already exceeded its to superintend limits, suggest building aunt adopts judicatory approach or other way is solved.
But under, building aunt must sue subsidiary bank of XX bank Beijing court of people of division of Beijing rising sun. This case is in on July 18 first sessional cognizance, the reporter had in a school class.
On the court, agent of branch of XX bank Beijing offerred different opinion, the bank is right after receiving building aunt to complain Zhao Xin of manager of conduct financial transactions undertakes investigating.
Say according to Zhao Xin, its did not market products of afore-mentioned two conduct financial transactions to building aunt, it is building aunt feels the interest of product of conduct financial transactions of XX bank is too small, put forward to want to buy the product of conduct financial transactions of tall redound, zhao Xin hints product of tall redound conduct financial transactions has high risk for many times, but building aunt insists to buy. The friend introduction that then Zhao Xin makes him product of conduct financial transactions sell gives a building the nurse, building aunt bought product of two conduct financial transactions from this friend place, signed agreement in a Mcdonald's around, just undertook turning in subbranch of a bank of 9 dragon hill Zhang.
Accordingly, branch of XX bank Beijing thinks, the bank did not carry out enroach on to the rights and interests of building aunt, zhao Xin's behavior also does not form a watch to see the representative concerns, and whether is the loss of building aunt formed have not decide, although the loss also has nothing to do with the bank, the bank also did not manage fault, because this should not assume responsibility.
Building aunt expresses to the reporter: "Obviously Zhao Xin sells me in the hall in subbranch of a bank of 9 dragon hill, say the product of conduct financial transactions that is XX bank, how to become what someone else sells? How to become what someone else sells??
Current, this case still is in farther cognizance.
Banking of day heart area does remind you discretion invests, the attention is on guard risk, avoid to be deceived!
