"I had not seen so much money all one's life, in one's hand in still do not have warm up heat, did not have. " the building aunt of Beijing speaks of to be bought by coax of bank selling manager " product of conduct financial transactions " thing, although go 4 years, still feel like be in the dream.
Money selling a house bought high interest conduct financial transactions
Did not think of be nightmare however to begin
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At the beginning of 2014, to improve living condition, building aunt sold to be located in Beijing east the bungalow of the city zone, get more than yuan 10 million house money. "This money hits me of account of industrial and commercial bank that day, I get the short message that a 95588 hair come to, if need economy,tell me, can seek subsidiary bank of Beijing of industrial and commercial bank subbranch of a bank of 9 dragon hill (the following abbreviation is industrial and commercial bank 9 Long Shan subbranch of a bank) Zhao Xin of manager of conduct financial transactions. " building aunt memory says, the plan buying a house that books as a result of oneself is after a year, she plans to take this money to buy conduct financial transactions.
Before long, the industrial and commercial bank that building aunt will come to in the short message mention subbranch of a bank of 9 dragon hill, found Zhao Xin of manager of that conduct financial transactions. "I am taken at that time in honoured guest room, zhao Xin is wearing the tool of the bank, also have industry card. I tell him to want to use after Qian Yinian, must make item of safe and reliable labour travel conduct financial transactions so. Next Zhao Xin recommended product of two conduct financial transactions to me, one is expire one year partly, one is expire one year, annual interest is in 12% the left and right sides. " building aunt memory says, "I fear interest is so high at that time, can have a risk. Zhao Xin says however, the bank has sold accrual more expensive than this product before, expire to be returned returned. Expire to be returned returned..
In Zhao Xin assure to fall, building aunt purchased value product of 8 million yuan two conduct financial transactions, be in industrial and commercial bank the cent on the terminal of hall of subbranch of a bank of 9 dragon hill second finished turn paragraph. After a few days, building aunt obtained the confirmation of conduct financial transactions of these two projects. "I all the time very trustful and industrial and commercial bank, what also believe Zhao Xin is recommended to me is industrial and commercial him bank the product of low risk conduct financial transactions of put on sale. But I did not think of, nightmare began so. Nightmare began so..
Conduct financial transactions is maintained to be collect money illegally
Two grain property is tasted
Be not put on sale of industrial and commercial bank
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In March 2015, a year period product of 3 million yuan of conduct financial transactions expired, but the fund that building aunt discovers him fails to be returned as scheduled still. Building aunt finds Zhao Xin to enquire, the other side expresses to also had happened before the circumstance of cash of this kind of delay, make her patient await.
This is first-class with respect to not within the foreseeable future
But bigger blow still is from the back
Building aunt is informed accidentally, the product of two conduct financial transactions that oneself buy had an accident, saying is " collect money illegally, the boss was caught " . "I do not understand to now, the grain property that why buys in lobby of industrial and commercial bank is tasted, how to become illegal to collect money? How to become illegal to collect money??
According to Beijing silver inspect bureau is checked, building aunt recommends two next commendatory products in Zhao Xin is Beijing respectively Jin Fenghou ceremony invests a management center (limited partnership) issue " the lake on Jin Jiazhuang district of city of Anhui saddle hill finds a place for room village A2 forms a delegation project " with Xiangtan farsighted, product of these two conduct financial transactions is not put on sale of industrial and commercial bank.
The reporter understands, the court collects money illegally to two already the project had trial respectively. But regretful is, because building aunt obtains information too late, in the prosecution that did not participate in two afore-mentioned cases, also cannot win relevant compensation directly according to the court decision. And during this, zhao Xin already left industrial and commercial bank at resigning in March 2016 subbranch of a bank of 9 dragon hill.
Bank refus carries responsibility
Building aunt sues the bank to the court
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Building aunt Ceng Duo second to branch of Beijing of industrial and commercial bank, Beijing silver inspect bureau is complained. The response letter that bureau of Beijing silver-colored inspect gave a building the nurse on July 24, 2017 says:
Zhao Xin buys products of afore-mentioned conduct financial transactions to rise to recommend action to building aunt. Zhao Xin regards industrial and commercial bank as the client manager that dragon of subordinate of subbranch of a bank of 9 dragon hill vacates subbranch of a bank, the product of conduct financial transactions that is not put on sale of industrial and commercial bank is recommended to the client during the job, show subbranch of a bank of 9 dragon hill and dragon vacate subbranch of a bank to manage effectiveness to be not worth to employee conduct, bureau of Beijing silver-colored inspect already instructed branch of Beijing of industrial and commercial bank to undertake interior asks duty. To building aunt investment produces unripe loss, bureau of Beijing silver-colored inspect expresses, already exceeded its to superintend limits, suggest building aunt adopts judicatory approach or other way is solved.
But under, building aunt must sue subsidiary bank of Beijing of industrial and commercial bank court of people of division of Beijing rising sun.
This case is in on July 18 first sessional cognizance, agent of branch of Beijing of bank of merchant of judicial go to work offerred different opinion, the bank is right after receiving building aunt to complain Zhao Xin of manager of conduct financial transactions undertakes investigating. Say according to Zhao Xin, its did not market products of afore-mentioned two conduct financial transactions to building aunt, it is building aunt feel industrial and commercial the interest of product of conduct financial transactions of the bank is too small, put forward to want to buy the product of conduct financial transactions of tall redound, zhao Xin hints product of tall redound conduct financial transactions has high risk for many times, but building aunt insists to buy. The friend introduction that then Zhao Xin makes him product of conduct financial transactions sell gives a building the nurse, building aunt bought product of two conduct financial transactions from this friend place, signed agreement in a Mcdonald's around, just be in industrial and commercial bank subbranch of a bank of 9 dragon hill undertook turning Zhang.
Accordingly, branch of Beijing of industrial and commercial bank thinks:
The bank did not carry out enroach on to the rights and interests of building aunt, zhao Xin's behavior also does not form a watch to see the representative concerns. And whether is the loss of building aunt formed have not decide, although the loss also has nothing to do with the bank, the bank also did not manage fault, because this should not assume responsibility.
Current, this case still is in farther cognizance, our newspaper will continue to give attention.
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