A vermicelli made from bean starch asks me recently, he is mortgaged bought one flatlet, already 4 years, but had not handed in a room to did not return loan, others wants to buy of purpose, can with change the name of owner in a register?
Borrow get small writing the reply that give out is: House can the condition of be decided by of change the name of owner in a register, not be you still are over mortgage loan, still not was over mortgaging loan is to be able to pass other channel to solve, have the problem of house property card however, inextricability.
What use as a result of current policy is the system of house property property right that register, if do not have house property card,be absolutely cannot of change the name of owner in a register, from at present the case of differentiate looks, this your house arrives current now till still do not have hand over a completed project, after because house property card is in only,hand over a completed project checks and accept qualification, room canal bureau just can handle house property card for its, and cent door is broken up.
The first, without the house of house property card, cannot undertake change the name of owner in a register trade.
So this your house considers business now, the condition is not quite mature still, of course, there also is additionally one kind to trade on the market means, that signs a contract first namely, notarial perhaps later, house property card comes down to trade again.
Such doing have very big risk, because of buyers and sellers, have the possibility of break a contact, for instance house price rose, sell the home to did not want to sell, how to do?
For example house price fell, buy the home to did not want to buy, how to do?
For example, after house property card comes down, sold the home to mortgage the building, how to do, this metropolis loss harms bilateral interest, and walk along proceeding, although have notarization, also can have the restriction of invalidation.
About such houses, of similar perhaps problem trade, want to notice.
The 2nd, mortgage the room that did not finish, need shifts to an earlier date reimbursement, after reimbursement ends, ability does business, must have praedial card.
If oneself do not have so much money, can use, close ahead of schedule head pay, look for intermediary company to undertake, capital crosses the bridge behavior of such a few loan, will accomplish the thing that mortgages loan reimbursement, ability does business later.
Among trading process, if the other side also needs to mortgage, after needing what pay head pays to sign a contract so, begin to evaluate and buy the home to begin to undertake mortgaging examination the job, trade to finally all the time successful.
But in the element that cannot control among this a lot of, buy the home to mortgage loan for instance, did not examine and approve come down, or time is longer, this metropolis has raised the use cost of bridge financing, still more elements are waited a moment.
Borrow get small the proposal that write is:
It is those who had done justice this kind trades, notarial effective protection period it is two years, if two years in house property card still cannot come down, will be faced with so more cannot control a problem, want discretion so a few.
2 if house property card has not come down,be, before, undertake tearing open change one day, certainly will won't receive lawful compensation, of course this kind of condition will be more uncertain, occurrence odds also is not very great, but want to know.