To the compose of the findings report before borrowing of small small company, what state above all is this this enterprise, boss what to do after all. Do a lot of people think this returns not simple, see business charter scope of operations, ask a boss not have to? But a lot of often simple question, in certain client manager or change before management unit so not simple. The author often is encountered in examining and approve a process, tell a findings report does the word look for less than concerning what, what kind of product, what kind of service does this enterprise make? Harangue of client manager some says this company how how good, win what award, get what is rewarded, sell how how tall, profit how how hind etc, but a bit more crucial: Product! What does the enterprise sell? Be what kind of product can make he passes so moistly? Where is your argument? ? Seeing such findings report author also is to be about to cry do not have a tear.
Actually, the compose of findings report of small small company is simpler still, above all structure of the historical the course of change and development that you should say to understand this company only, equity, advocate asset is the applied limits of battalion product or product, indebted in recent years state of state, management sale outstanding achievement, gain (the gross profit of the product, net) the important document that waits for a foundation.
What should say next is why he has such reputably it may not be a bad idea, dimensions old it may not be a bad idea, profit tall it may not be a bad idea, want to have the capacity that justify oneself. It is what kind of reason brings about you to think this enterprise is a good company. Before persuading letter careful, does client manager need to persuade his to be opposite incorrect? Want to convey the logic that gives your findings. Cannot say a few words a few words or harangue is rigmarole.
We are main for say clients of a few kinds of main small incognito line of business, how client manager should investigate those who understand them to manage mode, management data, investigate movement and effective alternate test and verify normatively.
1 wholesale and retail kind of small small company
This kind of small small company is to encounter most. Often understand before us here is wholesale and retail, no more than occupies a market to hire an appearance to place a small vendor's stand. Right, right, traditional wholesale and a lot of retailer small small such still now. But the times is developing, small business butcher people also begin changed on the line, not so do wait dead only? Small to this kind small company wants to investigate mainly:
1, only door inn laid, criterion door inn situation, market city mouth how? At present the boss has how many store, individual door storefront is accumulated, sale of personnel arrangement, only store, how does income put in collect 's charge to wait a moment. The key is income putting in collect 's charge is cash still brush card, small still letter, pay treasure? Good, ask clear pattern receiving sheet, see inn of guard the entrance have tiring-room data? Have tiring-room data best, visit the spot to be opened directly will look, every door inn one collect, draw detailed list directly. How to do without tiring-room data? That checks running water Zhang with respect to conscientiously, pay treasure, small letter. How does cash receive sheet to do? That sees shipping list with respect to the spot, count the receipt of delivery of cargo from storage of a few months, the bill that average employer considers to a few months are made between one night will return be difficulty, this kind of means had better be spot assault, do not greet sb ahead of schedule, visit moment to put forward to see your shipment bill directly, true and effective.
2, type of line upper mould. How is platform of the sale on the line built? Look advancement is stationed in which a few platform, go up in relevant platform whether does inquiry arrive? The income that sells on the line puts in collect 's charge how to come true, pay platform through which a few tripartite, whether does data of reconnaissance platform tiring-room undertake test and verify? What mode manages on this kind of line commonly is again simple did not pass, open the platform on the line directly, pat pat pat went (what I say is to take a picture, screen cut screen)
2 buildings kind, the project installs kind of enterprise
The enterprise has relevant operation aptitude, be to hang lean in others under one's name or have carry on alone project aptitude?
Are oneself after the project contracts do or entrust reappearance to wrap?
How does if he is done, engineering personnel divide the work at present, the member that have person of construction of how many engineering, how does salary of laborer capture gold pay to do?
Doing at present a few projects, follow-up has to prepare to want to do?
The project carries on how does origin come, be the person that the boss knows what ox to force, cooperative time does not grow, how is concern firm spent?
These a few projects in manage boss hand, contract contract original must see, at least false really should have basic judgement. The key sees a contract send packet of square actual strength node of strong, settle accounts, how much should early days boss fill up endowment go in, oneself can invest how many money, how many does breach have? This breach follows the n photograph magic figures drawn by Taoist priests to invoke or expel spirits and bring good or ill fortune of application, be solid does the investment of dozen of fact go in? We can control the node that return a money, can you ask to make project money our settle accounts account? These are the keys that need exposure. Findings report is written down this train of thought, the thing that needs the member that examine and approve to understand tells him explicitly, just be a good report. In respect of alternate test and verify, a moment ago said contract contract original must look; Additionally office place is checked those who turn over project raw material is relevant buy proof of proof, delivery of cargo from storage to wait a moment, at least the project that you want to prove a boss is being done really!
3 carry kind of business
This kind of enterprise has passenger transport, freight, land transportation, waterborne, airborne wait fractionize a moment. Specific it which fractionize should be elaborated is clear that which fractionize should be elaborated. Encounter most is road freight transport. Have relevant operation aptitude, way permission certificate of business is most the requirement of at least. Is mode of battalion of already of look forward to to hang lean in others under one's name or carry on alone carry? Do not have aptitude more very much can rely on a form through hanging only, the car is in people corporation under one's name, oneself carry on again business. Scope of itself of this kind of enterprise is very limited also, the likelihood has a few cars only merely, how to prove this car is his? Obtain primitive evidence, buy record after all to have, right incorrect? If the enterprise still has certain dimensions, if he carries on, at present under one's name has how many car to treat travel disease, more or less be from some, more or less be others is hanged those who lean, those who how rely on to collect fees does others hang? What does carriage main line have, how to calculate freight, how to undertake car attemper, does car have GPS? Have GPS best, because tiring-room computer is of the moving record that can see GPS, that thing becomes much plainer, our across test and verify should open administrative system only, look there is how many car on the system outside, this looks to know, right incorrect?
4 asset rent kind of enterprise
This kind of small small company divides kinds big, one kind has property to rent oneself, this is good understand. Another kind of sublessor, sublessor business also is to encounter a more kind. This kind of little profound need investigates understanding to be able to rent the authority of asset belongs to a proof at present. The authority of the upper reaches below the subcontract means that rent is belonged to bear hire the deadline, cost that rent; Downstream relet time cost; Both match degree how? The renting cost that can swim up and down to borrower, profit has simple test. Normally upper reaches bear hiring majority is a big project, and majority of downstream relet means is proper motion after rebuilding, undertake breaking up, it is clear to ask rebuild how much to throw? Should have place of how much rental, how many sky through look on the spot, the rental detailed list that lists with him whether conform to. In affirm downstream bear hire without by accident below the circumstance, make friends of the downstream cost that rent is differred on, can affirm profit redound very easily.
5 meal kind enterprise
The author thinks all along to meal building company must careful, rate turning over a card is too rapid. Be sure to investigate door inn to meal enterprise how much home, advocate do what breed, situation how, how is circumjacent stream of people measured? Present meal enterprise is to follow the masses to comment on, the platform such as beautiful group, Baidu has collaboration. If connect these collaboration to be done not have, that proposal did not get involved. Platform tiring-room is to be able to examine what odd amount buys on the line. Think we are much more convenient now, arrived in inn without menu, should sweep a code to be able to order dishes only next sheet, eat to affirm it is OK to pay. The door inn boss that still is using POS, ready money with respect to OUT.
Midday had better be when meal enterprise is investigated or go stepping a dot when the person is much in the evening, because can reflect true management condition. If the meal is nodded when doorway collect sparrow, cold and cheerless, that can cry only cry " comrade, comrade wakes quickly, this sheet is not done " . Actually the real sale data of meal enterprise is checked more easily, also do not see what running water, it is OK that direct attune sees that cash register. Real management data is inside, right incorrect. Although not of make out an invoice, sheet of small bill heart is in. Look everyday state of business income wave motion, calculate consumption level of average per capita, turn over the index such as a rate. According to the sale of business accounting, undertake calculating to expense cost, include the personnel cost, hire cost, cost that feed capable person to wait. Earn making money is not be clear at a glance.
6 create kind of company
Want to understand main workmanship technological process to creating kind of company, main raw material cost; Be the bag outside oneself have workshop facility or saying is made? If be oneself,do, whether that workshop, equipment is have oneself, value geometry? Have how many worker at present, the cost that use worker worker how, how much is start working rate? Is order filled now not enough? Have automation line, saw automation line machine open a few. Manager of a lot of clients goes did not see what worker that day, send one caboodle machine, raw material piles farfetchedly, when findings report can say normally, the worker came off work to wait a moment, 10 have this 89 processing factories fast washed-up, do not want oneself to cheat oneself. Look additionally even from the detail of workshop. Enterprise of type of production of a lot of treatment can have the time that discharge a class, stick in a certain corner, stock product is packed deliver goods time is waited a moment, these can regard the across of management production as evidence.
Small small company is not had outside these a few kinds big, other to some " alien " did not say more. Go talking with the boss according to this train of thought, go looking for relevant finance affairs to talk, come back to had been arranged write into the report. 10 have 89 to be examined and approve namely want.
2
We say small small company swims up and down then below means of state, settle accounts, knot the investigation of account period. The author puts forward the following:
1, does the fluctuation that asks understanding business is current and main swim what does the client have? -------------How does main fluctuation swim to look? Listen, 2 look. Listening basically is by solid accuse finance affairs of person, company to have state. Looking basically is by agency staff financial to the enterprise proof is undertaken the spot selectives examination. The financial proof of before can asking borrower finance affairs is offerred a few months, examine the compasses plasticity with custodial proof, the proof such as the contract in proof content, bill, browse the management that the movement of the proof will make client director current to the enterprise and fluctuation swim the client has a relatively intuitionistic knowledge.
2, borrower upstream basically purchases service of what product raw material, it is fair right fair pay or be to connect tripartite to pay, how to finish next sheet, it is one-time sign contract of purchase and sale every year, be still contract of the autograph that chase sheet? Does upriver client have Zhang of buy or sell on credit to its period? Upriver Zhang period how long?
3, borrower offers what product raw material to serve to downstream client, what does downstream client basically have at present? Downstream client Duobuduo, collect is medium, cent not dispersive? Observe whether downstream client is large and medium-sized or well-known company or government kind etc, in order to judge the possibility that receivable Zhang money reclaims. To downstream Zhang period it is how many days, if exceed the time limit how dun, the possibility of exceed the time limit is large. If small small company produces no more than of receivable money exceed the time limit to wait for judicatory way through sueing, check those who investigate a company to carry out court decision of announcement of information, court, court to wait, a lot of software provide this kind of free service.
4, through swimming up and down to borrower the structure is analysed, inter of main judgement borrower is located what kind of position, be weak force is strong still, have the competition ability that the product serves, receivable money answers a paragraph to be able to achieve seasonable and reliable security.
3
Duty controls a system
Want to be clear about the management condition with understanding current business, besides undertaking consulting to accountant proof, agency staff can accuse a system to undertake probation through business tax. Normal company has duty to control a system normally, visit chat can want to be realistic when the end accuse person or finance affairs to open duty to control a system to going up year or circumstance of near future make out an invoice undertake checking, management unit can part to the ministry ticket statistics, pay taxes declares a watch to wait have cut hold. Before be being borrowed as client manager, fulfil his duty to investigate, this movement should be want normative sex go doing. Some enterprises also exist really avoid tax issue, what enterprise Zhang running water goes is less also, but this does not hamper you carry out this movement.
4
Indebted platoon is felt
The content of a key that before borrowing, investigates is right enterprise of management main body and fact accuse a person to be in debt undertake discharging feeling. Bright face is indebted and invisible and indebted possibility. Bright face is indebted and OK undertake very easily announcing, crucial difficult point is recessive and indebted platoon is felt.
Recessive and indebted platoon feels a method, ask, 2 look.
Ask, it is to point to investigating level to be opposite in the interview solid accuse a person to undertake conscious guiding in indebted respect, or can undertake painstakingly revulsive. Arrive for example financing gap, agency staff can enquire the way undertakes raising fund through what, tripartite platform is very much also now why to try, civilian finance also very develop, should your periphery meet some gold advocate be willing to be cast? Wait these conventional phrases a moment, can say some more at will.
2 look, basically show above paragraphs respecting browses the eye is taken care more when accountant proof, look external the receipt for a loan of loan, fixed the voucher that pays money. And the income of bank running water that provides to borrower compares bisect analyse. The content of running water we already special subject has said, here was not told more.
5
The platoon that diversity manages is felt
Pass it is OK that before borrowing, investigation is visited flank knows a business besides current advocate whether is there still other investment besides battalion, drop a few restriction kind go in the industry. Wait like industry of steel of room of recreational industry, experience, experience. The platoon of diversity feels the news that correlation has in can seeing business loan get stuck, the individual of boss spouse is asked for relevant company unit news is had in the letter. Take out inquiry software to look up these enterprises correlation is had to be able to decide on equity.
6
Loan utility
Capital is cast to one of keys that are the investigation before borrowing. Cannot saying simply in findings report merely is requirement of day-to-day operation capital, manager of a lot of clients is simple a word has not been taken, this is irresponsible, did not accomplish fulfil his duty to investigate. The normative feedback that its loan use investigates before borrowing is serious content, our investigation before borrowing should mirror the financing gap that gives borrower where to be to loan utility, be pure what project purchase raw material to pay or wants to throw? Agency unit is normally insufficient to the understanding of this content thorough, what we need to mirror is its real capital requirement, does the sale scale with this demand and current borrower, ready money that provides with its flow be equal to match? You cannot say, bright area cash reserve in a bank flows to only 100 come 10 thousand, loan puts forward to say to want at a draught 10 million, did excuse me then he borrow this money to do what? With what way does he come reimbursement? . What we should mirror is to see you can justify oneself, the rational of character. Although some of utility cannot be reflected,go up in findings report content, also want to interpret the intention of clear backside when the member that examine and approve is examined.
If be raw material,purchase, why can be financing gap brought about below the case that returns a money in normal and receivable money so? Be because go up to pay settle accounts periodic difference downstream,? Be because had new order at present,still? Be because receivable money occurrence exceed the time limit calls in hard,still? Perhaps sold work off to show an issue, bring about cash to flow dried up? If be to the project wants to throw, that project now what plan, how many does total investment have? How much had paid, how many does breach have? Investment hind yields, how many time can call in? Etc, a few contain interrogative problem to want to cast come out to undertake solution. Final does my credit fund go down to be able to move makes him use? Can you flow through cash of borrower oneself hematopoiesis be able to call in? Anyhow, the loan use that before borrowing, investigates must not stay in a circulating fund to borrow money on so simple word.
The method of the act of main and normative sex that above is the investigation before examining and approve personnel angle to arrange a few small small companies to borrow from and alternate test and verify, the hope is helped somewhat from course of study to broad little small credit and promote.
