The popularity rate as credit card is higher and higher, the portfolio that has a piece of credit card also is increasing. Opposite for it is so easy that application also is done not have now, average credit card by refus not be the problem that sign a letter only, the likelihood is to fill in column some pace hits the sensitive point that came up against bank examine and verify. Small make up everybody collect a few newest nets Shen Xin applies skill with card, suit each big bank, make a reference to everybody.
1. fills in material: Had jumped over more quickly, control is in 10 minutes of less than, can precondition is very relevant material information.
2. files time: Sign a letter good, in the evening at 6 o'clock - at 9 o'clock or optimal on the weekend, noon break take second place. This paragraph of time is data is examined, general and good pass directly.
3. files a time: A month does not exceed 3 times, listen to some young associate to say to be able to be in to apply for 45 directly in the evening directly, because the bank signs a letter,the system won't upload so fast. This word opinions differ from each other! The material that files nevertheless does not want a change, bank big data can be checked.
4. unit name: Jump over atmosphere to had been jumped over, 8-10 word, appear on the market company, well-known company is optimal. If can not go,look forward to is checked check look for the company with much employee to fill.
5. job position: Stabilize better more, the row if: Of and so on of management, civil service (important) sale, promotion do not suggest, the work is not steady.
7. unit address follows living address: More specific better, specific to doorplate date floor (attention: Send a choice to arrive unit, can give a bank a trustful sense)
8. working hours: Basis applicant age is appropriate fill in, do not have a year fill in one year
9. year income: Not under 80 thousand, be no good prep above 150 thousand (silver-colored guild consults compensation is spent to the forehead, do not fill in prep above 20w, fixed meeting checks so tall bank)
10. profession information: Can choose middle-level management layer, the bank won't check.
11. marriage: The married option that add cent is tall, but maiden do not fill married, a lot of people are heard it is married and easy to fill let a bank think responsible feeling, ask for a letter to be able to be checked actually maiden and married. (key)
12. record of formal schooling: Above of three-year institution of higher learning is illuminated solid fill in, also should fill in the least high school, false and direct refus drops information. (key)
13. residence address: Card can get on Id keep id card (do not close to write what live now)
14. Id information: Effective ten million cannot fill id card wrong, fill poor second refus, ask for a letter to be able to inquire your endowment insurance with Id, record of formal schooling follows deposit, insurance fills you to buy safe unit.
15. additional information: The bar of OK and direct bank of plate and so on deals with an Agriculture Bank, the Construction Bank, the car that waits a moment in safety advocate card.
16. contact: Fill in proof good, had better fill in hold the person of credit card of this bank high specified number, e.g. traffic, can pay holder of communication credit card. The forehead spends high good friend to also can recommend 2 dimension code to deal with directly, measure in person effective. (add cent)
17. phone pay a return visit: Screen of cut of the each page when filling in, remember filling in data, the basis that customer service calls fills in answer, note courteous term, hang personnel of customer service of the express one's thanks to when report.
18. advocate turn a bank: First choice sends the bank of salary, the bank of social security pay, the bank of accumulation fund, the room borrows the bank that the car borrows, it is the second approves high specified number to spend almost so.
Traffic bank (when filling in, tick off choose 12+9) the short message of 3 months reminds (benefit gets stuck at falling, after be being taken, reassume disappear goes)
Enrol merchant bank: Have three-year institution of higher learning head of record of formal schooling turns Young card, do not need the job to prove, small make up even if get stuck by the Young below news of network learning a letter.
The bank believes in: Yan Ka
Wide hair bank: Clever card
Of all kinds and cosignatory card (the card that clean out treasure, xiaobai gets stuck, QQ card)
