(Xu Yang of Xiao Niangong of reporter of daily of the Yangtse River's reporter) yesterday, net of P2P of Jiangchen head home lends a company " get together the person is borrowed " appear formally, be located in road of benefit of benefit of river bank area an ad firm takes a pen 1 million yuan of loan.
P2P abbreviation is a dot bit righter (Peer To Peer) , this is delay from Internet extend the concept that come. Internet is a platform, and the two end of join Internet are an individual to the individual, undertake information is shared with exchange. Wuhan gets together the person borrows business affairs to consult limited company is Wuhan the company of O2O business affairs below the line on the first shirt-sleeve line, with peculiar combinative PE (illicit collect equity invests) the means with online P2P, provide platform of conduct financial transactions for the masses.
"Money of the Zhang year ago did not close neat, the bottom was badly in need of paying payment for goods again in March. I ran a few banks, some expression that the forehead spends insecurity to examine and approve difficulty, some wants guaranty land house property, but evaluate and formalities needs a few months " . Yesterday, huang Hui of general manager of this ad company tells a reporter, bring into contact with falls in friend introduction " get together the person is borrowed " , submitted loan application. "Get together the person is borrowed " to its management state undertakes make an on-the-spot investigation and be assessmented, serve as guaranty with equity of ad company share, raise money to borrow money to 1 million yuan, turnaround time is a month, annual interest not prep above 20% . "Much taller than bank efficiency, the condition is more agile also " .
"Get together the person is borrowed devote oneself to to solve financing difficult problem for medium and small businesses, make a society disengaged capital gets maintaining value and rise in value, regard a company as in order to satisfy requirement of conduct financial transactions of small small investor the target " . Yesterday, wuhan gets together the person borrows Lin Cheng of company general manager to introduce: "Get together the person is borrowed use tripartite fund capital of mandatory mode safeguard is safe, platform oneself does not set capital pool, the company does not contact client capital directly, set risk gold is special account, once borrower appears risk, security and risk gold are OK give to investor for a short while repay. Security and risk gold are OK give to investor for a short while repay..
Regard Internet finance as innovation mode, p2P network is leasehold the scotoma that made up for bank credit on certain level. The personage inside course of study is forecasted, future, p2P net borrows platform hopeful become tripartite to pay, small besides loan, new money market of the 3rd kind of network. Trade statistic data shows, p2P net borrowed dimensions to attain one billion two hundred and fifteen million seven hundred and fifty-two thousand one hundred and ninety-two scale 2013, among them 60% above usurer is individual and small small company.
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