Long hire apartment to explode really storehouse! This explodes than P2P thunder is more terrible!

Long hire apartment to explode really storehouse Hangzhou vessel home goes bankrupt to hire a guest 4000 times to be damaged

The length of limited company of science and technology of network of Hangzhou vessel home hires apartment firm to announce to go bankrupt, the owner that ever served to its and tenement left one ground chicken feather. Hire guests to pass the name is 51 return (now more the name is " love goes into the street " ) APP is one-time paid vessel home rent, return every months again still give loan APP corresponding amount. Nowadays, vessel home goes bankrupt, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.

"Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. " these days, hu Jinghui of the vice-president before I love my home raised a storm of the market that rent about growing an opinion on public affairs that rents apartment.

Be in " who is pushed tall hire " below the circumstance that discussion sound grows in intensity, nobody notices far be in Hangzhou a limited company of science and technology of network of the home that it is a vessel (the following abbreviation " vessel home " ) long hire apartment firm to announce to go bankrupt, this go bankrupt incident is like flat Jing thunder, pull a people about finance + grow the vigilance that hires apartment pattern.

Vessel home is stuck those who go out " go bankrupt " announcement

"Without Benmoli " outspread mode

Vessel home goes bankrupt, the owner that ever served to its and tenement left one ground chicken feather. The mode that this is about to be managed from its probably speaks of, tenement considers a gentleman to sign up for reporter introduction to Chinese estate, when renting a house at the outset, vessel home ever promise hires a guest to pay the means pay of one rent with detain, it is to let tenement use network loan below unwitting circumstance actually.

Consider what the gentleman uses to borrow money in installment check scheme

Hire guests to be bound through bank card decide the name is 51 return (now more the name is " love goes into the street " ) APP is one-time paid vessel home rent, return every months again still give loan APP corresponding amount. Nowadays, vessel home goes bankrupt easily, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.

As we have learned, vessel home goes bankrupt to have 4000 damage that rent a settle or live in a strange place about, involved network borrows platform to have 6, falling in love with a street among them is to hire a guest to bind calm most.

After the personage inside course of study is analysed, say, the management mode essence of vessel home is to use the credit that hires a guest, provide outspread fund to oneself, to hiring a firm can saying itself is " without Benmoli " . Current, a lot of other intermediary orgnaizations also are using this kind of method to serve as terms of payment, this kind of means can accelerate the steam again of company capital.

"Go bankrupt " suspicion in one's mind

On August 21, the dimension authority group that the partial tenement of vessel home forms will to court of people of division of Hangzhou city west lake report a case to the security authorities, also asked about the other information that goes bankrupt about vessel home from the court at the same time. Vessel home registers an address is west lake area, and court of west lake district expresses to did not receive its to go bankrupt application.

Chinese estate signs up for a reporter to be checked through weather eye, the enrollment that investigates this company time is 2016, at present grading is 84 minutes, the company was not cancelled, also do not have announcement of lawsuit, relevant court and modificatory record. And under one's name of Wei Yongfeng of company legal person still has 28 companies. In the meantime, have claim the personage of the employee before vessel home company explodes piece, vessel home is so called business continues just is this company changed a mec housing likely extremely.

For a short while, a lot of people became a victim. Landlord wants to control a house, tenement wants to stop caustic, and leasehold company already fund expenses, profess of the employee before vessel home company explode the person that expect also expresses, vessel home also defaulted the salary of major employee up to now.

They have a collective doubt, "The money of the finance company that vessel home company gets is true gold silver arrived Zhang, the net borrows the data signing a letter on company hand rent a settle or live in a strange place, hire a guest to living the house of landlord. Look be like is a business that rent a house, what earn actually is financial money, such ' without Benmoli ' below mode, how does the company say to closed down? Even if closed down, the fund that receives becomes air, did the world evaporate? Did the world evaporate??

Long hire apartment and P2P

Return begin, what Hu Jinghui says " long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. Explode than P2P certainly thunder is fiercer..

Vessel home obtains financing autograph to arrange a ceremony

Chinese estate signs up for a reporter to inquire relevant data is learned, vessel home company has layer of a few main management, legal person Wei Yongfeng, tall Guan Xulan, Zhou Feng vasts, Fu Xiaojie.

Claim the personage of company in-house staff explodes makings say, the major asset of vessel home was gone to by move on Xu Lan head, registered a name to be estate intermediary company of Chang De for legal person with Xu Lan again, at present this company already had two doors store more even.

Current, reporter cannot with explode the Xu Lan in mouth of the person that expect gets in touch, the true bogus of this word also cannot confirm.

Vessel home is to go bankrupt after all, still coil money runnings road, still also be a mystery up to now.

"Financial credit + long rent apartment " mode secret worry

This year in May, great Bear of dream of building intermediary orgnaization (Beijing) asset manages limited company to because be suspected of deceit hiring a guest to use,borrow money in installment pay chummage and complain, a lot of other intermediary orgnaizations also are using this kind of method to regard race to control as the means of the market.

This kind of mode is beyond question to growing the profit that hires apartment dilate, also alleviate on can certain level the hire pressure that rents a settle or live in a strange place. However, also the corrupt practice that somebody discovered this kind of mode.

Because do not need to pay directly, intermediary orgnaization is OK when collecting room source optional huff, landlord nature is glad, can be extremely tall hire backside, whether can be the house hired go out, here should make a question mark. After house lease goes, if intermediary orgnaization announces to go bankrupt, landlord, hire guest and net to borrow company tripartite to have be faced with losing likelihood.

Of course, damage is the biggest still is to rent a settle or live in a strange place. A bank signs up for reporter report to Chinese estate from personnel of course of study, this kind of mode will bring two kinds of bad influences to renting a settle or live in a strange place.

The first, amount is small, in the future standard approach loan has difficulty. The amount of hire credit is thousands of yuan go to tens of thousands of yuan normally, amount is very small, once appear on the record that sign a letter, of normal bank can think from personnel of course of study, so small specified amount is spent also need loan. Rent a settle or live in a strange place repay ability can be oppugned.

The 2nd, intermediate charge. Pay directly unlike oneself, small finance company can generate brushstroke interest, some interest are not small still, not be to one's profit.

Interview an end when, an attention grows the personage that hires house market to tell a reporter, long hire although apartment is innocent, but the person that cherish against the law or discipline often does not lack in the person of deal. Hire apartment ABS pattern to growing, cannot strangle directly, but growing hire house company all the way below the case that Gao Geyong takes, to managing medium flaw, black hole, be badly in need of a government superintending a branch to publish relevant policy to give as early as possible compasses make, undertake superintendency to relevant practitioner, prevent new financial fraud.

Intermediary fries tall chummage, die than P2P dish more terrible!

Countrywide chummage rises recently noisy overturn the heavens, cause public opinion to intermediary all sorts of condemn both in speech and writing; Yesterday evening, a big news is transmitted, the housing of the make trouble such as freely hires a company, greeted Nemesis eventually!

Be in just before long, beijing lives build appoint bulletin, to contain of freely, photograph two housing rent an enterprise to undertake the spot execute the law, freely is checked solid be suspected of existence breaking the law violate compasses problem; Next each branches will be increased penalize strength, give be restricted high to punish, executive combination chasten.

Before this, the boiler that catenary home rises chummage, swung other reason, have for instance rate is low, press a root to did not rise in price, oneself return deficit to wait. . . This time real hammer into shape came, the wedding day of intermediary wants in the end!

Superintend a movement this really fast, 3 days are lain between when talking about last, leave directly punish sheet! Undeniable, this chummage violent wind goes up, have the effect of other element, for instance of Beijing tear open violate, but hire room market flour now even more expensive than biscuit, either what is hype?

The country put forward last year " the house lives to be not fried " later, "Hire carry out to develop simultaneously " be carried agenda, the old age that rent a house comes formally! And the Chinese building scope that rent is vast, calculate simply, the whole nation is used at renting the building is 75 million, average every cover year of hire for 30 thousand, total dimensions about 2.2 trillion, increase 10% service consumption again, whole rent be as high as 2.5 trillion!

So inviting foreground, be given aid to by national policy again, capital nature is swarmed into with respect to like a swarm of bees, break heavy Jin Hao to bet mouth of this circuit zephyr in succession.

A lot of people think, grow those who hire house company to play a way, take a taxi with drop drop, share bicycle and outside sell similar, depend on the force of capital, fast have a ride on a horse encircles the ground, not hesitate all cost blood spell adversary, do large-scale, appear on the market next cut leek.

This kind plays a way, itself already very abominable, because rent a house,be domain of the people's livelihood, if the enterprise is thinking forestall to grab only sudden huge profits, it is special unkind; Renting a house is a lot of people's last leeway, if be hired,do not have a house, in urban take root it is a castle in the air only!

But absolutely wants to be less than, bloodsucking intermediary people, their ambition is too old, disdain to earn bit of painstaking price difference at all.

Look now, of this round of chummage soare, intermediary rearward leaves a dish of bigger step, play a law to follow fry a room to comparative almost, this imply what? Chummage may follow house price after same, arrive greatly cannot fall, can go up only cannot drop!

But the problem is, the house is canned not afford, chummage still is being kidnapped the rocket rises, does the youth still have future? They are the following income, not be the half will make a room, and probable be 3/4, this is by no means exaggerate sth just to scare people.

First gentleman thinks, hire a room to regard the people's livelihood as the basiccest assurance, affect people life bottom line, if by capital monopoly, that people's last safeguard was done not have, sequential meeting is very serious!

Actually, it is chummage not only, include medical treatment, education, provide for the aged to wait, should not make the room with bloodsucking capital, cannot commercialize completely, must force administrative measure canal accuses.

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Before this, I love Hu Jinghui of my home vice-president to announce resignation, hold media news briefing, soare to this round of chummage, he published a comment to say a such words: "I said to grow hire apartment to explode storehouse, compare P2P Bao Lei certainly fiercer, right also this. Right also this..

A lot of people at that time very feel puzzled, feel a bit big the problem is little do, long is renting apartment intermediary? Every month closes those who hire, hit price war to be nodded fortunately at most, can they take all houses to run? Explode how possibly storehouse, explode the storehouse is penniless then, much more serious than P2P Bao Lei.

We are straightened first, at the outset the logic that capital drives house price, how to transplant to hire room market, divide this a few paces probably:

Many and cheap capital (the money of the orgnaization) -- not hesitate all cost contend for the source that grab a room -- flour is more expensive than biscuit -- capital negotiable securities is changed (ABS) -- get area forestall place -- drive up chummage, final chummage soares!

And among them the most crucial step, grow namely hire apartment ABS, house property intermediary in order to anticipate hire or the loan that rent a house serves as rock-bottom asset, go making public collect endowment on the market! This finance tool, let freely people feel just like a fish in water, apparently they are building intermediary, it is financial tycoon actually.

The person of the room is hired in freely, chorion, of the autograph is not the contract that rent, borrow money however contract, you are done with individual credence assure, the rent that gets the finance such as the bank one year borrows money, the bank is one-time give completely return intermediary; But the person that hires a room is a month of a month return money, and of 5.8% " the service is expended " , it is accrual actually!

That is to say, after you rent a house, what relation is done not have with intermediary inside a year, unless relet perhaps makes money again, follow financial orgnaization only (basically be a bank) existence concerns, is this mortgaged like unlike buy a house? Buy you to do not have what association with development business, helped a bank work however.

And intermediary takes money (12 months) later, meet far from give landlord completely, however a quarter gives a quarter, the money that leave is completely in him hand, this is a king's ransom.

So abundant ready money flows, pardonable intermediary dares brazenly grabs a room, this follows P2P a truth, will get a client through inviting redound; As to redound and accrual, that is the following thing.

Is intermediary weathy now to what degree? Live in Beijing build appoint after talking about the controller such as apartment of freely, chorion about, 10 intermediary are affirmatory, inside 2 months join source of the 120 thousand flatlet in the hand to the market!

Among them, catenary home should roll out source of 80 thousand flatlet to the market, and this mere north capital, the whole nation calculates come down, does catenary home take below how many room? Should be at least 1 million.

Horse race of type of this kind of fission encircles the ground, just be the most terrible, because this is one does not have this buying and selling that cover interest, special be similar to P2P, should have in a steady stream only ceaseless new client enters the arena, p2P criterion forever brilliant; But once die dish, catenary home people explode the storehouse is absolutely comparative P2P is fiercer, this is not injustice really!

...

Everybody can calculate, the source of 80 thousand flatlet of Beijing, rent a house now all valence 5500 yuan, sheet covers a year with respect to 60 thousand, if wait for financial firm to borrow money to the bank, that is 4.8 billion yuan, the capital of this a huge sum, detain the hand in intermediary for the most part in.

This is equivalent to, freely and chorion people ABS business, cover the form of white wolf with empty-handed namely, a large number of covering take many loan fund to be used at dilate, transfer the risk to landlord to hire guest and bank, whole even society, leave oneself all profits!

And before this kind of mode is breaking down, have infinite duplicate capacity, this resembles Pang fraud, want to be able to be maintained only go down, with respect to can ceaseless dilate again outspread; Below this kind of circumstance, who can still compete with these intermediary, they are final unify all corners of the country, forestall rents the market, it is big probability incident!

Adopt loan, one-time call in the hire that rent a settle or live in a strange place, take new room source next again, how do you say those who rise to chummage is to go up? Take a room when an area especially after the quantity reachs certain proportion, can produce demonstrative effect, their raise up the price, other landlord can follow raise up the price, long renting apartment is not foolish absolutely Bai Tian, their present allowance and deficit, can says to put long term angle big fish.

Original, intermediary carries ABS business dish vivid capital flows, static next hearts will do housing to rent, also give no cause for more criticism! But each is weathy now, would rather raise up the price 50% also should grab room source, a hire the house of 6000, direct drive up goes to 9000 yuan; This kind is lost contend for sensibly grab, just may be crushing their last straw.

Original, intermediary photograph rents a house than the individual, a lot of more cost, for instance manpower, taxation, if return mad raise up the price, the result that brings about probably is, original 6000 yuan of houses, final cost wants 15 thousand, so excuse me, how does so tall cost intermediary earn come back?

The chummage of very much now city, already not low, it is with Beijing exemple, income of month of average per capita is about the same last year 10 thousand yuan, and every room rent exceeds 5000 yuan, even if cell also 3000 yuan of above, that is to say, the chummage level of Beijing, occupy income on average to achieve 1/3, very much even person is occupied 50% , had exceeded international cordon far.

Everybody feels domestic chummage has rise space, used level is to hire carry out comparing, but the problem is, room value is serious now bubble, hiring carry out to compare is serious and lack fidelity!

In successive years of price of past country house rises, chummage did not explode fry, is this why? Because house price is investment,taste, drum of capital of a lot of lever sends a flower; But chummage is to just needed, need true gold silver to buy sheet!

A lot of white-collars take out 50% salary now paying rent, do you feel hire rises does the space still have how old? You break up times look, then they are about starved to death street, coerce foreigner leaves big city namely finally!

Pan Shige says, chummage of Beijing Shanghai price should turn over one times again at least, long hire apartment to just can not have a deficit money; Below this or the case that take a room in existing price, if hire went up, landlord can raise price necessarily after. So, unless be the high profit of forestall, perhaps appear on the market to buy sheet through capital market, otherwise, long rent apartment people the likelihood is deficient money forever.

Accordingly, once chummage stops to rise even be issued to lower levels, perhaps provide loan fund without new leek, so, intermediary capital catenary ruptures suddenly probably, once intermediary cannot continue to pay landlord rent, can cause tremendous society queasy.

Long now hire apartment intermediary about a hundred a few, still each capital is in bee invade city, when capital ruptures, every bad Zhang is little criterion a few, many hundreds of on one billion two hundred and fifteen million seven hundred and fifty-two thousand one hundred and ninety-two, whole industry is at least -727379968, only one closes down, the chain that may cause entire industry dies dish, whole industry may cause chain to die dish, destroy force assuming color at P2P.

And intermediary once arms if hill falls,be defeated, those who come out to clear away remaining pieces is a government, the bank also should assume a lot of bad Zhang, a lot of hire a guest to want become destitute and homeless. . . !

So, relevant section moves in time, the standard is long rent apartment people outspread, prevent excessive horse race to encircle the ground, empty-handed covers white wolf, be no time to delay.

Otherwise, catenary home people the business that doing an a small investment brings a ten thousand-fold profit, succeeded can is more poisonous than peddling, was defeated to lose the risk to the society, arrive greatly even cannot fall, with this kidnap government. The commercial pattern of this kind of talent, become others really blunderbuss, next, it is moment overcorrect!