"Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. " these days, hu Jinghui of the vice-president before I love my home raised a storm of the market that rent about growing an opinion on public affairs that rents apartment.
Be in " who is pushed tall hire " below the circumstance that discussion sound grows in intensity, nobody notices far be in Hangzhou a limited company of science and technology of network of the home that it is a vessel (the following abbreviation " vessel home " ) long hire apartment firm to announce to go bankrupt, this go bankrupt incident is like flat Jing thunder, pull a people about finance + grow the vigilance that hires apartment pattern.
"Without Benmoli " outspread mode
Vessel home goes bankrupt, the owner that ever served to its and tenement left one ground chicken feather. The mode that this is about to be managed from its probably speaks of, tenement considers a gentleman to sign up for reporter introduction to Chinese estate, when renting a house at the outset, vessel home ever promise hires a guest to pay the means pay of one rent with detain, it is to let tenement use network loan below unwitting circumstance actually.
Hire guests to be bound through bank card decide the name is 51 return (now more the name is " love goes into the street " ) App is one-time paid vessel home rent, return every months again still give loan App corresponding amount. Nowadays, vessel home goes bankrupt easily, hire a guest to take the deposit that is less than go ahead of the rest to pay not only, still still should go into the street every months to love on time return money, and after landlord also did not receive what vessel home company should give hire, a few landlord had prepared to control a house.
As we have learned, vessel home goes bankrupt to have 4000 damage that rent a settle or live in a strange place about, involved network borrows platform to have 6, falling in love with a street among them is to hire a guest to bind calm most.
After the personage inside course of study is analysed, say, the management mode essence of vessel home is to use the credit that hires a guest, provide outspread fund to oneself, to hiring a firm can saying itself is " without Benmoli " . Current, a lot of other intermediary orgnaizations also are using this kind of method to serve as terms of payment, this kind of means can accelerate the steam again of company capital.
Going bankrupt after the announcement is released, a controller tells vessel home tenement directly: "Do not have gold of cash return a deposit, do not have money to retreat chummage more. Do not have money to retreat chummage more..
Current, the tenement of vessel home and owner comprised greatly small Wei Quanqun, be enlightened talks things over too or the way such as law redeems a loss.
An authoritative lawyer offerred a proposal: One, still be in lodger between the lease that make a room, landlord has no right to drive away lodger. Landlord should go the court sues hire of vessel home embezzlement, because chummage rights and interests belongs to landlord by vessel home illegal embezzlement, ordinal precede over goes bankrupt liquidation. If landlord drives away lodger, lodger can go public security mechanism or the access that forensic period appeals to to landlord encroachs lodger, requirement landlord pays the fee that generates because of moving; 2, although landlord and vessel home signed one-sided,terminate an agreement, be like " vessel home financial insolvency chummage, contract termination, call in by landlord proper motion since building this day " , the agreement also is invalid. The agreement that signs because of lodger and vessel home is advanced, the contract of landlord and intermediary cannot defy the 3rd person. If landlord drives away lodger, lodger can sue landlord tort; 3, after lodger lives to pay hire to expire, do not take away, landlord can sue lodger tort, apply for to enforce clear to retreat to the court. But lodger can go the court sues vessel home to compensate pays deposit and undertake responsibility of breach of contract. 4, whether does vessel home belong to bilk to be maintained very hard. Because of bilk must subjective ill will is advanced, the case of Home Dan Ding is more complex.
"Go bankrupt " suspicion in one's mind
On August 21, the dimension authority group that the partial tenement of vessel home forms will to court of people of division of Hangzhou city west lake report a case to the security authorities, also asked about the other information that goes bankrupt about vessel home from the court at the same time. Vessel home registers an address is west lake area, and court of west lake district expresses to did not receive its to go bankrupt application.
Chinese estate signs up for a reporter to be checked through weather eye, the enrollment that investigates this company time is 2016, at present grading is 84 minutes, the company was not cancelled, also do not have announcement of lawsuit, relevant court and modificatory record. And under one's name of Wei Yongfeng of company legal person still has 28 companies. In the meantime, have claim the personage of the employee before vessel home company explodes piece, vessel home is so called business continues just is this company changed a mec housing likely extremely.
For a short while, a lot of people became a victim. Landlord wants to control a house, tenement wants to stop caustic, and leasehold company already fund expenses, profess of the employee before vessel home company explode the person that expect also expresses, vessel home also defaulted the salary of major employee up to now.
They have a collective doubt, "The money of the finance company that vessel home company gets is true gold silver arrived Zhang, the net borrows the data signing a letter on company hand rent a settle or live in a strange place, hire a guest to living the house of landlord. Look be like is a business that rent a house, what earn actually is financial money, such ' without Benmoli ' below mode, how does the company say to closed down? Even if closed down, the fund that receives becomes air, did the world evaporate? Did the world evaporate??
Long hire apartment and P2P
Return begin, what Hu Jinghui says " long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. Explode than P2P certainly thunder is fiercer..
Actually, home of the vessel before this is passed because of defaulting hire capital ruptures, wei Yongfeng of this company legal person released announcement to say at this point on August 2, have misunderstanding among them, hope everybody does not want rumor of believe what one hears. On August 15, the owner that realizes the thing is not right and tenement drive vessel home bureau to dimension authority, they discover bureau already by vacaition, on-the-job still employee expresses, the company is in such condition already several days. Catch again, greeted one paper to go bankrupt announcement.
Victims discover, this a series of operations, unexpectedly with run the company of P2P conduct financial transactions before the road covers be exactly the same. The black intermediary on the makes one gun trade a place traditional sense that vessel home also is not people place acknowledge, what its release is relevant connect draft in, show its held water 2009, up to already developed by 2017 long hire apartment to exceed 5000, just obtained financing of class of brushstroke ten million Feburary this year, investment just builds an investment management limited company for Zhejiang.
Vessel home obtains financing autograph to arrange a ceremony
Chinese estate signs up for a reporter to inquire relevant data is learned, vessel home company has layer of a few main management, legal person Wei Yongfeng, tall Guan Xulan, Zhou Feng vasts, Fu Xiaojie.
Claim the personage of company in-house staff explodes makings say, the major asset of vessel home was gone to by move on Xu Lan head, registered a name to be estate intermediary company of Chang De for legal person with Xu Lan again, at present this company already had two doors store more even.
Current, reporter cannot with explode the Xu Lan in mouth of the person that expect gets in touch, the true bogus of this word also cannot confirm.
Vessel home is to go bankrupt after all, still coil money runnings road, still also be a mystery up to now.
"Financial credit + long rent apartment " mode secret worry
The Panshi that devotes oneself to the landed business that rent all the time towerings like a mountain peak in ever was being interviewed, express, "The price that rent a house breaks up again time still be lose money in business. " because if be the interest that generates from bank loan, according to the bank standard interest rate is 4.9% , the possibility is gotten actually 5% , 6% , with loan building apartment lease goes, return rate is top had not exceeded 1% , so this business is deficient.
Pan Shige did not mention the possibility this, the enterprise issues bond through ABS, undertake financing, do not need to be able to take money through the bank namely; Orgnaization of other perhaps finance offers repass ABS to borrow money to rent a settle or live in a strange place in installment, chummage is one-time give intermediary the company; Final, the accrual of the balance of chummage and loan makes the profit of ABS.
So look, this mode each takes what he needs, also not be worth bad-mouth. Can become a few dimensions are lesser, the renting company with financing young ability is joined come in, go easily slant. This kind of enterprise cannot issue bond, can follow only small finance company cooperates, below the circumstance that did not restrain, company controller is lazy at economize to avoid running short, want a sword to go slant sharp edge take money to run directly the circumstance of the road is not scarce also.
This year May, great Bear of dream of building intermediary orgnaization (Beijing) asset manages limited company to because be suspected of deceit hiring a guest to use,borrow money in installment pay chummage and complain, a lot of other intermediary orgnaizations also are using this kind of method to regard race to control as the means of the market.
This kind of mode is beyond question to growing the profit that hires apartment dilate, also alleviate on can certain level the hire pressure that rents a settle or live in a strange place. However, also the corrupt practice that somebody discovered this kind of mode.
Because do not need to pay directly, intermediary orgnaization is OK when collecting room source optional huff, landlord nature is glad, can be extremely tall hire backside, whether can be the house hired go out, here should make a question mark. After house lease goes, if intermediary orgnaization announces to go bankrupt, landlord, hire guest and net to borrow company tripartite to have be faced with losing likelihood.
Of course, damage is the biggest still is to rent a settle or live in a strange place. A bank signs up for reporter report to Chinese estate from personnel of course of study, this kind of mode will bring two kinds of bad influences to renting a settle or live in a strange place.
The first, amount is small, in the future standard approach loan has difficulty. The amount of hire credit is thousands of yuan go to tens of thousands of yuan normally, amount is very small, once appear on the record that sign a letter, of normal bank can think from personnel of course of study, so small specified amount is spent also need loan. Rent a settle or live in a strange place repay ability can be oppugned.
The 2nd, intermediate charge. Pay directly unlike oneself, small finance company can generate brushstroke interest, some interest are not small still, not be to one's profit.
Interview an end when, an attention grows the personage that hires house market to tell a reporter, long hire although apartment is innocent, but the person that cherish against the law or discipline often does not lack in the person of deal. Hire apartment ABS pattern to growing, cannot strangle directly, but growing hire house company all the way below the case that Gao Geyong takes, to managing medium flaw, black hole, be badly in need of a government superintending a branch to publish relevant policy to give as early as possible compasses make, undertake superintendency to relevant practitioner, prevent new financial fraud.
