The closest hire room discussion bubbling with noise, before comparing paragraph the P2P disturbance of time more affect popular feeling. Hire room army after all vast and mighty, can not afford a room, also hire a room did not rise?
One language is become augury, long hire apartment to explode really storehouse"Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer " . Hu Jinghui of the vice-president before I love my home is in individual media communicated the viewpoint on the meeting quite on August 17, be in some earlier moment is sensational still to a lot of people, lie between a few days only however, already had fresh example.
On August 20, a length of a limited company of science and technology of network of the home that it is a vessel of Hangzhou hires apartment firm to announce to go bankrupt, 4000 hire guest damage, involve 6 nets to borrow platform, falling in love with a street among them is to hire a guest to bind calm most. Going bankrupt after the announcement is released, a controller of vessel home tells tenement directly: "Do not have gold of cash return a deposit, do not have money to retreat chummage more. Do not have money to retreat chummage more..
The truth: Long is hiring apartment pattern to play finance?Rise in discussion hire the most enthusiastic when, I love the astonishing expression of one's political views of Hu Jinghui of the vice-president before my home, at a draught long hire apartment to procrastinate entered public opinion maelstrom.
Everybody knows the secret that this industry cannot describe eventually: Long renting apartment is not to play so manager business, play finance however.
House property intermediary is normal business flow is, intermediary is in charge of matching landlord and lodger, all hire are given directly by lodger landlord, they take intermediary cost only. But growing the mode that rents apartment is not so simple, what they let hire a guest to sign is contract of a loan actually. The rent that did acceptance to acquire financial company one year with individual credence borrows money, financial firm is one-time you the hire of these 12 months made medium entirely, next your month by month returns money to give finance the company.
Long hired apartment to collect 12 months rent, but pay landlord 3 months rent only every time, the 9 months chummage that remain, completely oneself are controlled, dimensions of race to control, do conduct financial transactions to wait a moment, want to work work.
Once the risk is exposed, what consequence can you have?Get finance, most be afraid that capital catenary ruptures, if grow,hire apartment firm to play was bungled, announce to go bankrupt, so landlord, hire guest and net to borrow company tripartite to have face a loss: Landlord receives less than length to hire apartment to contract money, want for certain hire a guest to evict, hire a guest to pay a net to lend a company " chummage " hind also won't move for certain, and follow-up net lends a company also chasing after for certain hire a guest to want debt.
So which went to this money? Very simple, intermediary spirit away, look be like overwhelm, snowball expands the intermediary company that rise euqally, rupture when capital catenary that momently, all did not remand loan becomes bad Zhang entirely, the world evaporated.
This bad Zhang, every company is little criterion a few hundreds of 100 million, if let them of such virus type again progenitive a few years, the likelihood is as high as thousands of 100 million very consummate -727379968, can long without any companies fill do not decline, one closes down, the chain that may cause entire industry dies dish, like be like P2P.
But the market that rent dies dish different, the loan fund that rents a settle or live in a strange place is whirled, this is the superintendency neglect one's duty with serious government, hire a guest to risking so big risk, do not have tall redound not only, and his itself also is the poorest poor people, choice month is hired borrow money even go what the month hires is general it is the youth with economic very finite actual strength, this is huge morality risk.
This kind compresses once the flaw risk that cheats fund of loan of social ground floor erupts in the round, can produce tremendous disturbance without doubt, money has been done not have on the Zhang face of intermediary, so on the head that pressure can change a government entirely.
How should we do?Above all, if you are landlord, want to grow mug-up, intermediary company at every turn the room that 30~50% of raise up the price will come to receive you, sign even long about, this is not to send money to give you for nothing, surely your burden risk changes this Qian Ken, if will come to intermediary company one day some to close down,capital catenary ruptures, and your house by a certain hire the loan hire that one-time lot left the settle or live in a strange place 5 years, then you are dumbfounded, this money is you come after all compensate, still be you come compensate, drive hire if the guest is so easy, house property of forensic on sale so won't cheap.
If you are to rent a settle or live in a strange place, so you also should grow mug-up, it is OK to look for intermediary company to rent a house, intermediary company makes your loan pays rent OK also, but must make clear Hunan, who does this loan make, it is to make landlord directly, still be intermediary him company go off with. If having an accident like this kind, landlord lodger is a victim, are you necessary to go burden this risk?
Finally, we should appeal a government, after intermediary company signs Fangyuan, era collects rent is not not OK, but this capital is mixed substantially share as good as of bicycle cash pledge, and the deposit that dimensions body measures Yuan Chao bicycle, must want so from severe superintend, special fund is special, each landlord is mandatory to grow the building that leases boarding house, no matter transform a few rooms, correspondence hires the guest's hire, want all correspondence to arrive of this landlord child go in account, should not infiltrate absolutely the account of intermediary company, control at will by them.