Draw near season of enter a school, partial college student encounters undesirable campus is borrowed, brought to campus security and student rights and interests damage badly. What is undesirable campus is borrowed? How to identify bilk shift? Campus borrows bilk alarm although affection gets keep within limits, but still need to raise vigilance, and bilk element intrigue is various, should add more be on guard.
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How to identify undesirable campus to borrow?
The name is " aid learn " , actually " group fund "
Illegal element often with family circumstances poverty, the undergraduate that takes an examination of big city from remote and out-of-the-way area especially is a target, in order to provide the name of stipend, requirement student assembles tuition appointed account ahead of schedule, use at " register one's status as a student successfully " .
The name is " alumnus " , actually " cheater "
Illegal element is sham student or alumnus identity, get credit, make use of " poundage " , " promotive telephone bill " wait for name, entice provide true identity information, sham identity cheats the money that borrow a ring.
The name is " part-time job " , actually " trap "
Illegal element is being hit " part-time job " , " brush sheet " , " invite applications for a job " perhaps earth up new banner, make use of promotes a society integrated ability or the name that earn pin money, coax is registered in loan platform and delimit loan turn to appoint Zhang date to regard as " bail " , or acceptance will put in the diddle capital such as breath of repayment of capital 's charge in installment.
The name is " do poineering work " , actually " accumulate wealth by unfair means "
Illegal element make use of invests name, hitting aid the banner that learn or does poineering work, in order to develop " get offline " etc pass sell kind, carry out accumulate wealth by unfair means of the bilk that pursue course.
The name is " help " , actually " leasehold "
The classmate requests hard beside, information of the student's identification card that uses you, Id helps him deal with " campus is borrowed " , " register network company " , stem from " personal loyalty " , tell a fellow student news, the result is chased after to incur debt became oneself.
How to treat campus to borrow?
The undergraduate wants true the economic actual strength that evaluates oneself, do not use credit the excessive spending of leasehold and contented oneself, want to learn the knowledge about leasehold consumption and financial venture more, value individual reputation, do not take credit spot; In the meantime, the identity document that does not want optional him loan is used to other, do not make the leasehold security of other at will, the illicit secret information that should not leak oneself and family at will more, lest be used by illegal element.
How vigilant and illegal net is borrowed, be on guard financial venture:
1. establishs reason to consume psychology, put an end to vanity to vie implicit undesirable phenomenon, avoid lead consumption and excessive spending, if have consumptive need truly, can explain to the parent the circumstance advances maintenance to perhaps appeal to teacher classmate, not credulous low interest avoids the leasehold platform advertisement with quick detain, avoid to fall into usurious trap.
2. should enhance study finance consumption and network safety knowledge, master the basic finance knowledge such as simple interest, compound interest, penalty due to breach of contract, fine for delaying payment, enhance knowledge of financial conduct financial transactions, rise to discriminate and be on guard the ability that is not the arm of the law to borrow bilk.
3. borrows a product to promoted network, do not trust blindly, especially vigilant acquaintance is promoted, do not fill in at will and divulge individual information.
4. wants comprehensive and reasonable the economic atmosphere that evaluates oneself, careful use campus is borrowed, when use credence is consumed, ought to the credit of businessman platform application with the bank orgnaization of compasses of preferential Xiang Zheng and good reputation serves, make reasonable consumption and reimbursement plan.
Alarm the flower reminds
Aggrandizement ego protects consciousness, safeguard oneself rights and interests. Want to raise vigilance, discretion uses individual information, do not fill in at will and divulge individual information, appropriate keeps Id, bank gets stuck. Do not lend other to use card of Id, bank stoutly. If because early days is scanty the worry that borrows at be on guard to already was immersed in undesirable net is medium, oneself rights and interests perhaps is about to suffer harm, answer to concern a situation in time to school report, seek door of the Ministry of Public Security intervene in order to safeguard oneself legitimate rights and interests.
