On August 20, the Central Bank releases " the 2nd quarter paid a system to run overall condition 2018 " show, this year 2 quarters, amount of hold of average per capita of our country credit card achieved the history highest value -- average everybody is 0.46 pieces, with before compare first quarter, increased 0.02 pieces, than 2017 the base grew 0.07 pieces. According to statistic, only last year a year of time, added credit card amount newly to exceed 110 million pieces, and with current growth career progress continues, the credit card this year is added fast or will innovate again tall.
So, why since a year of this many time, does everybody handle credit card in wild land? Above all country to expand inside need, carried out last year " the announcement that Chinese people bank concerns item about credit card business " (abbreviation " credit card is new compasses " ) , gave bank credit card the own right of the price. Dismiss specified number of reimbursement of breath period, lowest, overdraw of interest rate unlock, let a bank have space of huge put to good use, broke the situation of kilocalorie one side, begin individuation for the bank service, spread out poor dissimilation to offer a possibility.
And after the permission that gets center Mom, for credit card of race to control this huge market, each are big the bank also is riveting sufficient strong, pass the product of diversification and service, the credit card professional work that makes oneself obtains high speed growth. 2017, amount of 5 big credit card and loan amount got growing considerably compared to the same period, only industrial and commercial bank issued 23 million pieces of credit card. And photograph comparing is state-owned 5 big, the development of share-holding system bank is more swift and violent, almost each add the credit card amount of hair to be in 10 million pieces of above.
In addition, from 2017 second half of the year begins, the measure that the country published what a series of normative nets borrow platform, large quantities of one cruel nets borrow platform to be superintended by severity, the net borrows platform to be pounded certainly. The net that the home that borrows from the net releases this year borrows trade report not complete count can is informed, end this year July, the net shifts an industry amount of normal operation platform 1645, photograph comparing reduces 218 by June, annulus of brisk investment number compares the industry drop 18.13% , loan number declines 13.79% . This brought about a large number of demand to flow to a bank as much.
In each big bank is being grabbed extend credit card when, youth however already more and more put no less than money. A few days ago, ant gold is taken and Fu Daguo border releases 2018 " findings report of foreground of Chinese provide for the aged " in gave us one very the conclusion that plunges into a heart, in suffer visit 18 to 34 years old in the youth between, average each every months of deposit has 1339 yuan only. Flower, borrow, white, these lead spending pattern are stimulating credit card countless youths are bought dauntlessly buy, bring about them not to take money at all, want to rely on keep the wolf from the door of credit card ability even.
However, this one crowd thinks generally to want to have 1.63 million ability easy and comfortable and emeritus, if do not undertake,invest that is to say, those 20 years old begin to put money, should put to 80 years old of ability enough, this still is in take no account of place now the house before, car, child waits the youth below the circumstance of " of big hill of a lot of " . Accordingly, to contemporary youth, the consciousness that develops compulsive deposit and compulsive economy is very important.
Deposit and conduct financial transactions are not the issue that only wealthy talented person should consider, thousands of youth needs monthly pay likewise. Compulsive deposit can help us improve current consumptive habit, almost the first pail of gold of everybody is to rely on " assemble " to must come. If you insist to think you put no less than money, the means of settlement is very simple also: Give your Mom to keep pay check.
As to compulsive conduct financial transactions, also be to develop oneself fortune program ability, for the following fortune growth lays next foundations, the investment product with accordingly right choice is very main. Although you think you do not have knowledge of adequate conduct financial transactions, also can choose phoenix banking such investment platform, its case cast a doorsill low, still having a lot of " novices to enjoy the product of conduct financial transactions of " only, suit present youth investment very much.
Compulsive deposit and compulsive conduct financial transactions are both it is " of " reduce expenditure, it is " to open source " , can help a youth develop right consumptive idea not only, can turn round a lot of people to want to rely on the predicament that credit card lives more.
