Long hire house market one did not make the same score to rise again.
It is the vice-president before I love my home first Hu Jinghui cannon is long rent apartment, "Long hire apartment to explode storehouse, explode than P2P certainly thunder is fiercer. Explode than P2P certainly thunder is fiercer..
Then, come out again grow the message that hires apartment chorion, freely to be investigated, freely just just makes a response, hangzhou grows hire apartment firm to announce to go bankrupt again, make an appointment with loss of 4000 tenement incur!
Sign up for reporter report according to Chinese estate, on August 20, long hire limited company of science and technology of network of home of vessel of apartment firm Hangzhou to issue an announcement, say the company brings about capital to rupture because of managing not to be pooh-poohed, already suspended operation. Will introduce Shanghai contain group to manage a company to carry on as business square, carried on with relevant owner and tenement connection recently matters concerned.
Catenary of fund of vessel home boarding house ruptures, about 4000 tenement become the directest victim. Tenement people ineffable the network on the back borrows money, take the deposit that is less than go ahead of the rest to pay not only, even every months on time to APP (love goes into the street) return money.
The mode of Hangzhou vessel home is, tenement is hired should bind first calm " 51 return " (now more the name is " love goes into the street " ) the net borrows platform APP, one-time loan lease all amount, still borrow platform every months to the net again next.
Grow according to this kind hire apartment pattern, vessel home receives a net to lend the money of the company, the net borrows a company to obtain those who rent a settle or live in a strange place to ask for letter data and reimbursement, hire a guest to find a room easily, landlord takes chummage through vessel home. This looks be like is a business that rent a house, what earn actually is financial money, if capital catenary is abundant, this pattern is fundamental the buying and selling that is a make big profits with a small capital.
But, rupture as the capital catenary of vessel home, these hire also did not arrive actually in the hand of landlord, a few landlord had prepared to control a house.
On August 15, the netizen says, below the case that limited company of science and technology of network of Hangzhou vessel home already was accepting to hire guest hire, did not make hire landlord. Bring about landlord to rent enforce inside the room vacate a room, alarmed even local police station.
The victim expresses, do not have method to want to return loan really, as a result the afraidest thing happened! The contract of home of vessel of landlord compose a quarrel becomes invalid, next month chummage pays him directly, be equal to us to want to pay two rent, the loss is quick 20 thousand
On August 17, science and technology of vessel home network is located in edifice of glad of article of Hangzhou boast river the agency of 8 buildings, the landlord that before was being swarmed, will denounce a view and rent a settle or live in a strange place, but inside office division already the person goes building air, only remnant claims the staff member of company method Wu is opposite by serial number landlord and hire a guest to undertake modulatory or end an agreement, the spot still has a certain number of special alarm maintaining order.
Actually, it is early at the beginning of August, the negative news that has vessel home comes out. But Wei Yongfeng of person of vessel domestic discipline exercised by the head of a feudal household makes known his position to say at that time, the company closes down is start a rumour,
Nowadays, go bankrupt as Hangzhou vessel home, landlord wants to control a house, tenement wants to stop caustic, and leasehold company already fund expenses, profess of the employee before vessel home company explode the person that expect also expresses, vessel home also defaulted the salary of major employee up to now.
And the eye that seize a day is checked show, the enrollment of this company time is 2016, under one's name of Wei Yongfeng of company legal person still has 28 companies. In the meantime, have claim the personage of the employee before vessel home company explodes piece, vessel home is so called business continues just is this company changed a mec housing likely extremely.
Use credence of the person that rent a house to undertake deadline cover interest?
As long hire apartment incident quickness to ferment, niu Wenwen of president of poineering a dark horse says in the dispatch on friend circle, "A profession, if excessive gold melts, excessive put lever, inevitable meeting creates financial venture and social risk, destroy whole industry finally " .
He expresses, look be like ordinary building to rent intermediary, if advocate peace the room,the tool of not quite tall credit by finance of the person that rent a house magnifies N times, add lever financing ceaselessly from this then, so, everybody once explode,does not know thunder banking venture can be conducted affect degree of what domain, what.
Also the comment thinks, hangzhou vessel home is similar to freely or chorion this kind of mode. After taking loan, won't get on Qian Fang in Zhang, regard capital as money however, continue to be made an appointment with with landlord autograph. Actual it is to use the credit that hires a guest, provide patulous fund to oneself, the house till this city by occupational till.
In the bookshops guesses, this kind grows the credit that hires apartment mode to be suspected of using a large number of people that rent a house to do endorse, set take loan fund to be used at oneself development, mix venture move to landlord rent a settle or live in a strange place, and leave oneself the profit.
This kind of mode has a very apparent corrupt practice, be pair of capital then take up very big. Similar vessel home did not control good rhythm to explode storehouse. Before this, long hire a company " love apartment " already erupted for many times capital catenary ruptures the crisis, the very much even if that rent a settle or live in a strange place is retreated hire, still need capture to return hire to borrow.
The length on blast tuyere rents apartment
2017 this year second half of the year, come on stage as what a series of support housing hire the policy of hire, long lease apartment estate abrupt fire.
Construction bank took the lead in rolling out an individual to hire a room to borrow money " by house borrow " . Its basically are based on state of borrower financial condition, use " credit + assure " form, put according to the working fixed number of year of borrower, income, accumulation fund capture, the circumstance such as letter of Central Bank ask forring, can give deadline the 10 years longest, specified number degree highest 1 million yuan loan. After this, more and more banks begin to reduce this one market.
Besides the bank, beijing east, pay treasure and Baidu to begin to enter credit to hire room domain, "0 pay rent a house " " Fu Yi detain 0 " " need not cash pledge can be entered " wait for catchword common occurance. Pay treasure to also be mixed a few long hire apartment collaboration, want cent of sesame seed credence to exceed 600 only, organic meeting is enjoyed avoid cash pledge to rent a house.
In July 2018, look forward to of old brand room has be in harmony is achieved and new city accuses announce to enter in succession long hire apartment domain, so far, in the TOP50 of domestic house look forward to, already 20 are begun long hire apartment business.
Although industry foreground but period, but at present till still can give out without the enterprise clear profit pattern. Ego hematopoiesis function is insufficient, long hire apartment to be able to rely on outside give aid and support only, ceaseless financing. Start in what be eager to outspread dimensions especially and develop level.
According to statistic, collect Chinese style and dispersive type are long rent the TOP10 brand apartment with respective apartment financing amount is at present close already 15 billion yuan.
New city accuses an Ou Yangjie of senior vice president to this none dare not or would not speak up: "Come round to look from eye, the housing that rent cannot see profit pattern. The housing that rent cannot see profit pattern..
Virgin copartner Duan Chunhai represents hummer house, "Grow at present hire apartment domain to had not appeared enterprise of forestall sex bibcock, the contest that all market participator runs share of market of dimensions, race to control greatly in enlarge fast race phase.
Data of hummer house statistic shows, up to on May 31, TOP10 of apartment of dispersive type brand (apartment of home of ease of guest of freely, actor, chorion, young customer boarding house, fall in love with hire, demon flying apartment) , total financing finance is seven billion five hundred and seventy-nine million two hundred thousand yuan about;
And TOP10 of apartment of brand of collect Chinese style (apartment of feudal, An Xin, bay sheds magic square apartment, V international) financing amount is 7.115 billion yuan about.
Once financing not free, consequence is capital catenary ruptures, company equity is bought. Participator people be badly in need of because initial stage invests tool of big, finance to lag behind,be being solved the fund that create carries bottleneck.
Grow at present hire apartment to negotiable securities of financing of insurance fund, equity, capital is changed, financing of illicit collect fund, bank, protect manage to wait for means of several kinds of financing, but no matter why be planted financing means, to the dimensions of apartment operation square itself, hire the means such as cash shedding all has diverse demand.
The personage inside course of study expresses to the first finance and economics, of social capital enter, drive up grow those who rent apartment to take room cost, accumulate contained risk and the consumption before borrow be exactly the same.
Because hire the acquisition with room easier charge, can make the person that the part rents a house not self-conscious the abode that apt chooses to exceed oneself capacity, this also can be in virtually drive up the price of the market that rent, and do not eliminate person of wh some of which not to have countervail to return ability, form so called " second borrow " , produce risk of break a contact.
And to landlord, with long hired apartment autograph to fall to grow about, in case one of these day catenary of intermediary company capital ruptures closed down, hire rent already paid for the guest, how to do?
Afore-mentioned this kind looks seem absurd question, each person that is worth to go up in this industry catenary is thoughtful.