We had heard of, credit card was sealed, what is Feng Ka?
Very simple, it is credit card cannot continue to use again, was frozen by bank one-sided. Because held card to appear,be normally exceed the time limit, perhaps be suspected of covering show behaviour, again or credit card occurrence risk.
Between the process of daily use credit card, online go up in the consumption below the line, you also fear your which brushstroke Fair is stared at to go up by the bank, worry about the problem ~ that passes to be sealed to get stuck
What circumstance can seal card
1, exceed the time limit
What should say above all is problem of exceed the time limit. Credit card now and then occurrence exceed the time limit can not bring about Feng Ka, pay a few interest namely at most. But if pass a short message to remind, the phone is urged close after waiting, still return money without countervail, successive 2 period Zhang are onefold straight not reimbursement, that is about to give an issue.
The bank can freeze your credit card directly at that time, right now, credit card can enter Zhang to cannot be consumed only, that is to say, you can reimbursement, cannot continue to brush card to use. After countervail pays off debt, partial bank is OK solution seals.
2, cover now
The essence of credit card is consumption, if be had to cover by bank suspicion,show behaviour, perhaps have other violate compasses act, with respect to can direct Feng Ka.
For instance, your credit card every month is to be the same as a pen big brush empty, long-term sky is covered, be accused very easily by the wind of the bank systematic identifying comes out.
3, risk problem
Identify the risk of credit card existence of the person that hold card, trade for instance appear unusual, the suspicion that be brushed by pilfer waits, the bank blocks the person's rights and interests to protect shield and sustain, also can take Feng Ka's step.
If trade,be for oneself, can show a case in order to call a bank, can remove Feng Ka.
Credit card is sealed to meet does the influence sign a letter
This problem cannot enough treat as the same, need particular case concrete analysis.
To the first kind of circumstance, because exceed the time limit causes credit card to seal card, inevitable meeting is right of the individual ask for a letter to cause an effect, credit card exceed the time limit can reflect the credit in the individual among the record.
Other condition seals card, it is to reflect what do not come out in credit report, but go in hairpin internal system is to real reason is recorded, the predestined relationship is not had with this after be afraid, did not affect to other bank credit card applies for and raising the specified number.
How does Feng Ka hind remove
1, application gets stuck newly
Go up through the net or bank bar, file a piece of new credit card afresh in this bank, card is planted cannot get stuck with what be sealed same.
2, offer trade bill
This method applies to the credit card that is covered to show by bank suspicion, dial customer service phone to say him credit card was sealed directly, customer service can let hold calorie of person to offer consumptive bill and POS autograph to buy sheet, as long as can be suspected of cover that showing consumption to open a normal bill and POS autograph to buy sheet to be sent through fax or scanning to bank mailbox OK.
3, cross an area to restrict automatic solution to seal
Generally speaking, if credit card appears suddenly cross a region or the consumption outside the condition trades, the bank stems from protection to hold the possibility that credit card blocking a person is brushed by pilfer, meeting general holds the credit card of calorie of person to seal card, contact the person that hold card through the phone next, affirming is the meeting after he trade automatic solution is sealed.
4, customer service phone affirms solution is sealed
If you are sealed to get stuck because of exceed the time limit, can call customer service, show oneself case, after assuring won't recommit, generally speaking major bank can be solved, but premise is serious exceed the time limit.
Do you know which bank wind accuses the most severe? The netizen thinks to rank should be such: Hand in travel of travel, Bank of China, action, Construction Bank...
Do you think which bank wind accuses stricter?
