No matter be gens having a car, believe everybody has listened to perhaps had seen car exhibition hall is being hit for certain avoid breath the ad that buys a car to come home, it is to make a person enchanted very! Nowadays avoiding breath car to borrow is to show credit card instalment buys a car commonly, the person that buy a car need not pay interest to the businessman. So, it is true that these avoid breath car to borrow?
Above all, application avoids breath car to borrow see poundage first: The instalment that there is one part model only on the market at present is to avoid accrual to avoid poundage again. Although be 0 interest rate,a lot of credit card buy a car in installment, but the client should pay certain poundage, credit card buys car poundage in installment is commonly when paying a period month to offer, one-time pay end.
Next, application avoids breath car loan to pay close attention to insurance: Before because be in,consumer pays off loan, the car still belongs a bank all, so silver-colored guild puts forward to defend the measure of the risk, let consumer buy numerous insurance. Can let a client protect the following danger to plant for instance: Danger of responsibility of a third party 1 million yuan, car caustic danger (sum is protected) , pilfer rush to deal with an emergency (sum is protected) etc. When consumer should choose to avoid breath car to borrow money, might as well read the article careful, compare cost to make a decision again.
Besides, make clear even as consumer car privilege extent. As we have learned, the privilege that at present car business has avoiding ceasing borrowing money the activity cannot enjoy other such as to depreciate again to a few models, although avoid breath car to borrow,can save many accrual, but the poundage of businessman collection may be met with depreciate privilege is about the same, still have taller than privilege possibility probably. Accordingly, look was like consumer to get benefit, may let consumer actually pay more for this privilege. It is with the car price of 100 thousand exemple, and the privilege that the car has 15 thousand, application was obtained avoid breath car to consume loan, but the car that bought 85 thousand yuan with 100 thousand yuan price actually, overpay 15 thousand yuan. If regard the car that pays inside 3 years as to shift interest 15 thousand yuan, so annual interest rate is as high as 17.9% . From the point of this angle, car abet is used " avoid breath car to borrow " average car borrows defray outclass.
Will look from this, to achieve sales promotion goal, many financial industries were rolled out " avoid breath " loan. But part " avoid breath " loan is actual come true with sacrificial privilege. Additional, still have a few " avoid breath " although loan is avoided breath, but also pay charge of one part formalities. Accordingly, "Avoid breath " whether is loan avoided really cease to also need deliberate. Of course, when car city is stagnant, also car look forward to is rolled out true " avoid breath " loan quickens sales promotion. If this kind of opportunity is come up against, the proposal tries loan to buy a car.