The user that has used credit product knows, once went up to ask for letter blacklist, was equal to demand of the following loan to be sentenced completely capital punishment, want to apply for loan to be hard to go up again blue sky, but majority user does not know, do not sign a letter only nowadays this one blacklist, the following these blacklist, if you are unfortunate by nominative, will apply for loan again hard likewise, follow give change elder brother to look together!
1, the blacklist that sign a letter
Ask for letter blacklist
The blacklist that sign a letter calls Laolai blacklist again, it is the usurer that points to to borrowing money or is behavior of great exceed the time limit to be carried out by the court in credit card use process, once went up this blacklist, nevering mention it is loan, the following life will be restricted everywhere, cannot take plane tall iron again for instance, limitation leaves the country and travel, limitative consumption is waited a moment, meet even disaster and children, affect obtain employment of enter a higher school and enrollment issue.
2, asset freezes blacklist
Asset freezes blacklist
Asset freezes blacklist is to point to asset is frozen by the bank, the account of usurer will not undertake finance affairs current, this states usurer has reimbursement capacity very hard, accordingly, when this kind of usurer applies for loan, the odds that can pass examine and verify special small. Asset freezes blacklist to include a court to freeze, the tax authority is frozen and door of The Ministry of Commerce and Industry is frozen etc, when problem of frozen of user occurrence asset, explain its may be put in the problem of credit and bearing respect, borrow money to give such user the risk too tall, the bank can refuse commonly.
3, the court carries out record blacklist
The court carries out record blacklist
The court carries out record blacklist is to point to had happened for many times economic dispute, often come in and go out the crowd that the court engages in a lawsuit, such crowd court be duped to do all in the day's work, produce economic problem likely to perhaps be broken off at any time economic origin, dispute a kind of group of constant danger, accordingly, bank and all sorts of credit orgnaizations reclaim for what safeguard borrows money rate, do not be willing to cooperate with such user.
4, district blacklist
District blacklist
District blacklist is to point to had happened to cheat inside some area borrow, exceed the time limit, be in debt the user that cost passes advanced question, be pulled by district loan orgnaization this locality blacklist, once went up such blacklist, the following loan applies for to also can be affected.
5, bully bilk is borrowed ban blacklist of a person of same business
Bully bilk is borrowed ban blacklist of a person of same business
There is a lot of tripartite to turn over con platform on market nowadays, the exceed the time limit that supervisory move occurs on market, cheat borrow wait for behavior, once usurer because exceed the time limit, cheat borrow, wait for behavior to be labelled by platform of this kind of tripartite false, be equal to was infiltrated loan blacklist, because tripartite turns over the platform data of con platform,share with loan platform, once loan platform sees the user is put in exceed the time limit and fraudulent action, natural meeting rejects the application of this user at once.
6, industry blacklist
Industry blacklist
It is bank loan or civilian loan orgnaization no matter, the metropolis is a few righter specific industry stay at a respectful distance from sb, this is one won'ts do civil the regulation that is acquiesced again however. Normally, pursue tall danger trade, be like: Course of study of colliery, blame colliery, folk blows up the industry, tall pollution industry, wait like chemical industry, steely industry, nonferrous metal industry, recreational industry, and of all sorts of bar, massage inn from personnel of course of study, be included industry blacklist, but this blacklist also is not absolutely, can undertake adjustment according to the particular case of the user sometimes.
7, sensitive area blacklist
Sensitive area blacklist
Sensitive area blacklist includes two kinds of cases: Remote region and had happened to cheat borrowed area badly.
Remote region lags behind as a result of science and technology, journey is out-of-the-way, once produce an user to reject the condition of reimbursement, loan orgnaization finds him user very hard again, and because be located in out-of-the-way, of loan orgnaization urge receive a branch to also act hard, appear to avoid accordingly such consequence, loan orgnaization is met careful to the user of this kind of area processing.
Had happened to cheat borrowed area badly, such news often can be heard previously, some area a certain village or a certain town child, rely on to cheat borrow make a living, when and should be urged receiving personnel to come, receive personnel to roughhouse to urging even, bring about loan to reclaim hard, bank and loan orgnaization to avoid later recurrent this kind of circumstance, can consider direct even refus to borrow cautiously to the user of this area, this also brings about local masses innocent suffer embroil.
8, a loner blacklist
A loner blacklist
When loan user applies for loan, normally need fills in family information, what get on even the network is small cash borrows platform, also need address book of user of examine and verify, accordingly, if an user does not have children of parental brother spouse, he goes applying for loan to be able to be rejected very easily. Because such user stability is not tall, once carry a paragraph to run road, the bank can contact him usurer without any methods, such user risk is too big, because this tells regular meeting,be rejected.
Give change elder brother has a word to say: Although different blacklist has such, but, want you to honor the agreement actively in the process of use loan only, do not produce the situation of exceed the time limit as far as possible, although produced exceed the time limit, also need not worry, contact with loan orgnaization as early as possible, express oneself reimbursement intention, request loan orgnaization extends reimbursement deadline or derate accrual, active on time reimbursement is good, want to hold to reimbursement only, won't loan orgnaization embarrasses you, loan blacklist also can be far from you.
