The near future, the silver-colored meeting that keep watch sends force suddenly, requirement all person insurance company, undertake checking to the life insurance product of oneself, it is exceedingly wide that covered range can say, involved serious illness risk, birthday danger, annuity danger, medical treatment danger, accident danger to wait to follow the product related the person so, the so silver-colored meeting that keep watch so do, what is affected to us?
The first, await period what must not set is too long, and await period give a line to must not deduct insurance cost. We know, insurance company is protected to prevent our ill will to cheat, it is to need to install to await period, but some companies can await this period those who set is particularly long.
For example, some old age prevent cancerous risk, await period what have a year actually is long, even some of insurance company awaits to lengthen period, go up with protecting the forehead to add actually come misdirect consumer, await period protect the forehead one year to go up one times, highest likelihood goes up 3 times etc.
After so this regulation comes out, our await period also need not so long, the most important is, await later period be or get out of danger, we can take redound upon to expend, also won't be buckled to expend by insurance company ill will again.
The 2nd, material of compensate of birthday danger manage decreased apparently. Birthday danger manages before compensate when, greater part insurance company can ask we are offerred cremation, mortuary wait for unreasonable material, did not need now, and manage compensate gold cannot manage group by group compensate, need one-time compensate to give us.
The 3rd, serious illness risk cannot have live period requirement. Had told before, diagnose of serious illness risk namely compensate is one-sided view, because insurance company of a few diseases can ask to achieve proper time, say to survive for example compensate of 180 talents manage, lived 90 days only not compensate. But washed-up now, cannot this lives period requirement.
The 4th, insurance product must not too complex. Believe major ordinary common people looks not to know the clause of insurance product, the provision is complex it is everybody is accepted, do not take care to be covered by insurance company road.
Say so, what the silver-colored now meeting that keep watch asks insurance company sets product provision is straightaway, tell the truth I looked, the product that new regulation accords with on market does not have a few, had bought quite safe friends to be at ease nevertheless, the product is rectified and can not affect our guarantee slip interest.
In addition, carry to everybody here wake, special period is not given to cover a region, if insurance agent says to you some insurance product wants to stop recently,made work, need not manage he, what because stop,make work is likely it is unqualified product, fasten rapid move to buy sheet.
