Beijing of Chinese economy net on September 3 dispatch (reporter Hua Qingjian) A appear on the market newspaper of bank half an year has received an official, 5 big average day earn 3.166 billion yuan, profitable ability as before driving. On the whole, profit of 5 big net is added fast return 4% above, bad loan leads collective fall after a rise.
This year first half of the year, profit of net of partner of parent company of vest in of bank of industrial and commercial bank, agriculture bank, Bank of China, construction, transportation bank is one hundred and sixty billion four hundred and forty-two million yuan respectively, one hundred and fifteen billion seven hundred and eighty-nine million yuan, one hundred and nine billion and eighty-eight million yuan, one hundred and forty-seven billion and twenty-seven million yuan, forty billion seven hundred and seventy-one million yuan;
5 big in, traffic bank drops out in the round. Net first half of the year gain adds traffic bank fast by 4.61% mat 5 big. Battalion controls an aspect, traffic bank is exclusive a battalion closes add fast compared to the same period reductive bank. This year first half of the year, traffic bank implementation does business receive one hundred and one billion eight hundred and sixty-five million yuan, decrease compared to the same period 1.78% . Traffic bank explanation says, of business income decrease to basically come from interest net income decrease, interest net income is occupied in traffic bank business income than nearly 60% .
Traffic bank business income and net gain all not enemy share travel bibcock enrols merchant bank. The bank that enrol business realizes business income first half of the year this year one hundred and twenty-six billion one hundred and forty-six million yuan, the net gain of partner of vest in one's own profession forty-four billion seven hundred and fifty-six million yuan.
Up to this year in June end, capital of enough rate, one class leads the capital of traffic bank amply, one class capital leads core to be respectively amply 13.86% , 11.69% , 10.63% , lead Bank of China of summary prep above amply besides capital 0.08 percent, the one class capital of traffic bank is adequate one class capital leads rate, core amply all not as good as other 4 big.
Bad loan respect, rate of 5 big bad loan all falls, and all release under the silver-colored meeting that keep watch bad loan led 2 quarters commercial bank 2018 1.86% . Up to in June end, bad loan rate is bank of industrial and commercial bank, agriculture bank, Bank of China, construction, transportation bank respectively 1.54% , 1.62% , 1.43% , 1.48% , 1.49% . Notable is, industrial and commercial bank is bad loan rate is already successive 6 quarters drop.
Net profit adds fast: Bank of the strongest liaison man pays agricultural bank bottom
This year first half of the year, industrial and commercial bank realizes business income three hundred and eighty-seven billion four hundred and fifty-one million yuan, grow 7.0% compared to the same period; Agricultural bank realizes business income three hundred and six billion three hundred and two million yuan, grow 10.6% compared to the same period; The Bank of China realizes business income two hundred and fifty-one billion four hundred and forty-seven million yuan, increase compared to the same period 1.29% ; Construction bank realizes business income three hundred and thirty-nine billion nine hundred and three million yuan, grow 6.09% compared to the same period; decrease compared to the same period 1.78% .
Traffic bank expresses, of business income decrease to basically come from interest net income decrease, traffic bank realizes interest net income first half of the year sixty billion six hundred and fifty-eight million yuan, reduce 675 million yuan compared to the same period, occupy mediumly in business income than for 59.55% .
This year first half of the year, net income of interest of bank of industrial and commercial bank, agriculture bank, Bank of China, construction all achieves the growth of 7% above. Among them, this year first half of the year, industrial and commercial bank realizes interest net income two hundred and seventy-seven billion six hundred and sixteen million yuan, increase twenty-six billion six hundred and ninety-four million yuan compared to the same period, grow 10.6% . Agricultural bank realizes interest net income two hundred and thirty-three billion eight hundred and thirty-three million yuan, increase 22.51 billion yuan compared to the same period, grow 10.7% . The Bank of China realizes interest net income one hundred and seventy-six billion seven hundred and one million yuan, increase eleven billion six hundred and fifty-nine million yuan compared to the same period, grow 7.06% . Construction bank realizes interest net income two hundred and thirty-nine billion four hundred and eighty-six million yuan, amplitude 9.93% .
Half an year signs up for data to show, profit of 5 big net is added fast all exceed 4% . First half of the year, the net gain of partner of parent company of vest in of implementation of industrial and commercial bank one hundred and sixty billion four hundred and forty-two million yuan, grow 4.87% compared to the same period. The net gain of partner of parent company of vest in of agricultural bank implementation one hundred and fifteen billion seven hundred and eighty-nine million yuan, grow 6.63% compared to the same period. The net gain with possessory parent company of vest in of implementation of Bank of China one hundred and nine billion and eighty-eight million yuan, grow 5.21% compared to the same period. The net gain that builds a bank to realize partner of vest in one's own profession one hundred and forty-seven billion and twenty-seven million yuan, grow 6.28% compared to the same period. Profit of net of partner of parent company of vest in of traffic bank implementation forty billion seven hundred and seventy-one million yuan, grow 4.61% compared to the same period.
Industrial and commercial bank still " most make money " , with one hundred and sixty billion four hundred and forty-two million yuan net profit to lead. Add from net profit fast look, agricultural bank is the fastest, traffic bank pays a copy.
Asset dimensions respect, up to in June end, total assets of industrial and commercial bank 27.3 trillion yuan, than going up year end grows 4.7% ; Always be in debt 25.11 trillion yuan, than going up year end grows 4.9% . Agricultural bank total assets is 21.92 trillion yuan, relatively on year end grows 4.1% . Total of capital of Bank of China 20.29 trillion yuan, indebted and aggregate 18.68 trillion yuan, than going up year end grows respectively 4.25% with 4.44% , add fast keep reasonable and dovish. Total of construction bank assets amounts to 22.81 trillion yuan, relatively on year end increases six hundred and eighty billion seven hundred and ninety-nine million yuan, amplitude is 3.08% ; Indebted amount 20.94 trillion yuan, relatively on year end increases six hundred and twelve billion and forty-nine million yuan, amplitude 3.01% . Total of traffic bank assets achieves 9.32 trillion yuan, relatively on year end increases two hundred and eighty-four billion four hundred and fifty-three million yuan, amplitude is 3.15% ; Indebted amount is 8.65 trillion yuan, relatively on year end increases two hundred and ninety billion six hundred and sixty-three million yuan, amplitude 3.48% .
5 big bad loan lead collective fall after a rise
5 big bad loan lead collective fall after a rise. Up to this year in June end, bad loan rate is bank of industrial and commercial bank, agriculture bank, Bank of China, construction, transportation bank respectively 1.54% , 1.62% , 1.43% , 1.48% , 1.49% , relatively on year end drops respectively 0.01 0.01 0.02 0.19 0.01 percent, percent, percent, percent, percent.
Specific in light of, up to in June end, industrial and commercial bank is bad loan remaining sum two hundred and twenty-nine billion nine hundred and seventy-six million yuan, relatively on year end increases 8.988 billion yuan; Bad loan is led relatively on year end drops 0.01 percent come 1.54% , successive 6 quarters drop; Dial equipment to enclothe rate amount to 173.21% , the risk touchs filling ability to promote steadily; Capital is led amply 14.73% , one class capital is led amply 12.81% , one class capital leads core amply 12.33% .
Agricultural bank is bad loan remaining sum one hundred and eighty-five billion eight hundred and ninety-five million yuan, relatively on year end reduces 8.137 billion yuan; Bad loan is led 1.62% , relatively on year end drops 0.19 percent; Dial equipment to enclothe rate for 248.40% , relatively end rose last year about 40 percent. One class capital leads core amply, enough rate, capital leads one class capital to be respectively amply 11.19% , 11.79% with 14.77% , all relatively end promoted somewhat last year.
The Bank of China is undesirable loan remaining sum one hundred and sixty-three billion three hundred and four million yuan, than going up year end increases 4.835 billion yuan; Bad loan is led 1.43% , than going up year end drops 0.02 percent; Bad loan dials equipment to enclothe rate 164.79% ; Capital is led amply 13.78% , one class capital is led amply 11.82% , one class capital leads core amply 10.99% .
Construction bank is bad loan remaining sum one hundred and ninety-eight billion seven hundred and fifty-four million yuan, relatively on year end increases 6.463 billion yuan; Bad loan is led 1.48% , relatively on year end drops 0.01 percent; Pay close attention to kind of loan to occupy than 2.82% , relatively on year end drops 0.01 percent; Dial equipment to enclothe rate 193.16% ; Capital is led amply 15.64% , one class capital is led amply 13.68% , one class capital leads core amply 13.08% .
Rate of bad loan remaining sum, bad loan is traffic bank respectively the RMB is mixed seventy-one billion five hundred and twelve million yuan 1.49% , relatively on year end increases a RMB 3.006 billion yuan are mixed drop 0.01 percent; Dial equipment to enclothe rate 170.98% , relatively the corresponding period rose last year 16.25 percent. Capital of enough rate, one class leads the capital of traffic bank amply, one class capital leads core to be respectively amply 13.86% , 11.69% , 10.63% .
Add: 5 big half an year signed up for data 2018