Chen Zhen cannot think of, he is in " love apartment " rented a house, not only lease did not arrive to be evicted to come by landlord, still want to return in the loan that fine long hair carried 4 months on the back below unwitting circumstance.
The near future, much ground frequency is sent " hire a room to borrow " the dispute that bring about. It is reported,
Revulsive loan is dealt with secretly
Chen Zhen last year in August with " love apartment " the orgnaization that rent signed a year of contract, just lived small half an year, as a result of " love apartment " go bankrupt, stop to pay rent to landlord, chen Zhen's landlord did not get rent with 2 months for, drive away him forcibly.
Chen Zhen says, before the autograph is made an appointment with, the salesperson is ceaseless and revulsive he uses the means that pays by the month to pay rent, the mobile phone is taken away in order to help him for the operation next. After be being evicted by landlord, he just knows, the salesperson takes the advantage of his carelessly, in " flat well month pays " go up to applied for to handle the loan that rent a house with his identity information.
To Chen Zhen, losing is 4000 yuan of cash pledge not just, be affected to avoid an individual to sign a letter, he must continue to repay the loan that goes a few months.
Chen Zhen's landlord also thinks he is a victim. He says, just signed 3 years of agreements with apartment management, successive later 2 many months did not get rent, "Search so like me ' love apartment ' the landlord that thought fors the time being has many, we can call in only now the house reduces a loss. We can call in only now the house reduces a loss..
Recently, beijing, Shanghai, Hangzhou and Wuhan and other places all have the report that rent a settle or live in a strange place, in fine long hair unwitting circumstance falls to be rented enterprise " next covering " the loan on the back. A lot of people are not reasonable, with long hire apartment autograph to make an appointment with " pay rent " how to become a net to lend a company " still borrow money " ?
"New China viewpoint " the reporter investigates discovery, use " hire a room to borrow " the length of mode hires apartment to be absent a few. Apartment of freely, chorion, I love my home " photograph contain " , apartment of bay shedding international, " fall in love with hire " wait for the enterprise that rent to all have " hire a room to borrow " .
The reporter leafs through much parent to hire discovery of apartment lease contract, all allude almost among them " cooperate with orgnaization of tripartite finance in installment product " rent terms of payment. If hire a guest to read a contract not carefully, see alleged chummage very hard in installment the product is loan of a kind of consumption actually. Hire a guest to deal with " hire a room to borrow " later, the net borrows an orgnaization all chummage inside meeting general lease is one-time turn to the enterprise that rent, make the loan that rents a settle or live in a strange place. Be like " fall in love with hire " mention expressly in lease contract: The way that generation of gold of as a way of of network merchant bank pays will in installment total amount is one-time pay to company account.
The reporter investigates discovery, some enterprises that rent are conducting loan process to rent a settle or live in a strange place in, do not fulfill tell obligation, adopt all sorts of furtive measures however, use the information that rent a settle or live in a strange place to deal with loan procedures. Some hire a company with " tripartite is superintended in order to ensure bilateral financing safety " , if do not choose a month to pay,raise the argument such as valence the revulsive loan that rent a settle or live in a strange place, the orgnaization such as bay shedding hires a guest compulsively even to must use the form of loan to pay rent.
Financing of the industry that rent increases the risk that rent a settle or live in a strange place
Why to grow hire apartment to be fond of promotion to borrow money in installment? The expert thinks, tool of finance of have the aid of, the enterprise that rent can precipitate in great quantities capital, increase capital lever, accelerate outspread rate. The company that rent expands dimensions through financing, have the market major house source, acquire hire price right more easily.
The reporter investigates discovery, "Hire a room to borrow " overspend finance lever, increased housing to rent enterprise and the risk that rent a settle or live in a strange place. One grows hire apartment operation controller to tell a reporter, after hiring contract of the loan below guest and financial orgnaization autograph, the orgnaization that rent is equivalent to obtaining " again financing " , and open " take a room - rental - financing - take a room again " circular mode. Once manage not to be pooh-poohed, with respect to the circumstance that catenary of likelihood occurrence capital ruptures, organic even compose can coil money runnings road, direct victim is broad rent a settle or live in a strange place.
Hangzhou vessel home has more than 5000 to grow rent apartment, shanghai " love apartment " have more than 4000 to grow rent apartment, at present business of these two operation all ruptures because of capital catenary go bankrupt. As a result of the chummage of non-payment landlord, ministry sublease guest is swept the floor to go out, but hire guests to still need capture to return undue loan.
"Hire a room to borrow " wander in " gray region "
This kind lets rent a settle or live in a strange place not know the inside story " be borrowed money " behavior itself is suspected of con. Institute of finance of the Chinese Academy of Social Sciences law and Yin Zhentao of financial lab vice director think, loan behavior itself becomes hire to be suspected of secretly below the circumstance that stays in chummage hire enterprise not to know in tenement con, must punish severely. Partner of office of attorney of Shanghai China flourish makes a peak express, "This kind of mode is to hire a guest to grow in the side with individual credence actually hire apartment industry to borrow money, encroached the rights and interests that rents a settle or live in a strange place badly. Encroached the rights and interests that rents a settle or live in a strange place badly..
Suffer visit an expert to think generally, "Hire a room to borrow " kind loan wanders in " gray region " . As we have learned, current, in the light of " hire a room to borrow " , the city such as Beijing, Shanghai and Xi'an already started investigation. In August, beijing lives build appoint relevant controller emphasizes, will severe the financing source that investigates intermediary orgnaization and flow direction; Shanghai asks each area hires business of standard of the management mode of the enterprise, behavior, financing to wait for a circumstance to Shanghai representative classics, in developing market special inspection; Xi'an city makes clear a requirement, signed housing rents a contract to must not involve housing to rent hire to borrow money relevant content.
