Recently, platform declare establishs an Internet birthday danger of Hong Kong that is Blue, churn one Chichun water.
By safe, capital, science and technology couplet of 3 big tycoons is sleeved this the platform of Internet birthday danger that match and becomes, won't be simple snipe trial and error.
No matter be the Yingjiehua of experience of 300 years of insurance, all still enjoy the tall Ling sth used to one's own advantage of Chinese Internet bonus, also or gregarious tycoon Tecent, the person that be sought is big.
Wait for the money danger that can standardize relative to flow of compensate of product, manage, nonstandard the birthday danger that change is having larger body amount, also having the way that harder Internet transforms.
The cash that the capacious, billow of birthday danger does not cease flows, reach the liquidity demand that accords with any capital almost, it is place of favour of tycoon of numerous science and technology.
Can capture Internet birthday danger person, having brilliant imaginary space undoubtedly. Of company of risk of an Internet money appear on the market in harbor, had created the myth of a paragraph of market prise.
01
Who is Blue?
The Internet birthday danger that by Yingjiehua, Tecent, tall Ling capital is in Hong Kong one to hold water platform. Among them, 3 enterprises oppose a scale 20 ％ -- 40 ％ differ.
Ying Jiehua (English abbreviation " AVIVA " ) , the insurance company of 500 strong level of world, achieve distribution of world much ground, it is domestic old brand of life of Sino-British person of company of joint-stock birthday risk foreign partner. AVIVA held water 1696, it is England the biggest, the 6th big insurance of world group. Be good at business way, birthday danger product and annuities business.
Tecent, sit with QQ, small letter have 1.8 billion months of vivid users, the large flow of Chinese market advocate. Regard domestic Internet as one of two big tycoons, tecent also is the world of before the rank 10 appear on the market company, rank the whole world for a time the 4th, market prise crosses 500 billion U.S. dollor. Relative to the number of rigid, two big Internet tycoons of domestic all are having the heart of provider of infrastructure of an Internet times, they are in thereby pay, the domain such as city of retail, wisdom, medical treatment is having extensive mint investment.
As to the tall Ling capital that established 2005, it may be said all enjoys the bonus of times of Chinese Internet, mobile Internet, invested major country almost tycoon of new old Internet, like Baidu, Tecent, Beijing east, carry Cheng, go drop of where, drop gives travel, beautiful group, rub do obeisance to bicycle. . . . . . The capital dimensions that manages at present exceeds 50 billion U.S. dollor, investment covers medical treatment healthy, TMT, consumption and retail, advanced make, the domain such as finance and company service.
This group of insurance + capital + the person that the combination of discharge and technology is sought, blue official net gave definite way:
"The breakthrough is traditional " , " new insurance experiences " waiting for a word is the place that deserves attention, see those who seem archives style use word backside, representing 3 afore-mentioned partner to manage mode to traditional life danger, break through the reflection of the respect with Internet birthday danger.
02
How is Internet birthday danger hit?
Our story
Safe, can provide safeguard for oneself and true love. But, buy insurance absolutely not simple. Complex provision, lengthy procedures, many file, often let you deeply its are irritated.
We are dedicated to changing all these.
Blue, for complete harbor on first net life-insurance company brand, offer simple and easy and flexible safeguard plan, absolutely not collection commission.
Choose Blue, you need to answer simple question on the net only, can obtain safeguard instantly.
We believe, understand your own need more than you without the person. Blue, the life that lets you becomes simpler.
Blue provides literary, humanitarian self introduction this quite, fine read under during can be being caught accumulate contained train of thought perhaps says ambition.
3 office sign is red just be place of camp of major of traditional life danger, perhaps say the ground that consumer denounces more, also be danger of birthday of Internet intervening tradition must the link of get through. This involves the sale of front, nucleus to protect, the mode of birthday danger operation of the whole technological process such as the manage compensate of back end, products plan is transformed.
This are in " extremely simplified check " , " acme is agile " , " very be worth " in the explanation of core viewpoint of value once more somewhat confirm.
We do our utmost to become everything simple and direct, making sure what you choose is what you need.
World ten thousand changes in the twinkling of an eye, our plan also is set for this only; Life change is boundless, your safeguard also can need because of answering and adjust neatly.
Need not pay middleman's fee, without conceal type to collect fees, ensure you each minutes of Bo is used its place.
How to solve bind type sale, solve commission to direct next sales direct, reach an user on oriented, real significance it is with the guest honour, it is the issue that Internet birthday danger needs to consider to solve not only, also be the problem that birthday danger industry must solve.
The rich play chess during depends on, who to see go in front. The exploration of Blue can be summed up for 3 type.
03
One of dozen of laws of Blue: Price advantage go ahead of the rest
Blue go up first two products of the line, one decides birthday, life of WeCare fixed person ensures a plan 1; One weighs disease, weCare danger disease ensures a plan 1.
No matter be calm birthday or product of serious illness risk, rate of insurance cost cost all distinguishs smoking, if weight can increase cost too high (in the test, author number is spent weight kilogram treat as jin type, cause cannot quote) .
Overall and character, two products value is relatively cheap, this also is Internet is classical make a way -- price in advance.
With 30 years old, height 175 centimeters, 65 kilograms of males, capture expends weight 30 years, protect 30 years, keep the specified number 1 million Hongkong dollar is exemple, life of WeCare fixed person does not smoke body year insurance cost body of 1870 Hongkong dollar, smoking 3040 Hongkong dollar;
With 30 years old, height 170 centimeters, 60 kilograms of females, capture expends weight 30 years, keep the specified number 1 million Hongkong dollar is exemple, danger of WeCare fixed birthday does not smoke body 1310 Hongkong dollar, smoking 2020 Hongkong dollar.
About the critical point of weight part, it is with afore-mentioned males exemple it is 100 kilograms, achieve 100 kilograms, year pay insurance cost reachs 2805 Hongkong dollar.
"Preferential price case " one of propagandist dots that decide life product this just about, so-called value privilege can be generalized directly for " cheap " .
Another window, this network casts the calm life that maintain highest avoid check-up to protect the forehead to be able to amount to 8 million Hongkong dollar.
WeCare danger disease:
With 30 years old, height 175 centimeters, 65 kilograms of males, capture expends weight 10 years, protect 10 years, keep the specified number 500 thousand Hongkong dollar is exemple, weCare danger disease does not smoke body year insurance cost body of 810 Hongkong dollar, smoking 1075 Hongkong dollar;
With 30 years old, height 170 centimeters, 60 kilograms of females, capture expends weight 10 years, protect 10 years, keep the specified number 500 thousand Hongkong dollar is exemple, weCare danger disease does not smoke body year insurance cost 940 Hongkong dollar, smoking 1280 Hongkong dollar.
Unlike danger of lifelong, long-term birthday, place of product of this birthday danger protects Blue disease is planted less, reach in the light of cancer, heart attack apoplectic 3 basically weigh disease greatly, and safeguard time is the longest for 10 years.
Cast keep the age highest for 85 years old, can ensure add to protect, "When add is protected, insurance cost will suffer according to applying to keep a person at the appointed time the insurance cost rate of the age is adjusted " . This ought to be wind accuses a medium.
For this, " protect now " calculated height respectively 175 centimeters, 65 kilograms of males, capture expends weight 10 years, protect 10 years, keep the specified number 40 years old of 500 thousand Hongkong dollar, 50 years old, 60 years old do not smoke cost rate of the male, it is year of pay insurance cost respectively 1720 Hongkong dollar, 4200 Hongkong dollar, 10130 Hongkong dollar.
This network casts the serious illness a place difficult of access that guarantee highest avoid check-up to keep the specified number 2.5 million Hongkong dollar.
Another large window is, insurant children can enjoy serious illness to protect 50 ％ of the forehead, highest total indemnity 300 thousand Hongkong dollar.
Product cost leads a field, do not make farther transverse contrast, website of each big cable business all has cost rate to calculate a watch. Overall and character, have quite price advantage.
04
Of dozen of law of Blue: Simple and agile buy an experience
Simple, agile ought to be the characteristic with this the oldest product.
No matter be calm birthday or serious illness product, product liability is simple, disclaimer is very little. The product that decide birthday offers die responsibility only, do not contain total damage responsibility; And serious illness product includes cancer, heart attack to reach only apoplectic 3 basically weigh disease greatly, propagandist language is " noble essence of life is not noble much, without deposit composition, the safeguard that provides collimation of essence of life to receive for you with appropriate insurance cost " .
The nucleus protects the propagandist language of the respect to be, "Go to the lavatory simply, approve a nucleus immediately. Cast trival file, need to answer 3 simple questions only, guarantee slip can be obtained immediately batch. Guarantee slip can be obtained immediately batch..
Flexible level field, main body can be changed independently now protect the forehead, guarantee slip safeguard period and capture pay period, differ in order to satisfy customer in life the insurance demand of level.
The safeguard forehead of product of fixed birthday danger, guarantee slip is ensured period reach Fu Jijun of insurance cost capture to be able to be changed independently.
Of serious illness product protect the forehead to be able to be changed.
05
Of dozen of law of Blue: Go commission is changed turn over filling consumer
Want Hongkong dollar only 1 yuan, can enjoy Hongkong dollar 500 thousand dynast year safeguard of fixed birthday danger;
Want Hongkong dollar only 1 yuan, can enjoy the Hongkong dollar that keep the specified number 200 thousand yuan danger disease ensures a plan;
Of opposite product, flow transform, blue1 yuan the edge tool of sales promotion is worth to pay close attention to more.
How to understand 1 yuan of sales promotion?
Namely consumer needs capture first years to pay Hongkong dollar only 1 yuan protects Zuo , can enjoy the Hongkong dollar that keep the specified number safeguard of life of 500 thousand yuan of WeCare fixed people plans the safeguard of 1.
Respect of serious illness risk also is like this, consumer needs capture first years to pay Hongkong dollar only 1 yuan protects Zuo , can enjoy the Hongkong dollar that keep the specified number safeguard of disease of 200 thousand yuan of WeCare danger plans the safeguard of 1.
Associate " need not pay middleman's fee, without conceal type to collect fees, without deposit composition " the word that waits to appear often, knowable the firm severe of this one action. The honor of channel of the member that attack traditional sale continuously and malpractice direct with the middleman's fee that collect next rich with consumer interest weichi.
In fact, if be in place oneself of 1 yuan of sales promotion traditional sale member channel, first years insurance cost just is like first years of commission that is sure for a long time. 20 years period, first years of commission of product of longer even insurance is absolutely more than so much of first years of insurance cost.
Erst increase of this one share by sale member channel each are big chain is broken up, this Blue is direct will return consumer. Just think part has the medium of ability of dimensions of fixed insurance cost, the commission rate of product of long-term birthday danger won't under 100 ％ .
Admittedly Blue this sales promotion gave out " apply to 1500 first successes to apply for a client only " condition, but have bright Internet so whether can the means that type encircles a guest to make a way make the channel way that preserves for a long time, unknown.
OK and affirmatory is, business wants computational efficiency and cost, if contrast is traditional the cost of channel and efficiency are better, also can yet be regarded as a good method.
The word after making up
This kind goes commission is changed, the mode of straight face consumer is worth to pay close attention to, the give somebody a new lease on life of product, flow will be the condition that each company future will face.
Complex, the product that binds type, expatiatory, the clausal data that specializations highly, huge sale member team, and even superintendency regulation... casting removed barrier of way of way of traditional life danger, also be the ground that the science and technology of Internet times attacks surely.
Finally, afore-mentioned products have ability of Hong Kong permanent resident to buy only, hereat is farther the article is evidence only the original intention that introduces commercial pattern.
