When buying insurance to parents, the easiest in 4 hole of action

Once the netizen delivers small gain " spit groove " of mom aesthetic

When buying insurance to parents, the easiest in 4 hole of action

This small gain caused the resonance of a lot of person.

They are sent in succession post, will spit groove,

Among them domestic outfit is the focal point that everybody says groove consistently!

When buying insurance to parents, the easiest in 4 hole of action

@Mew Luo

Live in the home to resemble natural and smooth writing

These floors that my pa looks for where

When buying insurance to parents, the easiest in 4 hole of action

Zhi of @ end Zhi:

Two chrysanthemum always think when watching TV to you. . .

When buying insurance to parents, the easiest in 4 hole of action

@ faceless user:

Did not misread to you!

A bath bully is installed in the head of a bed! The sunbathe on the bed

Late night @ Mr. Xu:

Mom says to install the toilet on this lamp to came out to won't fear!

When buying insurance to parents, the easiest in 4 hole of action

@ I am hand cancer country how is ambassadorial person like chicken:

This how?

My pa buys, still can use paint from life.

When buying insurance to parents, the easiest in 4 hole of action

The case of silk of a bud that makes to air conditioning with curtain cloth, have a feeling very much

When buying insurance to parents, the easiest in 4 hole of action

Still have closestool bud silk 2 are covered

When buying insurance to parents, the easiest in 4 hole of action

O of Da of @ mew mew:

Mom says durable!

What ghost is doting on lifetime and that two big flowers?

Spitting groove when you when these, also be the day that is together with pa Mom in one's childhood in memory actually. And present we are already grown, be far from home town, go hard realizing oneself dream in this new city, likelihood already very long did not see pa Mom. Whether do we worry to receive the telephone call since abrupt noise in the late night, the phone perhaps is the message of pa Mom sicken that.

In one's childhood, they will protect you, but old now, can you protect them? The father and mother that may have a lot of people even Lian Xinnong closes or cure is protected etc most fundamental social security also is lacked, we cannot blame them why young when do not go buying insurance of a business.

When buying insurance to parents, the easiest in 4 hole of action

Should carry an insurance to them now?

However old people because the age and body reason, belong to the tall hair group of contingency and disease, the insurance product that old people fits to buy on the market is very finite, and still have numerous limitative requirement, when Mom giving father chooses to be sure, we must keep away from 4 common hole:

1, avoid by all means by so called " insurance manage money matters " the product puzzles

As a result of conduct financial transactions kind insurance product, safeguard content is little, understanding difficulty is tall, old people is very easy by the salesperson with the name of provide for the aged misdirect is bought, achieve the safeguard effect of insurance product hard. The most crucial is, this kind of product returns this time slow, age is already old when old people is bought, perhaps wait for less than returning at all this at that time, more do not raise profit!

2, oversight " health is informed " importance

Before every insurance is bought, read carefully please " health is informed " , no matter be,cast on Internet protect, still buy below the line. According to every health is informed do reply according to the facts. But remember health informing mentioned need, did not mention, do not need to reply.

If some health is informed,do not accord with, not be to say to cannot buy insurance, need does a nucleus to protect. The result branch that the nucleus maintains is 3 kinds:

Refus is protected (cannot cast protect)

Except (that part that does not accord with health to inform is not inside safeguard limits)

Rise in price (safeguard content is changeless, promotion insurance cost)

3, " 3 tall " do not have a law to buy insurance

Parents went all out in work a few years, the body everything is healthy, affirmative unlikely, can have some of indisposition more or less. Buy insurance to have two doorsills: It is the age, 2 it is healthy.

If old people is healthy, serious illness risk can be cast normally with 1 million medical treatment protect.

But if have tall blood fat, hypertensive, tall blood sugar, diabetic wait, the likelihood does not have a law to be informed through health, cannot buy serious illness or a place difficult of access of 1 million medical treatment so. What what I hope is, insurance company also noticed this kind of condition, the meeting on the market has a few 3 fast crowds to be able to cast a place difficult of access preventing cancer that guarantee now, or it is danger of the medical treatment that prevent cancer. Suit old people to buy. What differ with serious illness risk and danger of 1 million medical treatment is, just as its name implies is opposite the danger that prevent cancer and danger of the medical treatment that prevent cancer only action of the safeguard since cancer. But safeguard always is close friends than doing not have safeguard, cancer basically occupied the serious illness of 70% to come on case.

4, discreet choice weighs disease risk

Because serious illness risk is to give,pay model, so insurance cost is met comparatively some more expensive. When age on the high side, even if can buy, but very incidental also insurance cost hangs a phenomenon, namely the situation that insurance cost summation keeps the specified number more than. Even if did not hang, insurance cost lever is compared also already very low. For example some serious illness risk, 60 years old of males are cast protect, highest can cast protect 200 thousand serious illness to keep the specified number, but the insurance cost that pays 20 years actually is already adjacent 180 thousand.

Want to choose to weigh disease risk cautiously so, if do not have right product, old age prevents cancerous risk, medical treatment danger to all can serve as replace safeguard.

When buying insurance to parents, the easiest in 4 hole of action

What insurance product suits old people to buy? When buying insurance to parents, the easiest in 4 hole of action

If parental age under 60 years old: Accident danger, serious illness risk, medical treatment danger is theoretic can buy. But when wanting to notice to buy " health is informed " , and whether does insurance cost of serious illness risk have the problem that hang below computation

If parents is healthy the situation is general, be " 3 tall " crowd: Only the accident danger, danger that prevent cancer can be bought.

If parental age prep above is 65 years old: So also only the danger that prevent cancer can be bought.

[suppose] : The father of small A is 60 years old, have 3 tall. How should be so small A done to the insurance program of his father?

When buying insurance to parents, the easiest in 4 hole of action

Not expensive, but tell the truth the limitation of safeguard really very big. Can guarantee the medical treatment fee of cancer part only!

Healthy ability of parents is our biggest happiness.

If possible word, take parents every year to do second check-up, this also is a very good thing.

In addition I still feel, want to had done two businesses as children:

Work hard, make money hard, in case parents falls ill, you can in time take out medical treatment cost

Oneself safeguard must have been done, go seeing oneself what still be short of to be sure rapidly. Once you produced an accident, even does the pa Mom of old take out money to come?

Thank everybody to watch small fish this is shared, if you feel right you are helpful, share the friend beside you please. If have inappropriate place, welcome to point out!

When buying insurance to parents, the easiest in 4 hole of action

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